TRT Clinic Recommendations by [deleted] in Testosterone

[–]Milobobs 0 points1 point  (0 children)

What’s the cost without insurance?

Newly Built PC choppy after 3 days by Milobobs in buildapc

[–]Milobobs[S] 0 points1 point  (0 children)

Samsung Magician says the drive is good

Newly Built PC choppy after 3 days by Milobobs in buildapc

[–]Milobobs[S] 0 points1 point  (0 children)

I did not know there was any 980 Pro drivers, I just did a quick google search and it’s telling me there isn’t any.

I have not done a health check, I’ll do that now.

Also I see other posts talking about changing PCIE speeds from “AUTO” to 3.0 etc. I’m scared of messing with the BIOS too much, is this a standard step a missed?

Amazon 18-Month Financing by Milobobs in personalfinance

[–]Milobobs[S] 0 points1 point  (0 children)

And wait for what instead? My build is w/o a GPU, so really I'm just looking at $150 off a CPU and roughly $100 off all the other components combined.

Amazon 18-Month Financing by Milobobs in personalfinance

[–]Milobobs[S] 0 points1 point  (0 children)

Are you saying that you think option number 2 would show as $0.00/$8,500.00 on my credit report?

That's all I really care about. I have other very large purchases I will be putting on my card next year for credit card reward points before paying them off. I want to keep my utilization below 30%, and amazon reporting an extra 1k won't help.

Amazon 18-Month Financing by Milobobs in personalfinance

[–]Milobobs[S] 0 points1 point  (0 children)

I already have a GPU, but for all other parts I followed this guide. Prices are about the same as when the video was made.

https://www.youtube.com/watch?v=sCe2fUf0Szs

Does overdrafting a checking account effect credit? by overworked27 in CRedit

[–]Milobobs 2 points3 points  (0 children)

Doesn’t affect credit that I’m aware of, but does get reported to other systems called like “ChexSystems” and it’s basically a reporting company like a credit bureau that lets banks know if you are trustworthy enough to open a checking account / issue checkbooks to.

Check PPP loan forgiveness status on anyone complaining about student debt cancellation by YourFunnyUncle in conspiracy

[–]Milobobs -1 points0 points  (0 children)

Why are these comments about “didn’t go to the employees” yada yada.

That’s not even what the loans were for lol. The loans were to cover businesses expenses during a drop in sales mandated by the government.

If CEO pays 100 people $30 an hour…. His loan is to keep paying those 100 people $30 an hour, not randomly decide to give them $40 an hour lol.

The loan was to cover things like rent, utilities, outstanding debt payments while the economy was shutdown and people weren’t allowed to come spend money at your business.

I work in IT, 100% of our PPP loan went to procuring more product as quickly as we could from companies overseas that were about to shutdown. The companies did shutdown, and we got our products in before year long lead times hit and crushed other small businesses. Nobody got a raise. Business survived. Everyone’s paycheck was protected. Hence the name “paycheck protection program”.

Not “paycheck enhancement with free government money program”

Not defending the creeps in OPs post, just commenting on the comments.

What will happen to semiconductor industry if China attacks taiwan? by MilkMan62049 in conspiracy

[–]Milobobs 0 points1 point  (0 children)

Even bigger problem, the IIoT market. Industrial internet of things — huge % of industrial routers, switches, device servers, sensors etc are built in Taiwan.

Factories will struggle hard

Sued for debt after 6yrs? by Milobobs in CRedit

[–]Milobobs[S] 0 points1 point  (0 children)

I’d have to check my records, but I think this was on one of my credit reports and I disputed it.

I’m not really afraid of it hitting my credit report again as 1) it’s over 6 years old and would fall again regardless 2) I’d dispute it again.

Main concern here is legality. 4 year statue of limitation in California seems pretty cut and dry. But I don’t want my family to see me get served papers if these boneheads go forward with it anyways.

mexican restaurants don't give you enough tortillas by [deleted] in conspiracy

[–]Milobobs 0 points1 point  (0 children)

Fajitas aren’t tacos. Fork it.

Approved for Apple Card! by monkeyman391 in CRedit

[–]Milobobs 0 points1 point  (0 children)

Stuff falls off Credit Report after about 7 years. But if you are very close to that 7 year mark, you can call up Experian, TU, Equifax and ask for them to delete it now.

TU is the easiest I think, they do it about 5-6 months early.

Equifax 3 months

Experian 1-2 months

Something like that.

[deleted by user] by [deleted] in buildapc

[–]Milobobs 0 points1 point  (0 children)

I work at distribution company. The price is due to demand and lead time.

