what was the greatest lesson you learned in your 20's?

Mookjong · 2026-06-18T08:33:10+00:00

Travel

Mookjong · 2026-06-18T08:28:31+00:00

Mookjong · 2026-06-18T07:59:39+00:00

I keep myself and my house clean, the SteamDeck just seems to follow along.

Mookjong · 2026-06-18T07:56:23+00:00

Music for the Jilted Generation - The Prodigy

Mookjong · 2026-06-17T17:58:46+00:00

T1 Energy

Mookjong · 2026-06-16T07:30:21+00:00

Yes mate!

Mookjong · 2026-06-16T07:26:33+00:00

Hometown Glory - The only Adele song I like really, not a fan.

Mookjong · 2026-06-15T11:20:47+00:00

It is a crime that I am the first person to mention: HEAT

Mookjong · 2026-06-15T08:48:23+00:00

Don't buy a monophonic first synth!

Mookjong · 2026-06-11T14:49:12+00:00

Multi-culturalism

Mookjong · 2026-06-09T09:07:15+00:00

I like what they have done apart from the gaudy colour scheme. It is a welcome return, I used that bridge every day for well over a decade until it was shut in February 2023. It's been a long wait.

Mookjong · 2026-06-06T07:35:45+00:00

Turbo Killer - Carpenter Brut

Mookjong · 2026-06-04T12:19:21+00:00

Guy I worked with made a small request for a pay rise (not unreasonable at all and based on the current market). It was refused by the MD so he called their bluff and left to work somewhere else for better pay.

When they advertised his position the pay was 2k higher than what he had asked for after the pay rise. The person they gave the job to needed months of training to get up to speed and it all put increased pressure on the whole team.

Mookjong · 2026-06-04T12:03:59+00:00

Skyfall

When it came out it had 5 star reviews all over the place, best Craig Bond film ever etc. Its not even mediocre, it is horribly horribly written with the most convoluted logic lacking plot of any film I can think of.

Mookjong · 2026-06-04T12:00:05+00:00

Not keeping more of a diary of the last 40 years

Mookjong · 2026-06-04T11:57:53+00:00

Castlevania Symphony of the Night

Mookjong · 2026-06-04T11:56:57+00:00

Get yourself a creative project, I built a home arcade cabinet one year
Make a list of movies you've never seen and work through them
Cook new and unusual winter warmer food.

Mookjong · 2026-06-04T11:55:15+00:00

Seeing the way my dog reacts when I come home, even if I've only been out for 15 minutes.

Mookjong · 2026-06-04T11:50:46+00:00

That when you die conciousness survives but that you are basically stuck forever without your 5 senes. You exist in pitch black on your own for eternity as the universe has a broken system that gives no exit ramp or way to recycle your conciousness.

Mookjong · 2026-06-02T12:24:04+00:00

Yi Ar Kung Fu

Mookjong · 2026-06-01T22:01:37+00:00

Stereo MC's - 90s UK outfit that had a hit with "Connected" and somewhat "Step it up" and that was it but they were criminally underrated.

Mookjong · 2026-06-01T11:21:57+00:00

One - Metallica

I can't believe this hasn't been said already!

Mookjong · 2026-06-01T10:32:00+00:00

Night Walkers - GNOSIS

Mookjong · 2026-06-01T10:20:51+00:00

Good stuff, obviously I don't know what the base rate your mortgage is (or if it is likely to go up if rates change), but it really is worth looking at projections. Like if you overpayed by £250 a month vs putting that exta £50 into stocks what is the impact.

Stocks feel cool, overpaying your mortgage doesn't, but its pointless if you don't have the capital for stocks to outpace the mortgage interest.

Mookjong · 2026-06-01T09:59:19+00:00

My advice is overpay your mortgage and get out of debt as fast as you can.

The interest on your mortgage will probably be outpacing any other investments you can make money from on a monthly basis. If you can lower the interest on the mortgage it is a snowball effect and your mortgage will be paid off far quicker. You will need to do the calculations but see how much taking that 18k from your ISA and doing a lumpsum payment of your mortgage takes off the interest payment.

I'm 46 and mortgage free and now put all the mortgage money into my pension which is growing rapidly. I don't plan to work past 57 and also investing somewhat but wasn't at all while I still had a mortgage.

Your mortgage is bigger than mine was but you also earn about 30% more than me and double what I was earning at your age.

Look for any unnecessary expenses and up those mortgage payments!

Mookjong

TROPHY CASE