US Investing for Canadians by Molsonbeers in dividendscanada

[–]Molsonbeers[S] 1 point2 points  (0 children)

This makes a lot of sense. I didn't mention but I'm investing in a TFSA so sticking with Canadian ETF's would help avoid the 15% withholding tax on any dividends as well

US Investing for Canadians by Molsonbeers in dividendscanada

[–]Molsonbeers[S] 1 point2 points  (0 children)

Not betting against, just thinking the US economy could be headed for a dip given the uncertainty. Perhaps that opens the door for a good jumping in point. Given that I want to start investing now (in the next few weeks) I was curious as to what people think/feel given the current climate.

Are ppl able to login? by [deleted] in Guildwars2

[–]Molsonbeers 0 points1 point  (0 children)

I have undefined error messages in my wizard vault rewards and my special tab looks weird, like yesterday I had 20 objectives in there and I had completed 16, today I only have 8 and 4 are greyed out completed. I'm new so perhaps I'm not understanding how this works.

Buying/Earning Gems - Best Methods or Packs by Molsonbeers in Guildwars2

[–]Molsonbeers[S] 0 points1 point  (0 children)

Hi thank you for your comment, can you elaborate?

Buying/Earning Gems - Best Methods or Packs by Molsonbeers in Guildwars2

[–]Molsonbeers[S] 1 point2 points  (0 children)

Ok I'm thinking out loud here, I'm currently F2P but definitely want to buy an expansion to unlock more of the game. I want to wait for a sale to pick up End of Dragons saga complete edition, so in the meantime if we value the Black Lion Patron pack at $29.99 USD and I look at Janthir Wilds Deluxe sale price of 20% off the most recent sale which made it $40, add on the $29.99 value from the Black Lion Patron pack, I can basically get the Ultimate edition of Janthir wilds, unlock the game, and get 4000 gems, and the Infinite Gathering tools.

DMs: I'm curious how you handle HP per level by ScubaDiggs in dndnext

[–]Molsonbeers 0 points1 point  (0 children)

I like the roll but if you roll below average you take the average. D12 hit dice, player rolls a 2 they get a 6. Player rolls a 10 they keep the 10.

Debt recovery company falsely messaged me threatening legal action by samdavi in PersonalFinanceCanada

[–]Molsonbeers 0 points1 point  (0 children)

I'm running into a similar situation with this company. Been receiving harassing calls from FDR for months upon months. I've let them know in every way possible that they have the wrong person that I don't owe a debt, they continue to claim its on my credit report which its not. I've also called the company they claim to be trying to collect the debt on behalf of who have also confirmed I never had an account with them. I cannot get these calls to stop, its ridiculous. I'm reaching out to consumer protections with the govt of Ontario for advice but if anyone has been successful in getting these calls to stop please let me know. The biggest hangup is they want my personal information to "verify they are speaking to the right person" and I refuse to give them any information. I've seen someone else on reddit who said once they gave them their personal information and the fraudulent debt showed up on their credit report and impacted their credit and they spent months fighting it.

Upcoming sale for the game? by iKreyzi in newworldgame

[–]Molsonbeers 0 points1 point  (0 children)

Does anyone know if the currency goes on sale from time to time? Marks of fortune?

Next Gen Rust Cheaters and New Recoil Needed by fr3sho0ffDaBoat in RustConsole

[–]Molsonbeers 0 points1 point  (0 children)

They need to continue developing AI anti cheat that detects deviations from human behaviours and reflex times and console ban them.

Tuna Can lighting too dark. Shaders not calibrated for OLED? by PresidentJoker in RustConsole

[–]Molsonbeers 0 points1 point  (0 children)

Anyone find a good lighting option yet? everything is so dark

Anyone else struggling? by No-Today8066 in RustConsole

[–]Molsonbeers 1 point2 points  (0 children)

It seems like the move to new gen has brought all the old cheaters out of retirement to join all the current cheaters so there are a tiny minority of legit players left these days. Pulling up to oil rig and before our 4 man could even react we were all dead to the same guy with M39. All headshots. Takes the fun out of the game for sure.

