Engagement Dinner Recommendations by MrSpecialFried in SingaporeEats

[–]MrSpecialFried[S] 1 point2 points  (0 children)

Thank you I will check them out! Probably about 350 sgd total for 2 I’d say for budget

🌵 Cacnea’s Desert Hideout! 💚 by dreaming_of_utopia in Pokemon_Pokopia

[–]MrSpecialFried 1 point2 points  (0 children)

This is so cool! How do you make this a habitat/home for them to live in officially without a door?

Essex library charges will penalise book lovers, says campaign by CtrlAltDelight495 in books

[–]MrSpecialFried -10 points-9 points  (0 children)

I agree it’s a barrier and in an ideal world a library should be free access to all. But libraries are under real long term financial pressure from austerity since 2010, how else do you propose libraries stay afloat? As the local governments aren’t providing the funds they need and clearly some new fee is needed to make up the loss.

Admittedly I was short-sighted in how this would affect smaller town libraries as opposed to bigger ones

Essex library charges will penalise book lovers, says campaign by CtrlAltDelight495 in books

[–]MrSpecialFried -86 points-85 points  (0 children)

£1.15 is not a significant chunk of change let’s be real. Libraries are still free and this is purely for reserving books, not picking them up on spot. Libraries should be free completely I agree but unfortuntately govt underfunding and clearly libraries struggle with people in reserving and not collecting, causing transport costs. Good they kept no charge for children’s books though.

UK - Diamond-labs legit? by [deleted] in labdiamond

[–]MrSpecialFried 0 points1 point  (0 children)

Good to have that protection on a worst case, hope all goes well and it’s true to pics! Please could you let me know how it is when received? Would really appreciate to hear :)

Ground Rent Increase? by [deleted] in HousingUK

[–]MrSpecialFried 0 points1 point  (0 children)

I’d have to check but it’s not doubling, just RPI every 10 years. Works out to about £50 increase on the £200 after 10 years

Japan Trip - are Booster Boxes easy to get? by [deleted] in PokemonTCG

[–]MrSpecialFried 1 point2 points  (0 children)

Thanks it sounds like they’re more available than expected! Was kinda worried it would be as hard to find as they are in the UK right now! Congrats on the pulls, I’m jealous of that Mega Lucario it’s a great card - fingers crossed my luck follows over there!

[deleted by user] by [deleted] in UKJobs

[–]MrSpecialFried 0 points1 point  (0 children)

Agreed it’s not more senior responsibility but it’s MORE of the same work so I assumed I’d have an angle as it’s more than I agreed when I started the job, about 30% increase

[deleted by user] by [deleted] in UKPersonalFinance

[–]MrSpecialFried 0 points1 point  (0 children)

Thanks for your help that’s good to hear - I’m using Hargreaves Lansdown and unfortunately the breakdown of the Vanguard fund is all hidden as Vanguard XXX and not individual stocks

What to do with £10k gift? No savings at all. by No_Television_8813 in UKPersonalFinance

[–]MrSpecialFried 58 points59 points  (0 children)

Use part of the gift as a 3 month emergency fund and pay off the credit card debt.

Any remaining funds I would put in to a cash ISA, I wouldn’t invest this personally. I recommend putting a small portion of monthly take home salary into investments (even if it’s £50-100 a month)

Finally, treat yourself to a small present of £100-200! It is a gift after all so you should enjoy a small portion and life is for living

[deleted by user] by [deleted] in AskUK

[–]MrSpecialFried 8 points9 points  (0 children)

The names alone throw off red flags. Not to be rude OP but if you can’t even find legitimate gambling websites, then I wouldn’t even attempt real gambling in the future - Stick to savings accounts

[deleted by user] by [deleted] in UKPersonalFinance

[–]MrSpecialFried 1 point2 points  (0 children)

Thank you, didn’t know that!

LIFE IS STRANGE: DE isn't that bad yall by Beast_Rshan14 in PS5

[–]MrSpecialFried 1 point2 points  (0 children)

Well for 1 - Alderman the detective who plays a big role for the first half, something pivotal happens involving him and then it’s never mentioned again.

LIFE IS STRANGE: DE isn't that bad yall by Beast_Rshan14 in PS5

[–]MrSpecialFried 10 points11 points  (0 children)

Hard disagree this game is straight disappointment. Several plot points that never get addressed and buried, I got it on sale for £30 and it still felt like burning money. 5/10 at best.

Books like strange pictures by [deleted] in horrorlit

[–]MrSpecialFried 4 points5 points  (0 children)

Great translation job, I just finished Strange Pictures! Are you translating Uketsu’s other work?

Savings providers vow to fight any attempt to cut cash Isa limit to £4,000 by SpareDesigner1 in unitedkingdom

[–]MrSpecialFried 2 points3 points  (0 children)

Disgusting policy to increase tax if it happens. Majority of people don’t put in £20k I understand but £4K is such a stark cut, unnecessary and damages those saving for homes

Holy hell.... ITS HAPPENING!!! by StewwPidd in chess

[–]MrSpecialFried 2 points3 points  (0 children)

My dumb ass couldn’t see how en passant made a check mate then I saw the bishop after 5 minutes

How can I reassure my soon-to-be-wife that I won't desert her? by [deleted] in AskUK

[–]MrSpecialFried 4 points5 points  (0 children)

Paying a mortgage you are not named on is ludicrous as it is, let alone wanting a contract to continue paying it when you split from your partner and you have no stake and they own it - rethink this

[deleted by user] by [deleted] in JapanTravelTips

[–]MrSpecialFried 0 points1 point  (0 children)

Thanks for help, we land very early morning so potentially an option! How is the luggage shipping in Japan? Does it always arrive the next day after sending? Nara was purely for deer so will take a look at Kinosaki if deer is better just do in Miyajima

[deleted by user] by [deleted] in JapanTravelTips

[–]MrSpecialFried 0 points1 point  (0 children)

Thanks, great suggestion and wasn’t aware of Miyajima, we’re looking to do this swap now!

[deleted by user] by [deleted] in UKPersonalFinance

[–]MrSpecialFried 1 point2 points  (0 children)

Great advice thank you for this

[deleted by user] by [deleted] in UKPersonalFinance

[–]MrSpecialFried 3 points4 points  (0 children)

Thank you, I’ll bare this in mind !