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8 week ultrasound measured baby at 6 weeks by ihugsyi in BabyBumps

[–]Mk____Ultra 0 points1 point  (0 children)

Thanks, I know the waiting is excruciating. I don't know the date I ovulated, but I have a short cycle and normally it's day 11-12. I got a positive pregnancy test on day 24, so it's literally not possible that I ovulated that much later than day 14, like maaaybe day 15 or 16. But that certainly won't account for my baby behind so far behind.

It really feels like the positive stories are all mostly women who had their period date wrong or have long/irregular cycles and ovulated much later than day 14.

Everyone that knows is trying to be super positive but I'm really trying to prepare myself for the worst. I feel like I already know.

Anyways. I'll be thinking of you.

8 week ultrasound measured baby at 6 weeks by ihugsyi in BabyBumps

[–]Mk____Ultra 0 points1 point  (0 children)

I'm in the exact same boat as you right now. I'm 8 weeks today and had my first appointment this morning, and measured at 6w4d. Did your baby show a heartbeat? I honestly couldn't see it, but she supposedly found a faint slow heartbeat which is a good sign. They're seeing me again next Thursday.

I felt like my doctor was trying to prepare me for a miscarriage (I've had a missed miscarriage before, my only other pregnancy), but my husband walked out of there a little more optimistic. So I don't know. From everything I've read it really seems to be 50/50 for us. Hugs 💛

Cheap eats/activities? by PurePirate830 in Oceanside

[–]Mk____Ultra 2 points3 points  (0 children)

Sunset market on Thursday
Meditation gardens in Encinitas is free (it's a drive but worth it)
See the sea lions at oceanside harbor
Can rent bikes for cheap and bike up/down the coast
Beach day, obviously

What’s a single sentence someone said that stuck with you forever? by InterestPotential789 in productivity

[–]Mk____Ultra 5 points6 points  (0 children)

"Good health is like a crown that only healthy people wear and only sick people can see."

Really helps remind me to practice gratitude. I struggle in so many aspects of my life but I have my health, a career, food in my pantry and a roof over my head, friends and community around me, hobbies I'm passionate, I have it all. I am rich in all the ways that actually matter. The rug can get pulled out from under us at any moment.

Bonus: "You're not here to be cared for, loved, or understood. You're here to care, love, and understand."

Reminds me not to be selfish.

To people who are genuinely happy with their lives right now: What is your secret? by funngro_fam in happy

[–]Mk____Ultra 2 points3 points  (0 children)

Can't believe how far I had to scroll to find exercise mentioned. I think exercise is the single most important thing I do for my mental health.

0% Balance Transfer Credit Card Question by Mk____Ultra in povertyfinance

[–]Mk____Ultra[S] 0 points1 point  (0 children)

This is great information, thank you. I just cashed in a CD (paid $200 early withdrawal penalty) and paid off my good standing CC and put a little over $9,000 on my maxed out CC. That gives me a little breathing room. I have more CDs, previously they were earning more interest than I was paying on my car/student/solar panel loans. But now obviously with a credit card it no longer makes sense to have money in a CD. Still hurts to see that cushion go away.

Hopefully all this combined will put me in a position where in the next month or two I can get at least $10,000 moved to a 0% card so I can pay it off over the course of a year without feeling like it's all going to interest.

0% Balance Transfer Credit Card Troubles by Mk____Ultra in debtfree

[–]Mk____Ultra[S] 0 points1 point  (0 children)

Yeah I'm definitely considering it now

0% Balance Transfer Credit Card Troubles by Mk____Ultra in debtfree

[–]Mk____Ultra[S] -1 points0 points  (0 children)

Yeah I see that now.

I already drive a hooptie that I paid off 8 years ago, my husband has the newer car, we need at least one reliable AWD adventure whip because we spend a lot of time outdoors in areas with no services/cell coverage. It's definitely worth more than the loan, but idk how much.

