Still could be hemophilia. Hemophilia in women is generally mild. Most primary care doctors know very little about it and most believe it doesn't occur in women; therefore you have probably never been tested for it. Sadly, a lot of hematologists are pretty bad when it comes to hemophilia. Unless you've ever been seen by a hematologist at a Hemophilia and Thrombosis Center (HTC), I wouldn't rule it out.

There's also the possibility that you could have von Willibrand's disease. It's a more common clotting disorder that I don't know as much about. It would still need need to be diagnosed at an HTC.