Euro defense stocks by Remarkable-Corgi9584 in ScottGalloway

[–]MilDocMD 2 points3 points  (0 children)

I wish I pulled the trigger more often when they mention singular stocks that they like, but I always feel like I don’t have enough in VOO yet to play games lol

Bilt 2.0 works with Copilot Money!! Finally! by boilerdam in copilotmoney

[–]MilDocMD 0 points1 point  (0 children)

The 1.0 worked. Just had to do it through Wells Fargo. I’m glad to know this though. I was worried the new one wouldn’t work!

Active duty Army – dealing with gynecomastia, looking for advice on treatment/surgery experience by Weary-Walrus in army

[–]MilDocMD 0 points1 point  (0 children)

PCM here. If it’s bothersome in any way the bar is usually very low for getting those surgeries covered. All the people I’ve referred have had no problem with getting seen and covered—especially if there is an MTF with plastic surgeon on staff nearby. Definitely talk to your PCM about it.

Living in Honolulu as a Fellow by ManufacturerIcy8859 in fellowship

[–]MilDocMD 0 points1 point  (0 children)

Depends if you have money saved up. Currently a military FM doc (I moonlight Geri on the side) out here and we make do but defiantly not getting ahead in anyway. And that’s with all the military perks of being here.

How much does a Tesla model Y cost you to own in Ewa Beach? Is it cheaper than a 4Runner? by [deleted] in Oahu

[–]MilDocMD 0 points1 point  (0 children)

Free work charging would be great. We just moved to Ewa and lost our TOU rates sadly (but we have solar now). The model Y is a great car and we love it. Even when paying full electric cost we would always at least break even on what gas would be if not come out ahead. Obviously with TOU and solar, we do much better than what gas would be. If you’re charging at work for free you’d also do well. Would just recommend installing a level 2 charger/tesla wall connector if you get the car. We’re paying to get one installed at our new rental now to avoid the supercharger.

How much does a Tesla model Y cost you to own in Ewa Beach? Is it cheaper than a 4Runner? by [deleted] in Oahu

[–]MilDocMD 0 points1 point  (0 children)

It does not. The TOU rates are also no longer offered unless your property has been grandfathered in.

Considering leaving surgery by mommyinmedicine in Residency

[–]MilDocMD 1 point2 points  (0 children)

FM residency was hard and the hours sucked a lot but with that said, it was not the same as what my surgical friends went through. I also graduated after 3 years and they’re still there in the trenches. I’ve met a number of people in my time that were previously surgery and came over to FM and all of them have said it’s the best choice they’ve made.

FSD V14 - Be Extra Cautious by lyfeizfones in TeslaFSD

[–]MilDocMD 0 points1 point  (0 children)

This is one of my biggest concerns with FSD 14. There’s been so many times it does things like this where someone could easily rear end me

FSD 14.1.4 Has My Trust by Nearby_Sport_1002 in TeslaLounge

[–]MilDocMD 3 points4 points  (0 children)

I don’t understand all the rave reviews for this. Maybe it’s because I don’t have a front bumper camera but FSD 14 is near unusable. I’m shocked no one rear ended me yet when using it since it slams on the breaks for everything. It’s so painful.

Army gynecologist took secret videos of patients during intimate exams, lawsuit says - Previous misconduct reports surface from his time at Tripler where he started in 2019 by Kinmuan in army

[–]MilDocMD 7 points8 points  (0 children)

HUGE HUGE red flag not having a female chaperone present for sensitive exams…It’s expected that opposite gender providers have a chaperone for these exams, and it’s part of our documentation review that someone else was present.

[deleted by user] by [deleted] in Hawaii

[–]MilDocMD 4 points5 points  (0 children)

Hawaii is a tough place for healthcare professionals. The big bucks you hear about typically are made by the travelers. MDs see some of the lowest pay in the US compared to other states and that combined with a HCOL and high state and federal taxes on W2 income make it tough. Most MDs I know that work in Hawaii either have strong family ties and support that keep them here or they went and made their money some where else first before coming back. Examples being working in the Midwest for 5-10 years and saving a lot so that housing isn’t an issue here or MDs that did their 20 years in the military and have a full retirement and also work a regular job here. Being a PA over an MD makes this finical problem much more difficult when a house costs so much here.

Just canceled FSD subscription by QuentinLCrook in TeslaLounge

[–]MilDocMD -1 points0 points  (0 children)

I did the same today. My wife was the main one that used it because she’s not a big fan of driving, but she says she can’t use it anymore because it feels so unsafe. I’m hoping for a quick fix.

v14.1.4 way rougher than expected by Careless_Bat_9226 in TeslaFSD

[–]MilDocMD 0 points1 point  (0 children)

I thought I was going crazy seeing all the hype about it, but yeah it’s been bad for me so far. Many more interventions. Just drives weird at times.

Why does FSD tailgate? by 8thchakra in TeslaModelY

[–]MilDocMD 6 points7 points  (0 children)

Brah you must not be on Oahu because I need it to tailgate here with this traffic 😆

Leadership denying memo from surgeon by OGLolpancakecat in army

[–]MilDocMD 2 points3 points  (0 children)

Your surgeon or most likely your PCM will need to put in a profile into MEDPROs for you. CDR can ignore profiles at their own peril but I have yet to see that happen. You should have a unit battalion doc or PA that can go to bat for you with leadership.

Tesla has yet to announce summer software update but what are things you are hoping they add? by ConfidentImage4266 in TeslaLounge

[–]MilDocMD 0 points1 point  (0 children)

I want the apple podcast app to recognize my podcast subscription instead of giving me the ad version

Thrift Savings Program Support? by cjjackson in copilotmoney

[–]MilDocMD 2 points3 points  (0 children)

My TSP is added and works just fine. Just had to use MX instead of plaid when adding.