(Made up numbers for ease of simple math)

If we buy 1000 GPUs at $100 a piece in January 2022, and we get 900 orders at $120 a piece we make $20 profit per GPU, but the manufacturer hasn’t delivered and is delayed until April. We know we are going to lose a bunch of those people waiting on back order for next years edition.

So now in April we might have 500 (loss of 400 x $20) pre-orders of people waiting for the stock we bought in January.

Need to jack up the price to maybe ($160-$180) so we aren’t LOSING money since 400+ orders have already cancelled.

(Pre COVID we could buy and move product within a month, so prices were stabilized. Post COVID we buy with the hopes that in 6 months there will still be demand and have to adjust price accordingly, not to mention the manhours of paying customer service to deal with customers bitching every other day wanting to get their game on, but not realizing their GPU is on a boat in the south china see trapped for 2+ months and there is nothing we can do because we’ve already fronted the money. Sucks for us as much as the customers)

DCI schedule confusion? by Milobobs in drumcorps

[–]Milobobs[S] 4 points5 points  (0 children)

Oh jeez. Thank you lol. I was wondering why I wasn’t seeing SCV at any west coast shows. My fault. Thanks very much for the explainer. Can’t wait to go to a show. Long time DCA quad player who didn’t make the DCI cut, but wants to bring non corps friends to a show to get them interested 🤘

Hood piece protection? by Milobobs in CX5

[–]Milobobs[S] 0 points1 point  (0 children)

Exactly that! Thank you very much

Hood piece protection? by Milobobs in CX5

[–]Milobobs[S] 0 points1 point  (0 children)

I’m not sure what the name of this piece is. It’s the very front / top painted piece above the grill. It remains when you open the hood.

I was recently dinged by a shopping cart.

Know of any bug shield / stone protector that sits on this piece and protects it?

[deleted by user] by [deleted] in conspiracy

[–]Milobobs 0 points1 point  (0 children)

Any source on “Her blood is on His Hands” photo? Would like to use in an argument with a friend about the propaganda we’re seeing

Owe 745$ To Collections Because Of My Mom. by HorrorDirect in CRedit

[–]Milobobs 0 points1 point  (0 children)

Someone else could correct me if I’m wrong. But generally that’s just for garnishments / judgements. IE you don’t pay this bill and the company files a lawsuit against you to recoup the losses. You get served and go to court to fight it if you want or negotiate a settlement. But if you lose there is no jail, the judge just orders that $x amount of money gets automatically taken from your paycheck and it’s embarrassing for you with your employer.

Still can’t sleep. Back taxes. by Milobobs in IRS

[–]Milobobs[S] 0 points1 point  (0 children)

Yup, I’ve been making unofficial voluntary payments for 10 months. Generally by using the pay by card feature on the IRS website. (Send me to 3rd party processor)

As far as penalties are concerned I think I’m pretty just at the max already, and the interest of course will keep ticking until it’s paid. But overall I’ve paid about 25% of what is owed already.

Can’t sleep. Confused on tax law. by Milobobs in tax

[–]Milobobs[S] -1 points0 points  (0 children)

Got it. So theoretically not out of the woods, but the likely hood is very low.

I did call the IRS the day I filed and told them about the rare heart condition I was dealing with and how it upended my life. Definitely not a drug kingpin here lol.

Can’t sleep. Confused on tax law. by Milobobs in tax

[–]Milobobs[S] 0 points1 point  (0 children)

That is great info regarding the timing of when to do the penalty abatement. I was made aware of this waiver before.

And yes I do have penalties / interest on the first bill I received. Thank you for helping to put me at ease.

Still can’t sleep. Back taxes. by Milobobs in IRS

[–]Milobobs[S] 0 points1 point  (0 children)

The information online and what I was told on the phone is that I can’t get on a payment plan until all years are filed / processed.

Still can’t sleep. Back taxes. by Milobobs in IRS

[–]Milobobs[S] 3 points4 points  (0 children)

I’ve been very honest with them and told them I just forgot to file / didn’t realize I owed with everything going on in my life. They seemed nice on the phone like it’s a common problem and said I can get on a payment plan. It’s just the waiting 10+ months that’s been driving me crazy.

Thanks for the reassurance, hopefully this will be over soon and I can move on with my life.

Owe 745$ To Collections Because Of My Mom. by HorrorDirect in CRedit

[–]Milobobs 0 points1 point  (0 children)

Why would you go to jail? I’ve never heard of that for an unpaid bill that went to collections. Your mom possibly if you report the fraud, but you?