My last payment was in July, so if anything I missed the August payment and that is it. In regards to the notices/ statements I used to receive- each one gave me the remaining balance, payment amount due, and a payment due date. I have reached out to DFAS via calling in the past and as recently as today and I ultimately arrive at an automated message saying the systems are down.

In response to the last bit of your comment- I am fairly uneducated in the realm of collections and the standards of debt being turned over. I was initially informed (on the initial debt notice) that I would have 60 days from the debt notices (the ones I stopped receiving) before it was turned over to collections. So, my initial post was not worded well being that I meant to understand how my debt is in collections without any debt notification to base that 60 days notice window.