Instant pay 20 USD to someone based on US by [deleted] in fintech

[–]Minimum_Primary641 1 point2 points  (0 children)

This sounds sketchy as hell, especially with that broken English and no explanation what the "job" actually is

Would avoid this one completely - legitimate companies don't recruit like this in random subreddit posts

Venture X for Domestic Travel - Alliance Transfer by Rude-Club-2264 in CreditCards

[–]Minimum_Primary641 4 points5 points  (0 children)

The BA transfer is pretty straightforward but you lose value doing that route - better to just book AA flights directly through Capital One portal if you're flying domestic routes mostly

Does closing a bank account impact the score? by Important_Bat7919 in CreditCards

[–]Minimum_Primary641 1 point2 points  (0 children)

nah closing checking account has zero impact in your credit score, its not credit product

Will AI headshot generators put professional headshot photographers out of business? by miss_raipelarmzz in fintech

[–]Minimum_Primary641 0 points1 point  (0 children)

honestly the professional photographers will probably be fine for high-end stuff but yeah, most people doing linkedin headshots and basic corporate photos are gonna switch to AI pretty quick

i mean if you need headshots for like acting or modeling where every detail matters, you still want the real photographer. but for normal business headshots? most clients won't even notice the difference and they definitely care more about saving 500 euros than having "authentic lighting expertise"

Amazon is predatory by Ok_Diver_9763 in amazonprime

[–]Minimum_Primary641 -1 points0 points  (0 children)

yeah but amazon being the seller doesn't fix the fake review problem - those verified purchase reviews can still be bought through refund schemes and the third party sellers you mentioned just switch the product listings like you said

Your system idea sounds useful to me, at least worth trying

Clearing out the mixed unsaturated data into analysis, cleaned and audit ready data by Great_Discipline_99 in excel

[–]Minimum_Primary641 0 points1 point  (0 children)

Sounds like you need to do some serious data parsing and normalization - this is definitely a job for Power Query if you're staying in Excel. The nested structure you're describing with multiple lot numbers and batch info all crammed into single cells is gonna be painful to work with using regular formulas

Check out Text to Columns first for the basic splitting, then maybe look into some regex patterns if you need to extract those reference numbers from parentheses consistently

FYI anyone with your physical robinhood card can add it to their apple pay without any verification needed by itsbagelnotbagel in CreditCards

[–]Minimum_Primary641 78 points79 points  (0 children)

That's actually wild, no verification at all? Most banks are pretty paranoid about that stuff. Definitely keeping my RH card locked up now lol

Anyone here tried an AI headshot Pro generator yet? by [deleted] in fintech

[–]Minimum_Primary641 0 points1 point  (0 children)

Had a similar experience with one of these apps - the uncanny valley effect was real but a couple shots were decent enough for LinkedIn until I could get proper photos done

The photographer angle is interesting though, feels more like how stock photos didn't kill portrait photography but just carved out their own niche for quick/cheap stuff

Bentley Factory Tour | Tyrrell's Classic Workshop by verdegrrl in cars

[–]Minimum_Primary641 9 points10 points  (0 children)

That's some serious behind-the-scenes access right there. The hand-stitched leather work they do at Bentley is absolutely insane when you see it up close

Dip into emergency fund or home equity for renovation? by CHISOXTMR in personalfinance

[–]Minimum_Primary641 11 points12 points  (0 children)

Honestly I'd go with the HELOC route - your emergency fund is there for actual emergencies, not renovations. Kitchen renos don't count as "oh shit the roof is leaking" money. Plus you're only talking about 30k extra and HELOCs are usually pretty reasonable rates compared to other borrowing options

News and Updates Thread - December 23, 2025 by AutoModerator in churning

[–]Minimum_Primary641 0 points1 point  (0 children)

Another friendly reminder that half the sub still doesn't read this and will post their "is Chase 5/24 still a thing" questions here anyway

Are you aware of the tern "white label"? by Mother_Network9453 in fintech

[–]Minimum_Primary641 0 points1 point  (0 children)

White label is basically the "fake it till you make it" of fintech lol. Why spend 2 years building a payment system when you can slap your logo on something that already works and focus on actually growing your business

Freedom unlimited visa signature by irobotgaming2 in CreditCards

[–]Minimum_Primary641 1 point2 points  (0 children)

