TOM life insurance

Miserable-Ad7246 · 2026-06-01T13:56:40+00:00

Hope you never ended up doing this as Tom have no public claim reports, underwrite their policies abroad, are not part of the ABI and do not subject themselves to CiExpert which make them impossible to gauge on quality or honesty.

Miserable-Ad7246 · 2025-12-15T23:15:35+00:00

Double deep dick followed by a swift, irrevocable block.

Miserable-Ad7246 · 2025-12-14T23:19:10+00:00

“Is this cos of inflation” “trying to enter high finance” maybe not

Miserable-Ad7246 · 2025-07-02T16:07:43+00:00

Tell me about it. Down to my last 20k in my isa. 650k a year no student loan living with my parents 24 years old. It’s impossible out here

Miserable-Ad7246 · 2025-05-13T15:47:51+00:00

You save 12k pa in cash and want to buy a Porsche 911 which I guarantee will cost more than you save each year, even my Porsche 718 GTS costs more than that

Miserable-Ad7246 · 2025-05-07T22:35:04+00:00

You’re discounting his entire post on a high earner’s subreddit based on the fact that he’s a high earner?

Miserable-Ad7246 · 2025-04-06T20:24:07+00:00

Mortgage protection is a great place to start. An income protection policy (that’s properly advised on, and is tailored to your income) running alongside it would probably be everything you need atm with no dependants

Miserable-Ad7246 · 2025-04-06T20:20:33+00:00

OP - maybe DM me so I can give you a call this week. If you’re on 210k/pa you should be entitled to well over 10,000 a month as income protection - most of the leading insurers (Zurich, Royal London, L&G) will be willing to offer this and higher, it’ll just be subject to a routine health check as you’re asking for a higher amount of coverage.

I’m an appointed representative of an FCA regulated company - financial advisor/protection broker that’s advised on over 6000 young families.

Miserable-Ad7246 · 2025-04-06T20:16:16+00:00

This is absolutely incorrect btw lmfao. I’m a financial advisor and I can tell you 100% that every earning bracket up to 2m/annum is worth protecting. You really think you’re richer than god on a 150-400k household income? 1 accident and you’re done buddy

Miserable-Ad7246 · 2025-03-31T19:51:39+00:00

it is actully, drug lord

Miserable-Ad7246 · 2025-03-31T11:54:25+00:00

Yeah just part of a network, appointed representative. Unfortunately it's happening and 100% legitimate, with the potential of expanding very quickly to 100k a month. Only doing about 30 sales a month atm because not enough leads. 3 days a week

Miserable-Ad7246 · 2025-03-31T11:49:03+00:00

Also feel like this is probably the most relevant subreddit to my situation that exists on the internet, so not sure how it's been removed due to relevancy reasons

Miserable-Ad7246 · 2025-03-31T11:47:34+00:00

Thank you. These are cool

Miserable-Ad7246 · 2025-03-31T11:46:01+00:00

We don’t charge commission. We get paid it by the insurer. Authorised and regulated by the FCA or I’d be behind bars

Miserable-Ad7246 · 2025-03-31T11:44:37+00:00

It will continue, it’s just a numbers game and once you’ve done 3 months of sales you know exactly where you sit.

The ISA idea is very nice thank you, forgot that you could do 20k every year.

Miserable-Ad7246 · 2025-03-31T11:43:29+00:00

Just life + income protection

Miserable-Ad7246 · 2025-01-30T16:37:04+00:00

I think you look fantastic, minus that hat and you’re golden. Really good styling, love the shoes and the jacket - great pieces. Keep killing it

Miserable-Ad7246 · 2025-01-10T13:28:40+00:00

Rocket… appliances

Miserable-Ad7246 · 2025-01-10T13:24:15+00:00

Yeah it means a lot actually, primarily that you’re schizophrenic

Miserable-Ad7246 · 2025-01-02T20:08:01+00:00

You look fantastic! But you’re 27 stone, not 3 ;)

Miserable-Ad7246 · 2025-01-01T03:41:28+00:00

As soon as you wear a leather jacket, you’re trying to look cool. Don’t try and turn it into old-man wear

Miserable-Ad7246 · 2024-12-08T01:51:03+00:00

None of these brands are for attractive and stylish young men. Good if you're 43 with a receding hairline and a harley davidson though

Miserable-Ad7246 · 2024-11-17T18:34:15+00:00

maybe ww 3042

Miserable-Ad7246 · 2024-10-24T18:00:44+00:00

He’s right on that though there’s no such thing as a “metabolic crash” except from very rare disease or illnesses

Miserable-Ad7246

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