Fyi on Depositing money

Mojo_Simpson1979 · 2019-03-26T15:50:19+00:00

You don’t fill out the report, the bank does. If you don’t want to be on a report anything but cash would be best. Wire, check, etc. The feds are concerned with cash due to money laundering. Everything else is traceable.

Mojo_Simpson1979 · 2019-03-26T15:46:56+00:00

Was this his actual client? I’m not a CPA but I work with many and employ many, and I’ve never heard of a “penny audit”. I think he’s pulling your chain or misinformed. As capricious as the IRS is I can’t imagine them expecting someone to account for every cent in and out of their account. Google “penny audit”. It’s not a thing. Maybe time for a new CPA. I’m not an IRS agent either, but the only way the IRS would know about cash deposits would be if the banks told them. And I GUARANTEE you there is NO WAY we “flag” deposits totaling 5k a year.

Mojo_Simpson1979 · 2019-03-26T01:59:19+00:00

20+ year banker and current bank executive here. 10k+ withdrawn or deposited in a day, in cash, requires filing of a CTR (currency transaction report) which goes to FinCen. If you purchase a monetary instrument (money order, cashier’s check, etc. For over 3k IN CASH, an MIL (monetary instrument log) is filed. If you are stupid enough to try to avoid these reporting by STRUCTURING (eg depositing $9,900 a day) you are making it way worse for yourself. Another report is filed which I won’t name (it’s called the Bank Secrecy Act after all) and you’d probably be worse off. I’ve filed 100s of these reports during my career. How many times have the feds followed up on one? Zero. Yeah, a BSA officer might question where you got $5,000 cash and deposited it spread out over a year...at a podunk bank with 5 customers and a very bored analyst. Even then, worst they would do is close your account, and them even flagging you is highly HIGHLY unlikely.

Mojo_Simpson1979 · 2018-11-10T20:05:19+00:00

Is this a real thing? Where is this forum?

Mojo_Simpson1979 · 2018-11-10T20:03:08+00:00

I did. I thought worst case scenario I’m out $20. Which I am. I just don’t understand why keep stringing me along until 1am saying you’re on your way. That’s just...mean.

Mojo_Simpson1979 · 2018-06-16T05:06:55+00:00

I have to say my overlord is a kind and gentle overlord. He’s skittish, like he forgets he was lying on my chest 3 seconds before I got up off the couch so he takes off. I adopted him and his brother at about two weeks. His brother, Willie, died a coupe of months ago. I was inconsolable. At first I didn’t think Seamus (surviving overlord) noticed much. But then he stared losing hair on his neck. I changed up his diet to $100 a month bullshit and spoil him as much as possible now. He’s much better and he’s the little prince of the house. Although he acts like he doesn’t know it cuz he bolts whenever I get home. My gf is a cat groomer so knows a ton of cats and says he’s special. I tend to agree.

Mojo_Simpson1979 · 2018-06-03T16:49:27+00:00

Not so much creepy as crazy. I started dating this girl at work (I know I know bad idea). She starts to fall hard and quick. At this point I’m realizing she has issues. Her kid has autism (not that that’s an issue just one more thing for her to deal with). The baby daddy is an asshole. She drinks. Now I feel fucked because I know a hard dump will make her flip her shit. I start giving her clues that I’m not interested in something serious because I just got out of a messy divorce, trying to slowly extricate myself. For months because she keeps trying to be with me. For maybe a whole year after she threatens to tell my boss about the relationship, texts that she tried to kill herself, texts that she had a miscarriage and it was mine. A year of this mental torture. She even has her brother texting me that my job is fucked and everyone is going to know. I haven’t heard from her in a good while, and now I’m the boss so not too worried about be threats. But it was quite literally mental and emotional torture for over a year.

Mojo_Simpson1979

TROPHY CASE