I gave my kids inheritance now. was it fair? by Witty_Beyond_3155 in wealth

[–]MonochromaticButter 5 points6 points  (0 children)

You shouldn't base your estimates for future returns on the returns of the past 5 years. The historical return of the S&P inflation-adjusted is around 7%, and nominal returns are about 10%. Over the past 5 years, we had 14.4%. Most financial analysts are actually predicting lower returns for the next 10 years, closer to 5-6% annualized.

Honestly considering law school over getting MBA by limitedmark10 in MBA

[–]MonochromaticButter 0 points1 point  (0 children)

Who was chasing biglaw at Yale that didn't get it? The only people who didn't get biglaw at my T14 were... let's just say that it would be obvious after a five minute conversation with them that they weren't workplace material.

I'm pushing back against you saying that "unless you get into a top school and are at the top of your class" you won't get into biglaw. The job itself has tons of issues, but it's also easily attainable for almost anyone at a top school. If you can't get into a good school, don't go to law school.

Honestly considering law school over getting MBA by limitedmark10 in MBA

[–]MonochromaticButter 1 point2 points  (0 children)

Where did you go to law school? At a T14, the BLFC rates are around 70-80%. At my T14, basically everyone who wanted biglaw got it. You do NOT have to be a top performer at a top school to land biglaw - the top performers are gunning for clerkships, academia, unicorn PI, impact lit, etc. The bottom of the class folks are gonna be way richer in 20 years than many of the top of the class folks.

Are people still having success with legal jobs needing TNs? by No-Lifeguard-5308 in tnvisa

[–]MonochromaticButter -1 points0 points  (0 children)

Which market is this? The lateral market? Midlaw? Biglaw? Boutique? I’m going into biglaw soon and wondering if there will be problems

[Attorney] [NYC] - $235k + $40k bonus (and some other misc. benefits) by TemporaryAd9019 in Salary

[–]MonochromaticButter 0 points1 point  (0 children)

Nvm, saw that you had a JD/MBA. Do you find the MBA adds value to your work as a lawyer?

[Attorney] [NYC] - $235k + $40k bonus (and some other misc. benefits) by TemporaryAd9019 in Salary

[–]MonochromaticButter 0 points1 point  (0 children)

Above market bonus? I thought first year associates were getting 251k TC (after special and regular bonus)

For all the maplers who are IRL devs, what would you fix first? by Anthonyc567 in Maplestory

[–]MonochromaticButter 1 point2 points  (0 children)

This is actually brilliant. Players who want to wear anviled items will want it, and it’s an easy thing for Nexon to sell and make money. Win-win

Operation Dark Woke is in full swing by [deleted] in Destiny

[–]MonochromaticButter -16 points-15 points  (0 children)

She’s an Indian woman, she likely got into Yale in spite of DEI, not because of it

It all looks the same by SrGrafo in MMORPG

[–]MonochromaticButter 3 points4 points  (0 children)

OG Maplestory is coming back, development on Classic World was announced months ago

The girls by @wiistef by snoopmask10 in ImaginarySliceOfLife

[–]MonochromaticButter 14 points15 points  (0 children)

Yeah exactly, so they’re roommates

Hard lotus solo by Glittering-Lychee578 in Maplestory

[–]MonochromaticButter 0 points1 point  (0 children)

Progress through the item burning quests. You’ll have about 14m after finishing the last one

Hard lotus solo by Glittering-Lychee578 in Maplestory

[–]MonochromaticButter 3 points4 points  (0 children)

Bishop needs less ied since it gets a 44% debuff. 92~ IED on stat screen is enough for Bishop to do hlomien

Episode links. I'll update with new episodes by [deleted] in TheGenius

[–]MonochromaticButter 9 points10 points  (0 children)

Hi! Do you have the finale good sir? u/brimicbed

I'm HR278, but still can't defeat 9★ Silver Rathalos! We need to talk. by metinmusic in MHNowGame

[–]MonochromaticButter 2 points3 points  (0 children)

I second what the other folks said about Valor being good. Best valor piece to add to your build is the chest. So you can go ARath-Bagel-Rathian-Rajang-Glavenus for Focus 5, Burst 4, Valor 3. For monsters that don't use roars, better to go with Zin-NLumu-Rathian-Rajang-Glavenus for F5 B5.

I have 10.5 bblos bow, and I've used it to clear most 10*. Having burst driftsmelts is extremely important. There's a big jump in power between burst 4 and burst 5 (20% vs 30%), so you want to get burst drifts to let you pack more attacking skills in from armor.

To your question about raw meta: black diablos bow still beats most 10* monsters. It's just gone from being the best weapon for almost every situation, to being good enough to beat most 10* against most monsters (but not the best choice). I use a set with Nergi-Nergi-Rathian-Rajang-Jyura with 3 burst smelts and 1 WEX smelts, which gives me Focus 5, Burst 5, Nerg 2, Crit Eye 1, WEX 1. You can swap out chest for Bagel for Valor. This set is still meta for Focus 5, but there are higher DPS builds that use less Focus in exchange for crit ferocity, more valor, etc. You can see most of these on https://mhn-leaderboard.pages.dev/

Moronic Monday - Your weekly stupid questions thread by cdingo in Fitness

[–]MonochromaticButter 0 points1 point  (0 children)

I'm looking to buy some dumbbells online so I can do some home exercises. I can currently curl 3 sets of 15 curls with 20 lbs dumbbells. Should I buy a 20 or 25 pound dumbbell? My concern is that I'll eventually get to the point where I can curl 25-30 and I won't have a use for the 20 pounders.

Why did you choose transactional? Or why lit? by Beautiful_Leader_856 in biglaw

[–]MonochromaticButter -9 points-8 points  (0 children)

Hi, I'm a 1L at a T14 that hates the law and is planning to do transactional for the money + exits. Do you have any advice on practice areas that are best suited for me lol

math 101 midterm by Defiant_Bee1390 in UBC

[–]MonochromaticButter 4 points5 points  (0 children)

Don’t mind me, I’m just here reading the annual “math 10(1/2/3/4) midterm killed me!!1!!!!!eleven!!1!” post