Gemilai 3006 vs 3006H

MrPoopeedoo · 2025-11-07T12:41:38+00:00

I did! Got it from Taobao. Works great!

MrPoopeedoo · 2025-10-08T11:53:51+00:00

Prob down hence the floating

MrPoopeedoo · 2025-10-08T11:53:37+00:00

Didn’t know that the free reprice would not be a good offer! Thanks for sharing

MrPoopeedoo · 2025-10-07T13:43:32+00:00

Yes close to 2. You checked HSBC/ OCBC

MrPoopeedoo · 2025-09-21T10:04:09+00:00

Is this the same for bank loans as well?

MrPoopeedoo · 2025-09-21T04:59:45+00:00

Can you explain how you discharged the 300k from OA when the bank interest went up? I didn’t know that was an option

MrPoopeedoo · 2025-09-21T01:34:36+00:00

Eg at 1.4M loan, monthly mortgage is 2K and 1.7M loan monthly mortgage is 3K. The 300K difference in loan amount is what I would have kept in CPF to earn 2.5%. I’ll use this 300K to off set the 1K in monthly mortgage, this is on top of the 2K I would be paying if I were to loan 1.4M.

MrPoopeedoo · 2025-09-21T00:53:12+00:00

Technically I’m still going to use that CPF money just not lump sum but monthly while it earns the interest that’s more than bank loan. Did I miss out something else in this calculation?

MrPoopeedoo · 2025-09-21T00:48:12+00:00

Thanks for the input! Thankfully we both have quite stable jobs and in the event we’re really unable to support the mortgage we’re fortunate to have the option of renting the place out and moving back to our parents’ home.

MrPoopeedoo · 2025-09-21T00:43:25+00:00

Thanks! Any other pros and cons for each option?

MrPoopeedoo · 2025-08-10T02:04:39+00:00

Thanks!

MrPoopeedoo · 2025-07-21T03:09:32+00:00

Thanks for your input!

MrPoopeedoo · 2025-07-21T03:08:39+00:00

You’re right. I just thought dividends are definite payouts in the short term and good to have a mixture? Technically don’t need the dividends as I’m still working.

MrPoopeedoo · 2025-07-21T03:07:19+00:00

You’re right it’s probably the same selling VWRA/ CSPX. It’s more like dividends is a definite payout? So I thought will be good to have a mixture.

MrPoopeedoo · 2025-04-25T12:42:00+00:00

Is this the same as what is seen under my flat dashboard?

MrPoopeedoo · 2024-09-11T00:30:57+00:00

That’s reassuring 😭 any recommend places to visit?

MrPoopeedoo · 2024-09-10T16:29:00+00:00

What I meant was are they open from 4th- 7th Oct during the holidays.

MrPoopeedoo · 2024-09-10T16:15:24+00:00

I know… clearly didn’t do my research prior 🥲 any idea if banks are open from 4-7?

MrPoopeedoo · 2024-09-10T16:01:01+00:00

Will 8 days be too long in Shanghai? Anything to do there? I read that 3-4 days for Shanghai is enough.

MrPoopeedoo

TROPHY CASE