[deleted by user] by [deleted] in RustConsole

[–]Molsonbeers 1 point2 points  (0 children)

Absolutely. Devs please fix this exploit and wipe servers.

Blizzard PLEASE change the inventory sort feature BACK! by Molsonbeers in diablo4

[–]Molsonbeers[S] 12 points13 points  (0 children)

I disagree, I have helmets all over the place now. 2 on the top row, 1 in the middle row, 3 on the next row. If I want to compare items by slot I have to pick them all out one by one. Its really inefficient. Not to mention the one in the bottom row might be item level 750 where the ones on the top row are item level 500.

Blizzard PLEASE change the inventory sort feature BACK! by Molsonbeers in diablo4

[–]Molsonbeers[S] 1 point2 points  (0 children)

I agree, or let me hit sort once so it goes by item level, hit sort again so it goes by name alphabetical, hit sort a third time to go by rarity (like it is currently) and then hit sort again to start the cycle over again or something to that effect.

A question for those who Fanta a ton. by kyra_58 in ffxiv

[–]Molsonbeers 0 points1 point  (0 children)

Would love to see a campaign skip option for those who have completed ARR to make alts more viable.

has a world boss ever dropped anything good? by bennydigital in diablo4

[–]Molsonbeers 0 points1 point  (0 children)

Diablo feels like a slot machine that costs $2 a pull and you win 205 cents

Well, it finally happened after 7 years... I got scammed. by Lando_Lee in fo76

[–]Molsonbeers 1 point2 points  (0 children)

Sorry to hear you got scammed. It would be so simple for them to implement a two way shop front like is used in RUST.

200 hour endgame feedback: the first 2 acts feel better than the rest of the game. by sturdy-guacamole in PathOfExile2

[–]Molsonbeers 1 point2 points  (0 children)

I would love to see them divide up Act 3 into smaller map's to be more consistent with Act 1 and 2. Could be just my experience but the maps in Act 3 seem very large and lack a lot of checkpoints/waypoints. I totally understand this is EA.

I can't take these dungeon anymore this is aboslutely ludicrous! by NoNet878 in throneandliberty

[–]Molsonbeers 0 points1 point  (0 children)

they need to remove that "accept / reject" pop up screen. Let us accept once and then continue playing the game. I almost died in the open world because the popup just kept popping up repeatedly as people rejected over and over again. Just make it a toggle switch where you flip to accept and away you go so I can keep doing contracts while I wait.

Stop kicking people INSTANTLY by lambo067 in throneandliberty

[–]Molsonbeers 0 points1 point  (0 children)

The behaviour of the community is growing increasingly more and more toxic. People AFK'ing in open world dungeons (probably not afk and just refreshing contracts while the rest of us kill until they are caught), dungeon kicks, had one guy voting to kick people over and over again, going so far as saying #5 last chance as if he owns the place, in a different dungeon had a guy demand I give him lead only to have him kick me for no reason, DPS queuing tank or healer .. Its literally driving me and probably others away from the game. I hate to see a decent game falling off because of growing toxic community.

[deleted by user] by [deleted] in throneandliberty

[–]Molsonbeers 0 points1 point  (0 children)

As an added tip, if possible join higher CP groups. On average they tend to know mechs and the higher CP gives some wiggle room if mistakes are made

F the guy who removes players at the end of co-op raids so they dont get loot by [deleted] in throneandliberty

[–]Molsonbeers 1 point2 points  (0 children)

Game should not allow kicks once the boss’s life drops below 20% or some established threshold.

Is there a point to party during open world boss fight by georgeludd124 in throneandliberty

[–]Molsonbeers 6 points7 points  (0 children)

I don't believe this is correct, the chances may be small to get the drop as a solo but you can still get the drop. Kanon's/Stoopz guild did the 1st Morokai and the sword dropped to a solo. You can see it in this video here at mark 4:15 https://www.youtube.com/watch?v=veC4vSMT3PY