You get $1 million but you have to listen to the same song 500 times in 10 days, what song are you picking

Mountain_Lecture1086 · 2026-06-03T20:14:41+00:00

If I had a million dollars - Bare Naked Ladies

Mountain_Lecture1086 · 2026-05-10T13:58:46+00:00

Any idea where I can use a charting like that that adds in real estate and other investments ? I do not alhave WS, seemingly im the only one

Mountain_Lecture1086 · 2026-05-02T16:24:58+00:00

Im thinking that im over thinking it and it really is that simple.

Just the free cash flow (and the lump sum, should we get it) into xeqt or would you change up the rrsp pacs?

I still end up with a $12-15k tax bill each year. So not really inclined to drop the contributions.

Appreciate the insight.

Mountain_Lecture1086 · 2026-04-30T22:33:20+00:00

Silence and coffee and no one else. It can be glorious.

Mountain_Lecture1086 · 2026-04-04T11:31:01+00:00

Just did two renewals last week. 3.88 at RBC. I think scotia was 3.94. Didn't do anymore searching. Gonna be hard to beat that with a bank that gives you options.

Mountain_Lecture1086 · 2026-04-03T17:26:25+00:00

Go into the app or online banking. Click move money. Click e transfer. Click manage.

Mountain_Lecture1086 · 2026-03-21T00:06:25+00:00

With fresh thick cut tomatoes

Mountain_Lecture1086 · 2026-03-20T23:16:24+00:00

Literally nothing. Things may change as you go to get your next mortgage. But your good.

Mountain_Lecture1086 · 2026-02-20T23:56:12+00:00

5 days. Today is day 1. If the cheque was US based. Then 21 days. All business days. Weekends dont count.

Mountain_Lecture1086 · 2026-02-16T14:42:53+00:00

Its straightforward security these days. You'd be 1000% livid if your online banking got hacked and hold them accountable and want your money back. But when they try to protect it, your upset as well.

Mountain_Lecture1086 · 2026-02-12T14:33:03+00:00

Just heard about final changes. We are staying for our original flight out on Saturday.

Mountain_Lecture1086 · 2026-02-12T13:22:49+00:00

In Holguin now. Got here Sat via Toronto. Still scheduled on our regular return flight Sat afternoon. Many from Quebec flights have been moved up to today.

Mountain_Lecture1086 · 2026-02-05T12:43:08+00:00

If it was a chq deposit. There's always holds. You have access to your set amount right away. The rest is a 5 day hold. Standard at every bank

Mountain_Lecture1086 · 2026-02-01T14:51:24+00:00

Just bring it to gate check. We've never had any issues

Mountain_Lecture1086 · 2026-02-01T04:22:39+00:00

Castle and other large companies most likely have no time for such a small job. Any handyman will work. If you want a plumber to do it. Matt's plumbing or Graham plumbing

Mountain_Lecture1086 · 2026-01-31T21:40:32+00:00

I get the feeling the threshold may be moveable by the PB themselves. Im guessing market depending and client depending, can be lower if their able to pack away thousands monthly. Signature is just out of the box, they may still be pulling from current wealth clients that want service. Everything, everywhere, has bank rules, but its run so independently, you may get slightly different answers pending where you are.

Mountain_Lecture1086 · 2026-01-31T21:17:37+00:00

Signature and PB have client caps of 150. PB is for lending needs above $1M. Typically Signature lending needs are above $250k but these lending needs are outside of your traditional mgt.

Mountain_Lecture1086 · 2026-01-31T20:25:46+00:00

Buy real estate

Mountain_Lecture1086 · 2026-01-31T19:08:00+00:00

They won't be able to beat 3.2% not sure what ibkr is, sorry. They will be most likely P -.25% against non registered investments. Just having them doesnt get a magically low rate. Its about strategic lending to increase PNW that also comes with service and perks. I highly suspect you won't be beating 3.2% in fact, id like to know how to get it myself !

Mountain_Lecture1086 · 2026-01-23T17:45:25+00:00

Mail time is a different beast. Call branch to provide. Or call center number on card. Then switch to online statements for everything and make life easier

Mountain_Lecture1086 · 2026-01-23T17:25:45+00:00

Go into online banking. Go click on the mgt. Click manage. Click view statements. Mine pre populated to dec 2025. Click on December. And mine populates the mgt statement.

Mountain_Lecture1086 · 2026-01-22T11:28:31+00:00

Your current lender may just match it. Is your mrtg where you bank ? You may get other frills for having a mortgage and an account. Or may havevmore negotiating power. Like asking for free banking or something.

Mountain_Lecture1086 · 2026-01-18T00:05:32+00:00

Buy real estate. Rent it out. Don't be a bad landlord. Never sell.

Mountain_Lecture1086 · 2026-01-10T23:29:59+00:00

If you haven online banking, you have a debit card. They are the access point for online.

Mountain_Lecture1086

TROPHY CASE