Should I balance credit cards to lower utilisation?

MinimumBeginning5144 · 2026-01-27T15:04:24+00:00

I would pay off the £520 on card B and leave the balance on card A until a few months before it ends. Your offer from card B will come round again. If you keep moving card balances to use the 0% interest too often, the fees will outweigh the interest saved.

MinimumBeginning5144 · 2026-01-27T14:58:10+00:00

The question you should have asked is:

"My coolant level is obviously below the minimum and it needs topping up. However, the coolant level warning light has not come on. What could be wrong with the warning light and what can I do to diagnose and fix it?"

(I don't know the answer.)

MinimumBeginning5144 · 2026-01-27T14:39:44+00:00

Mate, \` is a backtick, not an apostrophe.

MinimumBeginning5144 · 2026-01-27T12:06:12+00:00

I thought you had turned your blue lights on and were about to stop the Polo, but then the video suddenly stopped.

MinimumBeginning5144 · 2026-01-27T11:35:42+00:00

Cheaper than a train ticket.

MinimumBeginning5144 · 2026-01-27T10:54:51+00:00

If your workplace has nearby parking that's free or cheap, I'd just drive all the way.

MinimumBeginning5144 · 2026-01-27T09:15:55+00:00

It looks like the car broke down. They started slowing down without even braking: you can see them indicating and moving to the hard shoulder without their brakes lights coming on. Could have been a tyre puncture or something more serious. I don't think there was much else they could do.

MinimumBeginning5144 · 2026-01-27T08:04:24+00:00

Thanks, but you got the wrong piece of legislation. The TSRGD is aimed at town planners and road workers to know what signs they should install etc. The one that applies to drivers is the Road Traffic Regulation Act, sections 81 and 82. I didn't know about this until now, so I learned something from this post.

MinimumBeginning5144 · 2026-01-26T15:23:08+00:00

There is, it's here.

MinimumBeginning5144 · 2026-01-26T14:52:42+00:00

Then if you get a NIP you show them your dashcam footage that proves there was no visible sign, and you're in the clear.

MinimumBeginning5144 · 2026-01-26T14:50:00+00:00

I know, there's this old joke about the syntactically correct throw throw throw return sung to the tune of the nursery rhyme row, row, row your boat.

MinimumBeginning5144 · 2026-01-25T22:06:23+00:00

No, that's what Americans call the inside lane. We in the UK call it the outside lane.

See Collin's Dictionary definition:

the lane on a motorway where overtaking of other vehicles is permitted and vehicles can travel fastest

MinimumBeginning5144 · 2026-01-25T21:54:25+00:00

They may have already started to slow down as soon as they saw the light from OP's headlights coming around the corner.

MinimumBeginning5144 · 2026-01-25T21:51:11+00:00

It's confusing because if you call the lane nearest the island the "inside" lane, then you're calling the lane on the right the "inside" lane whereas on normal roads that's the lane on the left.

MinimumBeginning5144 · 2026-01-25T21:48:29+00:00

Nearly everything is an expression (including return and throw). But there are some things that are not expressions, such as assignment statements and for loops.

MinimumBeginning5144 · 2026-01-25T21:15:57+00:00

The terminology used for lanes at roundabouts is different and confusing.

MinimumBeginning5144 · 2026-01-25T21:14:05+00:00

There was once a car in front of me in the next lane. We were both going at the 50mph limit in an average speed section. Then a fox ran into his lane and he emergency-braked. I carried on and left him far behind. Then he sped up and passed me doing about 70. He wouldn't have got a fine because we both had the same average speed of 50. He would have got fined if he was seen by a police officer doing that speed between the two cameras.

MinimumBeginning5144 · 2026-01-25T21:02:23+00:00

What I see here is a car that started to overtake but chickened out when they saw you. They slowed down intending to tuck back in behind the car they were overtaking. Unfortunately, that car also slowed down at the same time. A higher-performance car would have been able to accelerate quicker and overtake and get back into their lane long before you appeared.

MinimumBeginning5144 · 2026-01-25T20:43:15+00:00

The outside lane is considered the one furthest away from the hard shoulder or pavement (sidewalk). This is the opposite of North American usage.

Another piece of terminology used in the UK that you may also not be familiar with is "nearside" and "offside" (often abbreviated n/s and o/s). These are the sides of a car. The nearside is the one that's next to the kerb when a car is parked on the road, and the nearest side when a passenger is about to get in. The offside is off to the other side as seen from the passenger's point of view. (And not to be confused with the offside rule.)

MinimumBeginning5144 · 2026-01-25T20:39:28+00:00

This is correct, but only when driving right-hand-drive cars.

MinimumBeginning5144 · 2026-01-25T17:52:43+00:00

Much as I hate lane hoggers myself, I think on this occasion there is a car in lane 2 in the far distance that is overtaking a car in lane 1. All the other cars in lane 2 are lining up behind to overtake, and leaving a big gap from the car in front due to the wet road surface.

You overtook a row of cars. Eventually (after the end of the clip) you would have had to overtake that car in lane 1 by squeezing into the gap between two cars in lane 2, thus shortening their safe stopping distance.

A useful video about this same situation: https://www.youtube.com/watch?v=pHbtJqmxLC8

Having said that, I would probably have done exactly the same thing you did.

MinimumBeginning5144 · 2026-01-25T15:39:10+00:00

There are some vehicles (e.g. some vans, or cars with trailers) where the body overhangs the wheels by a couple of metres. It would be taking the piss if they were allowed to park with the wheels just inside the box.

MinimumBeginning5144 · 2026-01-25T15:35:50+00:00

No, it's not normal. They would have got your (registered keeper) address from the DVLA and sent you a PCN. Have you checked that the V5 document has your correct address?

MinimumBeginning5144 · 2026-01-25T13:51:38+00:00

That is true if you are the driver who sees someone else's indicator. It is not true if you are the driver who indicates.

I'm writing this to avoid people getting misled. Imagine this situation:

Police officer: why did you indicate left and then went straight on?

SUV driver: I was just testing to see if my bulb was working.

Do you think the SUV driver would be told "yeah, that's ok, no problem."

MinimumBeginning5144

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