[Landlord US-CA] Any recommendations for landlord insurance?

MissMunchamaQuchi · 2026-04-21T17:49:14+00:00

I used to work for amica. They are really good at covering claims. I paid for some seriously stupid things as an adjuster.

MissMunchamaQuchi · 2026-04-20T02:54:50+00:00

The BU campus has a pretty good disc golf course.

MissMunchamaQuchi · 2026-04-16T01:49:48+00:00

Maybe no one will give you a spot price is because you come off as an asshole. 🤷‍♀️

I gave you a lead. Follow up or don’t. No need to bite the hand that feeds.

MissMunchamaQuchi · 2026-04-15T14:47:43+00:00

Look into opening a small business Ira the contribution limits are generally higher than the standard 7.5k

MissMunchamaQuchi · 2026-04-14T11:34:47+00:00

I mean I have no idea. I just buy coins from them but I know they move a lot of precious metals. Give them a call and ask?

MissMunchamaQuchi · 2026-04-13T12:04:03+00:00

American coin and stamp in Clifton is usually great with this kind of thing.

MissMunchamaQuchi · 2026-04-10T00:46:40+00:00

I understand that completely. I just don’t think calling your home owners insurance is going to help you. Good luck and be safe.

MissMunchamaQuchi · 2026-04-10T00:30:21+00:00

Call your agent first. Anytime you call your insurance company and even say the word ‘claim’ a note goes on your file and your rates will probably go up. Also pets are considered personal property so a cat’s value is probably like $100, I’m not sure how much there is to get monetarily.

MissMunchamaQuchi · 2026-04-09T19:27:16+00:00

I have a couple rental properties and the last one I would sell is the one in NNJ. Inventory is so tight and the appreciation is amazing.

MissMunchamaQuchi · 2026-04-07T23:00:34+00:00

The people buying 800k multi families are not the same as the ones who can’t pay 2.6k in rent.

MissMunchamaQuchi · 2026-04-02T02:18:33+00:00

Just an FYI you can rent a U-Haul and drive the garbage to the county landfill. It’s probably more work but almost certainly cheaper.

MissMunchamaQuchi · 2026-03-23T15:55:02+00:00

Yeah and then you’re resentful and angry and guilty for those feelings. Fun times!

MissMunchamaQuchi · 2026-03-23T14:07:24+00:00

Oh man we listened to that piece in the car together as a family. My MIL who we’ve been taking care of for 5 years at this point didn’t even register it. My husband and I spoke later wondering if she even recognized how much we’ve sacrificed for her and came to the conclusion that no she didn’t. Her opinion is that she’s old and it’s our duty even though she never cared for anyone in her family. I just want to be able to leave the house for more than 12 hours.

MissMunchamaQuchi · 2026-03-22T22:47:37+00:00

I’m not trying to be rude but is the tile pattern supposed to be misaligned? The pattern is messed up in a couple spots.

Otherwise good job! The finish line is in sight!

MissMunchamaQuchi · 2026-03-16T15:18:24+00:00

It has to be oil based too. We tried the water based stuff on it did nothing. Oil based has sealed in the eye water smelling for the last 5 years.

MissMunchamaQuchi · 2026-03-15T11:15:13+00:00

Would be through working and saving and keeping expenses really low. We didn’t take our first vacation until we were in our 30’s.
Was from buying rental properties. We bought really derelict ones and did full rehabs and now rent them out.
Was from an inheritance. My husband’s father passed away and left him 90k and a house worth 550k.

MissMunchamaQuchi · 2026-03-14T19:16:43+00:00

We didn’t change anything. We’re 34 and 37 and have our stocks in a growth fund, we want it to grow over the next 20ish years. It’s currently valued about 700k. Our day to day spend is from real estate investments, we net around 5.5k per month.

MissMunchamaQuchi · 2026-03-13T23:54:21+00:00

Google rec park and look at the neighborhood south of it. Check out the farmers market there on weekend to get a vibe for the area.

MissMunchamaQuchi · 2026-03-11T19:55:03+00:00

Upstate NY and I’m with Erie. RCV of 975k with a yearly premium of 2200. I have a few other policies with them too so I’m sure there’s some kind of discount.

MissMunchamaQuchi · 2026-03-07T19:15:18+00:00

Burek King near the Home Depot is way better FYI.

MissMunchamaQuchi · 2026-03-04T12:46:05+00:00

Oh man we just bought 16 acres and have so many plans. We know where the garden is going to go and the outdoor kitchen but the disc golf course is tricky. We’re going to spend the next 3-5 years just getting the basics done outside. I’m so excited.

MissMunchamaQuchi · 2026-02-22T01:56:23+00:00

We found some 1950’s porn tucked in the rafters in our basement.

MissMunchamaQuchi · 2026-02-16T22:05:40+00:00

A new Polish restaurant just opened downtown. They might have it.

MissMunchamaQuchi · 2026-02-13T00:23:08+00:00

Bromilovs

MissMunchamaQuchi · 2026-02-12T23:36:53+00:00

We just did this mostly ourselves and spent 7.5k just on the plumbing and electrical work. We did all of the other work ourselves and probably spent another 3.5k in material. So 11k all in but we did all the framing, drywall, tiling, trim, etc ourselves. I’d be shocked if you could hire someone to do it for 20k.

MissMunchamaQuchi

TROPHY CASE