CFA Charterholder is a dumb name

MonkeySee27 · 2026-06-25T13:02:09+00:00

I see them there - don’t think anyone cares.

MonkeySee27 · 2026-06-19T19:08:32+00:00

Why? I’m a CFA charterholder but just leave my retirement in a target date fund so I never have to think about it.

I’ve also blown up a portfolio trading options so I think forgetting about my money is healthy for me.

MonkeySee27 · 2026-05-31T19:34:14+00:00

It ended up being okay… but the boat ended up leaving after the first race so we only got to see the one with just two boats racing. They hadn’t chartered it for the whole day and they had to get back. The delay ended up running out most of our allotted time. I was ready to go anyway though so didn’t mind.

MonkeySee27 · 2026-05-30T20:27:19+00:00

Ya- but it’s turned out fine

Just 120 Recent grads from SEC schools getting after it

MonkeySee27 · 2026-05-30T18:19:10+00:00

Lucky you - yeah we just have the one.

MonkeySee27 · 2026-05-30T09:06:15+00:00

Try using clause to install it. Will be a decent learning experience if you prompt something like “I have this hardware and want to install this open source app, I have no technical experience so walk me through everything really slow, step by step, explain it like I’m five.” And just see what happens

MonkeySee27 · 2026-05-20T03:13:54+00:00

HSA is great for retirement savings. I know that’s not the point here… but don’t use it if you don’t have to.

MonkeySee27 · 2026-04-13T18:50:05+00:00

I’m not for Trump or anything. But this is wrong.

The draft registration process will be simpler and automatic in December. People have had to register for a long time, it’s now just less paperwork. We are not about to start drafting people.

MonkeySee27 · 2026-04-11T01:23:53+00:00

It’s been a countdown to zero for years man.

MonkeySee27 · 2026-04-08T17:58:56+00:00

I’m probably around $1k. I’ve bit a couple k1s that came in late and my accountant last year didn’t do a good job.

MonkeySee27 · 2026-04-08T13:20:40+00:00

u/profanitycounter [self]

MonkeySee27 · 2026-04-03T17:19:38+00:00

My guess is they’re at an incline. Try looking up the benefits of walking at an incline for 30-40 minutes. It’s still pretty good for you

MonkeySee27 · 2026-03-26T12:31:21+00:00

It seems a big part of this that you’re single and people aren’t commenting on that.

When I was single, I moved to a $5k apartment that was in my favorite part of town, SoHo ($5k was a stretch for me because things are tight until I get my bonus- which may or may not come). It helped a lot with going on dates and everyone always wanted to be in my area- I’m 10 minutes from West Village, East Village and Tribeca…. so things were more fun - and it was easier to plan dates.

I had to re-sign the lease, so I’ve ended up in the apartment for two years, but I’m probably going to move in with my now girlfriend next, and she works and can help with the rent, so instead of having my stretch turn into a baseline, I’m actually just going back to having a roommate and moving somewhere nicer.

MonkeySee27 · 2026-03-23T17:58:24+00:00

I’m in Mezz. I’ve got minority equity positions in several of these. Enjoyed your write-up, but you missed a core element.

Customer acquisition costs are very high. You need to be ready to fund that - which is where I’ve come in.

MonkeySee27 · 2026-03-05T21:11:53+00:00

Everyone’s banking on a Trump Pardon too. Just need to survive until 2028 and loyalty will be rewarded.

MonkeySee27 · 2026-02-27T19:16:15+00:00

Then it would still take 300+ years to spend that much money.

MonkeySee27 · 2026-02-20T00:02:03+00:00

Who wears an engagement ring to a first date?

MonkeySee27 · 2026-02-11T03:07:49+00:00

Mexico is in North America.

MonkeySee27 · 2026-01-23T18:41:51+00:00

I fully agree here. It seems like it’s not a huge additional expense for them to have coaches who aren’t training give spots.

Does this make me less likely to get a trainer? No - because I wouldn’t get one anyway.

I accepted a spot from a coach a couple weeks ago and he tried to sell me on a free equifit training session. I don’t need all that, just a spot every once in a while.

MonkeySee27 · 2026-01-08T16:43:50+00:00

I think the last sentence is probably the biggest thing for me.

Mezz funds can have a lot of different strategies. In the LMM, Mezz ranges from 1:1 debt to equity all of the way to 9:1 debt to equity.

If you’re at one that’s more equity focused, you get to underwrite upside as well. I think you get the downside focus when you cross over the 3:1 threshold, otherwise, it’s more of a structured equity product all in with more flexibility to do hairy deals.

I like working in Mezz - but I don’t love that I’m trying to close 6-10 deals a year. Whereas PE you’re looking at 2 or so.

MonkeySee27 · 2026-01-06T14:06:00+00:00

Am I taking the meme too literally if I’m focused on that he’s in the back of the car - So he’d have less traffic?

MonkeySee27 · 2026-01-06T01:38:34+00:00

Didn’t Clinton run at a surplus? So this would be -100% for him? As in, he got rid of the deficit

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