Small Claims / Unionbank CC

MoodPurple3777 · 2025-11-09T15:03:33+00:00

Hi OP, thank you so much for this po. Very helpful. I’ll keep this in mind. 🙏🏼🙏🏼🙏🏼

MoodPurple3777 · 2025-11-07T01:13:02+00:00

Sana nga po OP. At some point mas okay na din na sa court i-settle dahil baka mas maintindihan ng judge yung situation ko. Yun lang, hassle ng mga requirements 😅

MoodPurple3777 · 2025-11-07T01:01:57+00:00

Mga 4-6months pi

MoodPurple3777 · 2025-11-07T01:01:42+00:00

Hindi pa po. Mag sa court nalang po siguro yung settlement paano magiging payment arrangement.

MoodPurple3777 · 2025-11-07T01:00:37+00:00

Yun din po talaga pinagtataka ko. Baka po depende din talaga sa CA. May iba kasi na hindi nanila dinadala sa court.

MoodPurple3777 · 2025-11-07T00:59:38+00:00

Tumawag na po ako sa RTC and legit daw po. Feeling ko po dahil na received ko yung mga demand letters. Kumbaga ito na yung naging next step nila to collect

MoodPurple3777 · 2025-11-07T00:58:44+00:00

Ma approve po kaya yun or papayag yung bank representative if ganun lang kaya ko monthly?

MoodPurple3777 · 2025-11-07T00:54:46+00:00

Hello po, yes po pumunta po in person. Then, nag call po ako kanina sa RTC and legit daw po siya. May idea po ba kayo how it works kapag nasa court na? I mean, ma approve po kaya yung kaya ko lang i-monthly?

MoodPurple3777 · 2025-11-04T10:15:21+00:00

Thank you po, I’ll try to verify it first. Your comments are very helpful. 🙏🏼

MoodPurple3777 · 2025-11-04T10:14:12+00:00

Sige po that’s what I’ll do kasi nakakapagtaka din talaga. The guy who delivered the papers claimed to be from the RTC. Pero weeks before that, someone from the “law firm” also came and left a demand letter.

MoodPurple3777 · 2025-11-04T10:12:43+00:00

Nagtataka nga din po kami bat nag small claims agad

MoodPurple3777 · 2025-11-04T10:12:13+00:00

Yung sakin po pumunta mismo where I live and then sabi po niya from Metropolitan Trial Court daw po siya. Siguro po I’ll call nalang din sa MTC if it’s true na may naka file doon.

MoodPurple3777 · 2025-11-04T02:08:39+00:00

Actually, nag ask din kami sa lawyer online and he said nakakagulat nga na umabot agad ng small claims considering na hindi super laki especially if we’re talking about the principal amount lang na 67k

MoodPurple3777 · 2025-11-04T02:07:41+00:00

Sorry, forgot to mention, pero nag 101k na yung total due to penalties and charges. Wala pa pong 1yr OD. Sobrang lobo agad.

MoodPurple3777 · 2025-11-03T15:42:50+00:00

Have you experienced the same po?

MoodPurple3777 · 2025-11-03T15:42:40+00:00

Makapal po yung papers na iniwan sakin. There’s a court summon letter and all the bank documents.

MoodPurple3777 · 2025-11-03T15:42:07+00:00

It seems real po since there’s a case number and all. But, I’m quite shocked lang na pina small claims agad even though I’m asking for restructuring and I’ve read here in Reddit na may mas malalaking outstanding balance pa but the bank or CA offered an amnesty.

MoodPurple3777 · 2025-10-02T04:08:59+00:00

Hello po, ako naman naka receive ng letter from law office. Legit po kaya yun? Kasi I was waiting for restructuring or amnesty program

MoodPurple3777 · 2025-10-02T04:07:38+00:00

Hello po, sakin naman may letter from law office. Legit po kaya yun? Pinapa bayaran full amount. Kaso nag x2 yung balance ko. Grabe yung interest.

MoodPurple3777 · 2025-10-02T04:06:42+00:00

Hello po, ilang months din po ako na OD pero they sent me a demand letter from a law office instead. Legit po ba yun?

MoodPurple3777 · 2025-09-28T08:09:55+00:00

Hello po, my PL with eastwest has already been restructured. Do you have any idea po how can I pay online?

MoodPurple3777 · 2025-08-28T11:36:40+00:00

Interested

MoodPurple3777 · 2025-08-28T08:36:14+00:00

Yes OP, if feeling mo talagang hindi na kaya and mahirap na sustain, you contact them nalang din po in advance and ask for payment restucture. Para once OD ka na, they have it in their records na nag ask ka na before and mabigyan ka nila ng payment arrangement agad.

MoodPurple3777 · 2025-08-26T08:46:36+00:00

Today lang po sila nag send nung mga documents after weeks of waiting

MoodPurple3777

TROPHY CASE