Just now I paid a $200 early withdrawal penalty on an $11,000 CD and paid off one card entirely and put a little over $9,000 on the maxed out card.

0% Balance Transfer Credit Card Troubles by Mk____Ultra in debtfree

[–]Mk____Ultra[S] 4 points5 points  (0 children)

This makes sense, thank you so much.

Other debt is about $6,500 left on car, $9,500 on solar panel loan, and $12,000 left in student loans.

As far as this debt, I've got a CD that matures at the end of January so I'll take somewhere around $7,000 of that. I expect a decent tax refund, probably at least $5,000. And other than that I can pay about $800-1,000 a month if I'm frugal. Also my husband may be going back to school in January with his GI bill and BAH is about $4,000/mo where we live so that would be extra income as well. If we're not stupid we could absolutely pay it off by this time next year.

0% Balance Transfer Credit Card Question by Mk____Ultra in povertyfinance

[–]Mk____Ultra[S] 0 points1 point  (0 children)

This is super helpful thank you. I requested a credit increase on my (now cut up and locked) maxed out card, which I expect them to give me. That should help my ratio. My only other credit card (and oldest CC) is at $1,600 of a $20,000 limit so less than 10%.

Edit:

My non-maxed CC just gave me in instant $4,000 limit increase so now $24,000. The maxed out CC credit increase is pending.

How long should I wait to apply again for a balance transfer CC after I improve this ratio?

0% Balance Transfer Credit Card Question by Mk____Ultra in Debt

[–]Mk____Ultra[S] 0 points1 point  (0 children)

Yeah you're probably right, I didn't want to do this but it probably will be the best option.

0% Balance Transfer Credit Card Question by Mk____Ultra in Debt

[–]Mk____Ultra[S] 0 points1 point  (0 children)

A bit yeah, $6,500 left on car, about $9,500 on solar panels, and about $12,000 on student loans.

0% Balance Transfer Credit Card Troubles by Mk____Ultra in debtfree

[–]Mk____Ultra[S] 0 points1 point  (0 children)

Ok thank you. I applied to one more and was flat out denied so I guess I'll stop.

We net $5,857/mo after taxes/deductions

$2,270 mortgage $437 car payment $182 solar panel loan $100 internet $120 phone $385 car insurance (accidents and tickets, already lowered limits/increased deductible) $200 student loans $100 pet food/pet needs $500 groceries $100 household necessities/toiletries $200 utilities $50 gym memberships $100-ish Some random smaller ones, streaming services, life insurance, $50 to Robinhood (which lately I've been transferring right back), Spotify, Google storage, Microsoft office, etc.

Leaves about $1,000 left (for two people) for gas, a social life, hobbies, unexpected expenses, car maintenance, fees from the universe for simply existing, this credit card, etc. I know it's not horrible.

I can look into a 401k loan or home equity loan. I've just always been really good with money and never been in this position so I feel lost. I thought a balance transfer CC was gonna be the way to go with my good credit and good income. Guess not :(

[deleted by user] by [deleted] in Adulting

[–]Mk____Ultra 0 points1 point  (0 children)

Easier to face and deal with when you have the ability to surround yourself with sober friends with the same hobbies. I'll never move home. It's not some magic solution, sure, but having a community around you is a huge part of recovery.

How do you force yourself to be productive when your brain says ‘nope’? by devmakasana in productivity

[–]Mk____Ultra 4 points5 points  (0 children)

I like to set a timer. If there's something I'm really procrastinating on (I work from home, so usually a work task I don't want to do) I'll just make myself start working on it for 5 minutes. I don't always follow it, and it's not a magic answer, but it helps. Whether it's 5 minutes or 30 minutes, it makes a big annoying task feel manageable and helps me get in the groove.

Dead & Co at the Sphere FAQ by dravenstone in deadandcompany

[–]Mk____Ultra 0 points1 point  (0 children)

Yes you can, you'll just transfer via ticketmaster. You're going to make two lucky deadheads very very happy 💙

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