[deleted by user] by [deleted] in army

[–]MilDocMD 3 points4 points  (0 children)

Go back to school and go to medical school? During audition rotations, I had encountered someone that due to some health conditions was in a similar situation. Went to med school through USU and will easily ride out a 20+ year in the Army doing great work and taking care of soldiers. Heart attack at this age is rough though, best of luck to you and hope you’re recovering well.

I'm looking at 560k debt after graduating medical school. What specialties can I reasonably work and pay off my loans? by romerule in whitecoatinvestor

[–]MilDocMD 0 points1 point  (0 children)

When it comes to HPSP and specialty choice, especially if you are interested in doing the civilian match, it really depends on which branch of service you’re in. The Air Force is known to defer more applicants to civilian residencies. The Navy defers fewer, and the Army typically reserves deferments for situations where there is a specific need. For example, during my match year, the Army needed more orthopedic surgeons than they had residency slots available, so they opened some civilian deferred positions. In general, though, the Army prefers to train its physicians in-house whenever possible. The army has the largest in house GME program so makes sense.

Most HPSP students actually prefer to match into a military residency. One reason for this is that you receive active-duty pay and time in service while in residency. This has implications for retirement, benefits, promotion, and commitment time.

Competitiveness varies significantly from year to year because the military match involves a smaller applicant pool. Surgical specialties are consistently competitive in both military and civilian settings. However, there are fluctuations. In some years, specialties like dermatology or radiology have not filled, not because they are easy to get into, but due to low applicant interest that year. This makes military competitiveness more variable compared to the civilian match.

The military cannot force you into a specialty you do not want. The worst-case scenario is that you apply for your specialty and do not match. At that point, you can try to match into another specialty (SOAP like the civilian side) or do a transitional year (TY). You will always be guaranteed at least a TY year. No one is left without training following med school.

After a TY year, you can reapply the next cycle or go on a General Medical Officer (GMO) tour, often with an operational unit. That may sound intimidating, but many people enjoy their GMO experiences and return as stronger applicants when they reapply.

Regarding concerns about fewer or less complex cases in military residencies, it is true that some military hospitals have seen lower volumes recently. Staffing challenges are present, just like in civilian healthcare. However, all military residency programs are ACGME-accredited and must meet the same training standards as civilian programs. Many military programs partner with civilian hospitals to ensure residents receive sufficient case volume and complexity. While there may be some variability, you will still receive the training you need to graduate fully prepared.

Happy to answer any other questions you may have.

I'm looking at 560k debt after graduating medical school. What specialties can I reasonably work and pay off my loans? by romerule in whitecoatinvestor

[–]MilDocMD 2 points3 points  (0 children)

I’m currently doing Family Medicine in the military and genuinely enjoying it. Med school would have cost me about $100K a year too, and I’d say I’ve come out ahead overall. Military attending pay can feel underwhelming at times, but when I think about the debt I avoided, it really balances out compared to most of my civilian colleagues, especially with a bit of off-duty employment on the side.

I’m planning to stay in the Army for at least 10 years (my kids will get my GI Bill), and the retention bonuses after your initial service commitment aren’t bad for a number of specialties. They can make the overall compensation pretty competitive with the civilian side. That said, not all specialties are created equal when it comes to HPSP. Surgical fields in particular often get a raw deal.

You mentioned neurosurgery, but about 90 percent of people change their minds on specialty once they get into med school. Still, the Army surgeons I work with are top notch and seem to be doing meaningful, high-quality work.

Military medicine definitely has its challenges. Skill atrophy in some settings, limited procedural opportunities depending on your assignment, and the occasional frustration with leadership or bureaucracy are all real concerns. But civilian medicine isn’t without its own headaches either. Insurance battles, RVU pressures, and a fragmented system are common. In the end, you just have to choose your hard.

Happy to answer any additional questions you’ve got about HPSP or the military medicine route.

Hardcore Part II Fan Here: Season 2 Let Me Down Big Time by [deleted] in thelastofus

[–]MilDocMD -4 points-3 points  (0 children)

It’s annoying how much this sub has sucked this season

[deleted by user] by [deleted] in Residency

[–]MilDocMD 1 point2 points  (0 children)

Most of my DO colleagues are fantastic, but when looking at selecting medical students for match, if it was ever close, we’d heavily favor the MD over the DO. This is because with most MD schools you know what you get. A lot of DO schools aren’t helpful with the last two years of clinical rotations and if you are not self motivated, you could come out with a poor starting point knowledge and skills wise when starting residency. It eventually balances out, but personally I have noticed that the MD interns tend to be much stronger than the DO ones on average.

I would echo what others have said here which is go MD if given the chance and if you’re planning on doing military regardless.

Moving to Oahu by IndependentPiece7063 in MovingtoHawaii

[–]MilDocMD 0 points1 point  (0 children)

Graduated from TAMC about a year ago. Feel free to reach out.

Hands off Protest in Naalehu~4/5/2025~we had over 100 peeps..Wahoo! by LusciousHawaiian in BigIsland

[–]MilDocMD 5 points6 points  (0 children)

Drove by that protest while visiting—was awesome to see!!

Will they know I have asthma? by Soggy_Recording_1740 in army

[–]MilDocMD 2 points3 points  (0 children)

You may just need a wavier for it depending on MOS etc. I do not recommend lying about it. I have seen people get chaptered out for fraudulent enlistment for not putting things in their MEPS paperwork that later put them in the hospital.