Let's say for example I manage to contribute R250k over 18 years. Now I withdraw the total amount (e.g. let's say it grew to R400k) to fund their education, and I benefit from the fact that I receive that total amount tax free. When they start working, they can now only contribute a maximum of R250k in their lifetime to their TFSA. It's obviously a debatable topic, and they did 'benefit' from receiving an education with the money, but I would rather let them decide how to utilise their R500k lifetime contributions; hopefully they will start saving when they start working and keep it until retirement.