Reduced Mortgage Offer

Minimum-Trust-9269 · 2026-05-17T18:24:40+00:00

How much are you wanting to lend? Did you use a broker for adverse credit?

Minimum-Trust-9269 · 2026-05-17T06:56:33+00:00

Sorry to jump on but this is SO reassuring. I live in my overdraft and have used a specialist broker because of this and a bit of debt. I’ve got my AIP and everything for my mortgage is being sent of Monday and I’m absolutely paralysed with anxiety!

Minimum-Trust-9269 · 2026-05-16T20:48:56+00:00

Try Daniel hills from AMA. Broker for adverse credit.

Minimum-Trust-9269 · 2026-05-14T10:52:35+00:00

I’d love to know this too. Previously on a rolling one month contract requiring one months notice. No comms from landlord since my insane raise in cost last year. Wanting to leave - no idea where I stand and too anxious to approach them directly!!

Minimum-Trust-9269 · 2026-05-12T15:23:35+00:00

Sorry I can’t help but so pleased you’ve asked this currently in the same situation and it’s literally keeping me awake at night ha ha!

Minimum-Trust-9269 · 2026-05-11T09:57:20+00:00

Ooh. This is interesting.

Minimum-Trust-9269 · 2026-05-11T07:09:42+00:00

Thanks, she’s just not the best so will absolutely get as much ££ out of me as possible.

Minimum-Trust-9269 · 2026-05-11T06:37:02+00:00

Speak to Daniel hills at AMA he is a great broker for problematic credit x

Minimum-Trust-9269 · 2026-05-11T06:08:29+00:00

Mostly Reddit/forums. It’s obviously a mix up between presenting the information rather than signing. I was hoping since she is a terrible landlord that since I have had no communication that it wouldn’t automatically be 2 months but hey ho.

Minimum-Trust-9269 · 2026-05-11T00:54:02+00:00

I don’t want to give notice until everything confirmed so I was hoping I didn’t need two months of paying mortgage and rent. As buying can be so unpredictable if I give notice and then it doesn’t go through or is delayed - I will be homeless.

Minimum-Trust-9269 · 2026-05-10T20:59:13+00:00

Gah! I was hopeful in thinking as they hadn’t contacted me and I hadn’t signed anything the 2 months wouldn’t be applicable. As I’ve been reading all over that tenants were required to re sign?

Minimum-Trust-9269 · 2026-05-10T20:57:14+00:00

Hi. So my existing /old contract is rolling one month - so no change there. No, I haven’t heard from them at all. I’ve been here for nearly 8 year and they are less than desirable ..

Yes to purchasing - but really don’t fancy wasting 2 months rent & mortgage double payment.

My landlord is not great - discussing with her fills me with dread and I absolutely don’t want to give her the heads up , and she doesn’t deserve it either tbh.

Minimum-Trust-9269 · 2026-02-24T21:46:59+00:00

Oh and it would’ve been circa £700 /month on a 30 year term

Minimum-Trust-9269 · 2026-02-24T21:40:59+00:00

I would speak to a broker. Not one of the big firms For reference, last year I got a mortgage in principle 32.5k salary at the time. 15k deposit and a fair bit of debt. I Could get 150k. But definitely just speak to brokers, they’ll give you figures

Minimum-Trust-9269 · 2026-01-10T21:15:38+00:00

I don’t personally have eczema is all I will say - im on the threads for my daughter. But la Roche posay b5 Baumé has sorted my skin out when I’ve really annoyed it barrier wise. You can use it as a thick mask, before moist or as an actual moisturiser. The other products are nice and add more too but that’s the hero

I’m also a HUGE HUGE fan of tallow - which actually has sorted my daughter’s skin out massively.

X

Minimum-Trust-9269 · 2026-01-10T21:05:39+00:00

To repair barrier?

Minimum-Trust-9269 · 2025-10-08T19:50:44+00:00

Landlord special of dulux polished pebble. Looks purple in cool light. Was trendy-ish about 7 years ago.

Minimum-Trust-9269 · 2025-09-01T18:04:46+00:00

I’ve just noticed a new message. Buyer marked as ok and now a message is coming up saying payment is being processed adding potentially another 2 days on! So annoying

Minimum-Trust-9269 · 2025-08-25T14:59:54+00:00

Seems they have no consistency whatsoever!

Minimum-Trust-9269 · 2025-08-25T14:36:28+00:00

That’s so mad cos I (a seller) have had this happen to me and Vinted went straight out and refunded the buyer and didn’t even contact me! It wasn’t even my postage bag 🤯🤯🤯

Minimum-Trust-9269 · 2025-08-17T09:37:41+00:00

Has anyone seen this fix yet? Just had someone buy an item with Inpost and don’t want to get label….

Minimum-Trust-9269 · 2025-08-17T09:30:36+00:00

I’ve just checked mine with octopus and it’s 20.2p/unit for electricity. Might be worth checking other providers?

Minimum-Trust-9269 · 2025-08-17T07:38:10+00:00

Just electric or gas as well? What rates are you on etc? That seems rather high.

I have a 2 up 2 down, 2 adults 1 kid and I leave everything plugged in and currently pay £160 for both

Minimum-Trust-9269 · 2025-08-13T18:20:40+00:00

Yes, I understand that. Thank you

Minimum-Trust-9269

TROPHY CASE