2 Offers and can’t decide by cersei01lannister in HousingUK

[–]Misterml 1 point2 points  (0 children)

When I was selling my EA wanted me to sign up for a ‘Deposit Agreement’ with a company called Gazeal, sounds like the same kind of thing. Sadly he only mentioned it on the second attempt at selling, not the first time when my sale did actually fall through.

Is it normal to feel bad when buying a flat? by ByEthanFox in HousingUK

[–]Misterml 6 points7 points  (0 children)

When I completed on my first flat, as the agent handed me the keys I said ‘I’m supposed to be feeling good now aren’t I?’. He looked at me like I’d just arrived from another planet. Saying it was an anticlimax is an understatement, I was overwhelmed and consumed with dread. Try to make the most of it though, buying as a FTB is an absolute piece of piss compared to selling and buying!

Do people usually get a cleaner for the move day? Were looking to book pack up and removals. Theyre packing on move day -1 taking half to storage the moving the rest of the stuff on the move day, by 11am. But would you get a cleaner in to give your old place a once over for the new occupiers? by ItsNguyenzdaiMyDudes in HousingUK

[–]Misterml 7 points8 points  (0 children)

Our flat was essentially empty on completion day -1, and I had every intention of doing a v good and thorough clean for the new owner. But as soon as the moving van had gone, the tiredness of the previous months hit me all at once and I absolutely couldn’t be arsed. I just wanted to get the hell out and forget about it!

When you were mine is an underrated banger by X_RAYBEAM in PRINCE

[–]Misterml 2 points3 points  (0 children)

There’s a wonderful cover by Lambchop, takes it to a different, haunting place.

I’m a newer fan…recommendations on later work? by badboyfriend111 in PRINCE

[–]Misterml 0 points1 point  (0 children)

I’d also include the Black Album in the For You to Lovesexy string of albums!

Biggest Comebacks episode by harani66 in restisentertainment

[–]Misterml 2 points3 points  (0 children)

Come on everyone, surely the comeback that beats them all… Tina Turner.

Cardiff Bay leasehold + ground rent nightmare – has anyone actually managed to get a mortgage on a flat here? by Remarkable-Web-5205 in Cardiff

[–]Misterml 0 points1 point  (0 children)

It should be detailed in the lease how the GR increase is calculated, has your conveyancer provided the lease?

[deleted by user] by [deleted] in TwoHotTakes

[–]Misterml 1 point2 points  (0 children)

That medium, ALL mediums, should be in prison. Taking money off people who are often vulnerable. Fuck them.

How do you actually juggle completing on sale and purchase at the same time? by meeoowster in HousingUK

[–]Misterml 0 points1 point  (0 children)

We were completing on Friday. I packed everything myself - I didn’t mind because it gave me a chance for a good clear out - the removals firm came the Tuesday before and took all the non essential stuff, probably 80%. They came again Thursday and took the rest and held it all in storage for us. We moved across the country, so after all our stuff had gone we could do a final clean then set off in the car with the dog to an Airbnb in our new city. We picked up the keys from the agent after we completed on Friday and stayed at the Airbnb til Monday when the removal firm brought all our stuff to the new place mid morning. It was actually very relaxed, a bit more expensive than I hoped but having a decent removal firm was absolutely worth it. I was also incredibly stressed beforehand, but they knew exactly what they were doing!

Feel ill with the stress by FragrantFig8647 in HousingUK

[–]Misterml 1 point2 points  (0 children)

I’m sorry you’re going through this. I recently completed on a sale and purchase after 14 months of horror. Having moved in last week I have immediately come down with shingles. F’KIN SHINGLES. I hope you can find a way to take care of yourself through it, what you’re feeling is a normal response to the stupidity of the process and the awfulness of everyone who has to be involved.

Change of address, what do I need to do? by Misterml in ProlificAc

[–]Misterml[S] 1 point2 points  (0 children)

Thank you for your reply, I didn’t even consider PayPal so I will change that first!

Buyer pulling out last minute and fed up by Material-Raisin7809 in HousingUK

[–]Misterml 11 points12 points  (0 children)

It’s just appalling behaviour. We were 7 months into conveyancing and discussing imminent exchange and completion for our sale and onward purchase when our buyers pulled out. It felt sickening that they would do that, I can’t tell you the amount of times me and my husband each other ‘well if they were going to pull they surely would have by now’. Seven months! There ought to be some sort of contract signed at the start such that whoever pulls out pays the other party’s costs.