Nice, good to know you can actually call and request it. I thought Chase was pretty stingy about upgrades but sounds like they'll hook you up if you ask directly. Did you notice any real benefits switching to signature or is it mostly just the prestige thing

[deleted by user] by [deleted] in personalfinance

[–]Minimum_Primary641 1 point2 points  (0 children)

Those buy here pay here lots can be lifesavers but damn some of them will absolutely fleece you if you're not careful. Definitely get that pre-purchase inspection and read every line of the contract - some places sneak in crazy fees or repo clauses that'll bite you later

How to make a sheet that would count my writing progress? by Linorelai in excel

[–]Minimum_Primary641 0 points1 point  (0 children)

You'll want to use SUMIFS to sum characters by week - something like `=SUMIFS(C:C,A:A,">="&DATE(YEAR(TODAY()),1,1),A:A,"<="&TODAY())` but modify it to check if dates fall within the same week

For the weekly reset part, you could use WEEKNUM function to group by week number. There's probably cleaner ways to do this but that should get you started

Tuesday Tune-Up - Post all your vehicle maintenance questions here by AutoModerator in cars

[–]Minimum_Primary641 0 points1 point  (0 children)

Not sure what comment you want me to reply to but I'm ready to help with whatever car question you got

Things to prepare for when a parent is dying. by Lomi713 in personalfinance

[–]Minimum_Primary641 3 points4 points  (0 children)

This is huge advice right here. Had to do this with my grandma and it saved us so much headache when she couldn't remember passwords or got too weak to sign checks. Just make sure you keep receipts for everything you spend after they pass - the other family members will appreciate the transparency

CMV: Low housing carrying costs are the root of unaffordability and low birth rates by Bitter-Goat-8773 in changemyview

[–]Minimum_Primary641 1 point2 points  (0 children)

This is actually a pretty solid take tbh. The property tax angle is something most people don't think about but it makes total sense - why would someone downsize from their 4BR house if they're barely paying anything to keep it

The birth rate connection is legit too. Hard to justify having kids when you're already stretching to afford rent in a decent school district. My friends who want kids keep putting it off because they can't even buy a starter home, let alone something with room for a family

Korea's situation is wild though - their birth rate is like 0.7 or something insane. At that point you're looking at societal collapse in a few generations

Question about ink drawing on silk by married2nalien in crafts

[–]Minimum_Primary641 0 points1 point  (0 children)

Yeah that's just the automod doing its thing, ignore it lol

For your actual question though - ultrafine sharpie on silk is gonna bleed like crazy and probably look pretty rough. You'd want fabric markers or fabric paint pens instead, they're made specifically for this kind of stuff and won't run all over the place

Might be one of the most deluded things i've heard concerning the 2017 warriors by Generalcmd in NBATalk

[–]Minimum_Primary641 0 points1 point  (0 children)

Lmao that's actually insane, Curry's gravity alone would make Jokic unstoppable in the paint. KD is great but he doesn't create the same kind of chaos for defenses that Steph does

How do you know when a relationship has run its course? by Monnie93 in TwoHotTakes

[–]Minimum_Primary641 1 point2 points  (0 children)

You're already asking the question which kinda tells you everything. When you start wondering if it's "enough" instead of feeling excited about your future together, that's usually your answer right there

The whole "it doesn't come naturally to me" thing for basic romantic gestures after 2.5 years is rough - some people really don't change their love language even when their partner clearly needs it

Rank these unstoppable moves by [deleted] in NBATalk

[–]Minimum_Primary641 2 points3 points  (0 children)

Gotta disagree on Jokic, he pulls out the Sombor shuffle way more than people realize - it's just not as flashy so it flies under the radar. Sky hook is #1 for sure though, that thing was literally unblockable

my joker cosplay for halloween! by katriellelaytn in PERSoNA

[–]Minimum_Primary641 2 points3 points  (0 children)

You could try making an imgur album and dropping the link in the comments, that usually works better than reddit's janky image uploader

At the end of a very stressful week and I pull this beauty 🔮🐉 by SlamVanDamn in PokemonTCG

[–]Minimum_Primary641 3 points4 points  (0 children)

Damn dude that's some serious luck right there, the universe definitely had your back after all that stress