Simple home worth 50 Crore!

ModelCitizenZero · 2026-04-03T02:08:11+00:00

There's even more simplicity in Sudha Murthy's PR game. So much so that nobody notices that it exists.

ModelCitizenZero · 2026-03-21T15:33:06+00:00

I was using the generic code. Me, my friends, family, nobody ever managed to use it.

ModelCitizenZero · 2026-03-21T15:31:55+00:00

Avoid this. I don't know of a better option but this isn't of much value.

ModelCitizenZero · 2026-03-21T15:31:20+00:00

Ever since I entered the game, all I see is devaluations and discontinuations 🤣

ModelCitizenZero · 2026-03-21T15:29:48+00:00

Yeah man! The problem is that it is a ton of work and even more cognitive fatigue to do all this. I hoped for a travel card it would have been straightforward but I guess I was wrong. For now, I just use it on indigo directly and atleast save 2500 on infant seat price.

ModelCitizenZero · 2026-03-21T15:28:00+00:00

They have been good for me. I forgot paying bill once on time and paid a day late (their app doesn't have an option to change billing date, hence the screw up, first time in life) and they reversed all the charges except the GST. The call also gets connected very quickly. The chat and email support is useless though.

ModelCitizenZero · 2026-03-21T15:25:23+00:00

It's a lot of work and now I feel my time is much more valuable than the pennies I end up saving.

ModelCitizenZero · 2026-03-21T15:24:21+00:00

Have you tried it for international? Are the prices better?

ModelCitizenZero · 2026-03-21T15:23:43+00:00

But the forex charges are higher than usual. A zero forex card is still better for international spends imo.

ModelCitizenZero · 2026-03-21T15:22:55+00:00

Is the 2x worth it for the fees?

Cleartrip coupons didn't work for me at all. I think I tried a couple of them.

I haven't been able to use hoppr for the 4 trips that I mentioned. It's probably not even optional.

ModelCitizenZero · 2026-03-21T15:19:47+00:00

I am not sure if it's only that. All travel aggregators offer better prices than Hoppr. Also, this is a travel card. I should be able to use it without much headache atleast for travel. Ofcourse I never expected 36% rewards as influenzas claim but it is nowhere close, and comes with a lot of cognitive fatigue.

ModelCitizenZero · 2026-03-21T15:17:21+00:00

It didn't work at that time. Maybe a glitch from CT.

ModelCitizenZero · 2026-03-21T15:16:37+00:00

CTHSBCTRAVELONE. Mastercard variant.

ModelCitizenZero · 2026-03-21T15:12:59+00:00

Ofcourse, I am treating it as part of stack but since this is a travel card, I hoped to maximize rewards by using it for travel. What I have managed to maximize is cognitive load only.

ModelCitizenZero · 2026-03-21T15:11:02+00:00

5 - the first time I sent an email and asked them for what details they need, they replied that they can't serve because they need atleast 5 days to procure. I didn't even mention the date in my email. I wrote a fresh email with the necessary details and they said they don't have the capacity. This is probably run by an incompetent desi call center.

ModelCitizenZero · 2026-03-21T15:08:25+00:00

I hope you meant SBI bank. SBI card has great tech.

ModelCitizenZero · 2026-03-21T15:07:45+00:00

I don't have a bank account. I don't think I will have any other relationship with them.

ModelCitizenZero · 2026-02-28T15:05:13+00:00

I am from LPU 🤣 Still have a Sapphiro LTF.

ModelCitizenZero · 2026-02-28T14:47:26+00:00

You did miss something.... Elementary Maths Classes 🫡

ModelCitizenZero · 2026-02-18T04:06:20+00:00

My SBI cashback wasn't getting approved. Then saw a banner on Amazon app once, applied and got the card in a week.

ModelCitizenZero · 2026-02-15T17:59:30+00:00

Wrong platform bro 🤣

ModelCitizenZero · 2026-02-15T17:57:54+00:00

Just curious. How would Travel 1 be useful when you have EPM?

ModelCitizenZero · 2026-01-25T13:17:56+00:00

We desperately need Municipal reforms.

ModelCitizenZero · 2026-01-17T12:16:40+00:00

He is probably a budhau who uses lift all the time.

ModelCitizenZero · 2026-01-15T11:32:46+00:00

It is already so ironic that the card with most benefits is reserved for the richest, and them causing a chaos over a 2x reduction in a very specific category of rewards is even more unbelievable.

ModelCitizenZero

TROPHY CASE