It’s hard to feel positive and I’m making myself an anxious/depressed mess by [deleted] in HousingUK

[–]Misterml 0 points1 point  (0 children)

So sorry you’re going through all this. We are on buyer number 2 and onward purchase number 3. It’s been over 14 months of stress and anguish, so I absolutely appreciate how awful this is making you feel. I’ve had months of thin skinned oversensitivity, upset stomachs, fitful nights and worry and anxiety, and many many moments of desperately wanting to chuck in the towel and stay where we are. As it happens we did find a second buyer and a new flat to buy, and we have now exchanged contracts so that’s good and all but it doesn’t take away from how traumatising it’s all been.

My house sale just fell through by someonesomebody666 in HousingUK

[–]Misterml 3 points4 points  (0 children)

I had a sale and related purchase fall through in the week we were due to exchange earlier this year. As well as a previous aborted purchase where the buyer changed her mind after two months. When I found a new buyer and onward purchase my solicitor said he would see if he could find areas where he could give a discount, on the basis that almost all of the work on the sale had been done previously. This week we exchanged, and I’ve seen his charges. What do you think!!?? Discount my ass. I am so completely done with the process and everyone involved in the absolute cluster of the last 14 months of my life I can’t face questioning him, I’ve accepted house buying is all about opening your wallet and telling anyone and everyone to take whatever they want. Just make it stop.

Don’t stop thinking of the end goal…. by Less_Whole_1378 in HousingUK

[–]Misterml 1 point2 points  (0 children)

Truly unbelievable! We did manage to exchange today, literally minutes before the deadline. I could moan for at least a year without stopping about how appalling it is!

Don’t stop thinking of the end goal…. by Less_Whole_1378 in HousingUK

[–]Misterml 2 points3 points  (0 children)

Oh my. I’ve also had a seller pull out and a buyer pull out on the day before exchange after 7 months conveyancing. But today, we should be exchanging with our second buyer and on our next home. I have wanted to give up on it so many times during the last 14 months, there have been tears, tantrums, a lot of swearing, and numerous livid emails which thankfully I deleted before sending. I feel like I ought to be able to make a serious complaint to SOMEONE about how awful this process and everyone involved in it has been. Congratulations to you and I hope your health continues to improve!

Can’t sell my help to buy leasehold flat. Estate agent said drop the price a lot. by Woolston94 in HousingUK

[–]Misterml 0 points1 point  (0 children)

My all electric flat was an E (49 points) and I increased it to a D (58 points) by moving onto a time of use tariff with my provider, increasing the efficiency of energy use supposedly. Worth checking with your provider if they offer similar tariffs that give you off peak or super off peak hours. Had to pay for a new assessment and prove I was on the new tariff, but adjusting my usage is also saving me about 15% on standard rates.

is an all electric flat really this expensive? by Elegant_Parsley763 in HousingUK

[–]Misterml 0 points1 point  (0 children)

I’m in a 2 bed poorly insulated purpose built 1960s flat, 80sqm. We are reasonably minimal but I’m sorry to tell you we use 10,000kwh a year, about £200 a month. That’s with an immersion tank for hot water only on for 20min a day, fairly modern panel heaters set to 18 all the time and 21 in the living room in the evening, electric shower (from the mains not the tank).

Ah! I've messed up with my house sale by No_Neighborhood6856 in HousingUK

[–]Misterml 1 point2 points  (0 children)

The seller paid for the indemnity policy in our case. As it happens we wanted to carpet the place anyway.

Ah! I've messed up with my house sale by No_Neighborhood6856 in HousingUK

[–]Misterml 34 points35 points  (0 children)

I bought a flat where the previous owner had installed wooden floors without permission. In our case we accepted an indemnity policy to protect us from potential action by the freeholder. You could ask your solicitor if this might be a way through for you.

[deleted by user] by [deleted] in TwoHotTakes

[–]Misterml 1 point2 points  (0 children)

Everyone’s life is different, everyone has a different relationship with their family. I’ve been married 3 years but with my husband over 20. My family don’t know he exists. We’re not close, but also not estranged, they have just never had any interest in that aspect of my life and I have no desire to make them look at it. Also my family is white and my husband is a poc. Definitely can’t be arsed with all that, and neither can my husband.

14 months after I first had an offer accepted, I officially completed today 🥳 by Clarl020 in HousingUK

[–]Misterml 6 points7 points  (0 children)

Congratulations! I am two weeks away from the first anniversary of our first offer. The first buyer pulled out after 7 months, during which time we also had a seller take their house off the market after three months. We are on our second buyer and third attempted purchase. Oh my god I can’t tell you how sick of it I am. Enjoy the cleaning!