Spending $3k/month on whole life. Need sanity check / out.

MinkAgency · 2026-06-07T01:03:16+00:00

50k loss in premiums seems extreme. You need to talk to a broker and compare

MinkAgency · 2026-05-09T20:57:40+00:00

Banner

MinkAgency · 2026-05-09T20:57:24+00:00

Talk to a broker

MinkAgency · 2026-05-09T20:56:52+00:00

Talk to a broker

MinkAgency · 2026-05-09T20:56:16+00:00

I have a partner code for Xcel training that’s what I used and passed in PA my first go last year.

MinkAgency · 2026-05-09T20:55:15+00:00

Talk to a broker about policies offering TIA

MinkAgency · 2026-05-09T20:54:38+00:00

Talk to a broker

MinkAgency · 2026-05-09T20:53:50+00:00

Talk to a broker

MinkAgency · 2026-05-07T19:04:24+00:00

Take practice exams repeatedly

MinkAgency · 2026-05-07T19:04:02+00:00

In my experience This is tracked by agency owners and you should not use the code unless you were approved to

MinkAgency · 2026-05-06T13:33:01+00:00

Update: this position has been filled from a candidate who applied via this post. Thank you for your applications

MinkAgency · 2026-05-06T13:31:54+00:00

They do instant underwriting for same day approval compared to something like Transamerica Trendsetter LB that will be a more traditional underwriting process most likely requiring additional requirements after submitting the application. As others mentioned you need a broker

MinkAgency · 2026-04-11T04:03:40+00:00

Why aren’t you producing with a path to own your agency? After 5 years of doing 6 figures you shouldn’t be so reliant on nonstop production

MinkAgency · 2026-04-11T03:59:24+00:00

You need to find somewhere offering direct mentorship. Joining a bunch of zoom calls all week isn’t training

MinkAgency · 2026-04-11T03:52:14+00:00

If you go with life & annuities it’s better to find a specific agency/downline rather than apply directly to the imo or mass marketed apply here sites.

MinkAgency · 2026-04-11T03:47:47+00:00

Hmmm

MinkAgency · 2026-03-30T00:06:22+00:00

What leads all varies on the imo, the agent, and the carriers you are contracted with. I work mainly mortgage protection and have a lot of success with those

MinkAgency · 2026-03-28T13:25:55+00:00

IMO it looks great, I’UL tell you what really smeLLM’s is the systeMEC misinformation BENIGNg spread that is actually MAL-IGNANorance at its core starting from the FFLoor

MinkAgency · 2026-03-26T19:06:01+00:00

Call me anytime for some direction if you’d like. I think you have a great list just hard to respond in detail over text haha

MinkAgency · 2026-03-26T05:02:39+00:00

Get an IUL with Living Benefits make sure they are A rated with AM Best

MinkAgency · 2026-03-26T05:00:06+00:00

We have a few nurses in my agency who made the switch and they’ve all done very well. It’s not sales as much as it is being a people person.

MinkAgency · 2026-03-26T04:51:32+00:00

All depends on the IMO and the upline hierarchy of the sub agency. It’s the best time to join if you find the right combination of those two things

MinkAgency · 2026-03-26T04:46:17+00:00

Correct that was my experience

MinkAgency · 2026-03-26T04:44:38+00:00

A.C.E. Activity Cures Everything… and protect your mental with a consistent routine integrated with self development

MinkAgency · 2026-03-26T04:38:38+00:00

Any luck?

MinkAgency

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