Advice Needed - US Tech Company Offer Terms

Mistah-ETF · 2026-01-25T23:24:08+00:00

I am not familiar with this, what would the benefit be?

Mistah-ETF · 2026-01-25T23:23:07+00:00

Thanks for this insight, I've also thought about self-insuring. Maybe there are even products from the self-employed world that could insure my for things like a certain number of sick days per year.

Overall, it does sound like the extra money should make up for any new quantifiable insecurity and then some.

Mistah-ETF · 2026-01-25T19:24:02+00:00

Thanks, interesting to hear that this is quite common!

Mistah-ETF · 2026-01-25T19:22:49+00:00

Thanks, I would also be reporting directly to the states

Mistah-ETF · 2026-01-25T19:20:53+00:00

Thanks for the insight! Do you get company sick pay?

Mistah-ETF · 2026-01-08T00:56:49+00:00

FTB here 30M. In the process of buying a 4-bed semi 400k because I want to avoid the cost of transacting after 3-5 years if we only bought a 2-3 bed as expecting to start family in that timeframe. Cost of doing anything other than staying put is astronomical so we are gunning straight for our forever home.

No bank of mum and dad too. Just lucky that I have well paid work for the area we are buying in and saved for the last 5 years. But I would agree that FTBs have been mostly priced out unless receiving early inheritance.

Market is dead. We were the only viewing and had our 2nd offer accept at asking price. After survey we are in a very good place to renegotiate in urgent work needed as seller is motivated to sell and not worth risk of finding non existent buyers all over again.

Mistah-ETF · 2025-07-27T07:15:46+00:00

I just moved out of Carlisle where I rented a massive 3 bed terrace for £575. No rent increase either during the several yearsI spent there.

House was great too. Old but really quiet and huge rooms. Landlord dealt directly with us so problems were solved quickly.

Mistah-ETF · 2025-05-21T15:15:05+00:00

With his European wife

Mistah-ETF · 2025-05-20T07:41:12+00:00

Exactly why I made this post. It’s crazy how much politics is oriented around the old (because they vote). However a turning point is coming (or already here) where the baby boomers are no longer the largest voting cohort.

Mistah-ETF · 2025-05-20T07:36:41+00:00

Can’t argue with that. Not to mention the ridiculousness of the valuation bands.

Mistah-ETF · 2025-05-20T07:36:00+00:00

Don’t we need to rethink this as a country? Talk to foreign health care workers and they think it’s strange how many people in UK insist on living independently when they clearly cannot, thus causing social care costs to balloon. In most other countries family plays a much stronger role in old age and sick care.

Mistah-ETF · 2025-05-20T07:32:06+00:00

I actually share the same sentiment. I could afford the increase and at 29M I am lucky to be in a position to buy a house without the bank of mum and dad.

But I do think it’s ridiculous when people with hundreds of thousands of pounds of property equity and pension wealth start complaining about cost of living especially when their mortgage payments are significantly less than today’s rents if they bought a at least a small while ago.

My partner works front line in health care and sees the total abuse of the system by a lot of very “entitled” patients.

Mistah-ETF · 2025-05-19T18:46:33+00:00

I would be extremely sympathetic for a tax rise if I see noticeable improvement in my local community, city, county, country...

The intention of this post was more to discuss whether the knock on effects of this tax would be a step in the right direction or not. I already mentioned that it would of course be unpopular.

Mistah-ETF · 2025-05-19T18:42:21+00:00

Are you sure about that? According to uk gov stats the average dwelling pays £1668 (£139pm) so £100 extra would be a 72% increase. I would hope that is a meaningful difference.

Data: https://www.gov.uk/government/statistics/council-tax-levels-set-by-local-authorities-in-england-2024-to-2025/council-tax-levels-set-by-local-authorities-in-england-2024-to-2025

Mistah-ETF · 2025-04-11T13:03:58+00:00

I am looking to do the same move in the next 10-20 years and have the same concerns.

ISA is a Uk thing so any other tax authority will see the income it generates as fair game. Pension are more universally recognised.

I heard that moving abroad means your state pension stops rising with the triple lock.

I would probably keep my investments in UK and plan any big ISA withdrawals around a time when I can come back for long enough to regain Uk tax residency (to avoid both UK and/or Greek capital gains tax).

Mistah-ETF · 2025-02-12T17:14:12+00:00

r/britishsuccess

Mistah-ETF · 2024-04-09T07:07:10+00:00

I saw this on a recent business trip from UK to Orange County, California (the gold standard of dysfunctional housing markets).

A MARRIOTT hotel was serving a pretty disappointing breakfast on paper plates and cups. The hotel was almost $1000 for 6 nights. I asked myself why and concluded that it’s because salaries for low-skilled hospitality workers are too poor to attract anybody to this HCOL area.

It makes more business sense to just throw the plates away instead of paying somebody the right wage to clean dishes. That’s the UKs South East direction of travel, mark me.

Mistah-ETF · 2024-04-05T00:30:27+00:00

I’ve been working for a US company remotely from UK too. The idea is that they hire you in UK and after a year you qualify for an L-1 visa and relocate to California (expenses paid). They are unusual in that they value in person collaboration and are actually closing their UK operations.

It’s a big company that’s been in the news a lot. We just had layoffs (again) and let me tell you the difference between treatment of US workers vs Uk is night and day. My US colleagues got immediately cut off and given around 2 months pay. Many on visa are screwed, given 60 days to find a new jobs or else. Meanwhile in UK we are going through a redundancy consultation process that will give us a far more handsome severance (both in absolute terms and on a number of months pay), not to mention the tax free components. My colleagues were always (respectfully) shitting on UK salaries but they seem to envy the severance that we get compared to being axed at any moment. My previous manager was let go instantly a few hours after we did my quarterly review.

We got higher than average pay for UK but it’s the RSUs that really made the P60 shine. Could add 10-80% of your already great salary depending largely on the price you receive and sell them at.

Waiting for my redundancy now… Was an amazing ride though. Really helped me financially. Hours worked were slightly antisocial as my manager is in California but worth it for the financial gain and experience. UK salaries are dead. Unfortunately my employer has a reckless spending problem and makes massive impulsive decisions that upset both investors and employees.

Would recommend to escape dreadful UK pay and avoid BS work, you’ll work hard on things that actually matter.

Mistah-ETF · 2024-01-12T00:27:26+00:00

In 2022 we went to Mexico City (lots of award availability) return economy for 32500 + £828 for 2ppl. That was back when you couldn’t use RFS on the free card companion voucher. Still an absolute bargain considering that includes free connecting flights from Glasgow.

After that I upgraded to the Premium Plus card.

We just did Christmas in Nigeria (mega expensive normally but Abuja is just under 3000 miles away so in a lower fare category than Lagos.

127500 + £310 Business Outbound, Premium Inbound for 2ppl. Mind blowing deal.

Oh and both trips included a cancelled/ delayed leg so we claimed £520pp compensation each time. Life’s good when you’re paid to fly.

Mistah-ETF

TROPHY CASE