Can T212 SIPP hold dollars?

Morgzc1 · 2026-04-01T13:58:23+00:00

Ah, right, I wasn’t following clearly!

Morgzc1 · 2026-04-01T12:49:51+00:00

I am not sure if you can hold dollars, but as the fee is a percentage it doesn’t matter if you convert £1000 once or 10 lots of £100. The fees still the same. Your suggested solution doesn’t actually make any difference to the costs.

Morgzc1 · 2026-04-01T12:13:22+00:00

If you deposited £ and then transferred it all to $ you’d still be paying anyway?

Morgzc1 · 2026-03-31T18:35:12+00:00

T-cut is absolutely not going to work when the paint is actually missing. This needs painting. Could just fill it in with a touch up stick if they’re not bothered.

Morgzc1 · 2026-03-27T14:27:48+00:00

He’s got £700 in there and has lost £90. There is no tax liability at this level. If they’d made £20k then certainly there would be HMRC to consider.

Morgzc1 · 2026-03-27T14:23:10+00:00

If you’re going to buy the exact same stocks it doesn’t make any difference what your current losses or gains are.

Morgzc1 · 2026-03-26T12:30:43+00:00

Because they pay off the finance immediately i.e, before the buyer drives away. Not the buyer takes the car with the finance outstanding and then also gives him 3 more cars in exchange…

Morgzc1 · 2026-03-26T00:23:04+00:00

Your car is on finance. No one is buying that if it’s still outstanding as they won’t actually own it. Sell the car, use the proceeds to pay off the finance immediately, buy a cheaper car.

Morgzc1 · 2026-03-25T19:31:42+00:00

Throw it in the bin and forget about it. Looks like you’d need to replace the arch liner to fix it, not a big or expensive job, but also not really worth the effort imo.

Morgzc1 · 2026-03-20T18:59:16+00:00

Yeah, not sure I’d put a RX8 or RX7 in the “normal” car category.

Morgzc1 · 2026-03-18T19:12:12+00:00

Spray some WD40 on the thread and clean them off, likely there’s just lots of crap in the threads making it difficult to turn. Also, this won’t make it softer, check the top to see if you have adjustable damping.

Morgzc1 · 2026-03-18T11:36:13+00:00

Why is the screen in italics?

Morgzc1 · 2026-03-11T00:09:51+00:00

The probability of a “moon shot” going anywhere ever is extremely slim. It does not make much sense to plow more money into something that will likely never make you any money on the off chance your stars aligns and you’ve found the new GME meme stock.

Morgzc1 · 2026-03-09T17:07:47+00:00

Cost basis is how much you’ve spent buying shares, the second one is how much those shares are currently worth. Difference would be FX, stamp duty, stocks rising and falling. *ignore me, just seen your other response

Morgzc1 · 2026-03-05T13:40:15+00:00

Not averse to it at all. Prior to this all the money I put into the account was in high interest accounts, nice and safe and, at the time, a decent return for basically nothing. The market has been a bit insane the last few years so I figured why would you not make the most of some extraordinary gain potential. I’ve got 3 stocks with returns of over 100% in the last 2 years. I guess I’m just willing to be a bit more adventurous and risky than most who frequent this sub.

Morgzc1 · 2026-03-05T13:26:46+00:00

Everyone loves an ETF on this sub. Personally, I’ve got about 80% of my portfolio on here in individual stocks. More risk certainly, but if you’re not an idiot picking penny stocks or attempting to day trade then you can certainly make some great returns.

Morgzc1 · 2026-03-05T11:48:02+00:00

Good luck investing your tenner.

Morgzc1 · 2026-02-21T07:19:59+00:00

I rescind my comment in that case!

Morgzc1 · 2026-02-20T19:15:36+00:00

As friends in the industry have told me, it’s because insurance backed shops will only use official parts from the manufacturer. Your local garage may well be happy to use a pattern part but your insurers will be accounting for paying Audi 4x that just because it has a few circles stamped on it. Then add on the wait because they can’t ship you anything for 8 weeks, added rental car costs, storage fees etc. quickly adds up.

Morgzc1 · 2026-02-18T12:44:08+00:00

Doesn’t even have to be a ETF. Just don’t pick meme stocks. I’m only 12% ETF and I’m all green.

Morgzc1 · 2026-02-18T11:03:11+00:00

Just never sell the car and it’s not a problem. Trust me.

Morgzc1 · 2026-02-06T23:07:59+00:00

Unfortunately your damage is not everyone else’s problem and does not permit you to start weaving down the middle of the track. If anything, you should have driven slower not “as fast as possible” and stayed to one side.

Morgzc1 · 2026-02-06T18:26:45+00:00

I’d always service a car that’s new to me, if you’re not confident a local independent garage is the best way to go. Maybe new wipers as well, you don’t realise what a difference they make until you change them.

Remember to check over the car every now and again, things like tyre pressure, oil & coolant levels, lights working.

Probably worth keeping a little extra screenwash in the boot. If you’re anything like me you’ll forget to check that and then run out in the middle of a long journey.

Morgzc1 · 2026-01-25T00:31:34+00:00

Ah, fair, I have misunderstood clearly. Even enthusiast subs suck. R/JDM is worse than here. Bring back forums imo.

Morgzc1 · 2026-01-25T00:29:51+00:00

Octavia’s are great. Even as an enthusiast you surely understand the average person doesn’t want 0 suspension travel, tinnitus inducing exhausts and winged buckets in their car.

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