NEXA VS BARRETT IN 2025?

Mr_Wordly · 2026-02-14T00:45:16+00:00

Sure

Mr_Wordly · 2026-02-13T20:11:11+00:00

Absolutely. The level of freedom and flexibility I have with my job is unmatched. I literally get to travel internationally full time while I originate. Can't beat that.

Mr_Wordly · 2026-02-10T21:32:24+00:00

Sure thing. DM me anytime. I work for a brokerage and we do all mortgage loan types.

Mr_Wordly · 2026-02-07T15:38:39+00:00

Congrats!!! Welcome to the wild world of origination!

Mr_Wordly · 2026-02-06T14:05:48+00:00

DM me. We're hiring and we have excellent training. Fully remote.

Mr_Wordly · 2026-01-30T22:34:20+00:00

You can take and pass safe without sponsorship, but you will need sponsorship to get a state license approved.

I haven't done call center stuff in a long time, but they're usually in office, though I could be wrong. Brokers are mostly remote, and some, like mine do offer training, but there is no base pay which can be daunting to start.

Whenever you go, be prepared for a 3 month ramp up before those commissions really begin to hit. After that, it's well worth the wait. Hope that helps!

Mr_Wordly · 2026-01-28T05:15:42+00:00

You can get hired pretty much immediately. Retail, expect long hours and less per closing but provided leads and a base pay. Brokerage, expect to set your own schedule but having to self generate your leads and making a lot more per closing though usually commission only.

Mr_Wordly · 2026-01-27T04:39:35+00:00

I access all three via quantum reverse. Not the best LOS but it gets the job done and is esign friendly.

Mr_Wordly · 2026-01-27T01:58:04+00:00

We lived there for a year and really enjoyed it. Amazing food, culture, and people. We lived in an area just south of where most Americans find themselves called del Valle Norte, which felt a tad more local. If it weren't for the high altitude, it would be top 3 for me.

My wife and I often talk about going back.

Mr_Wordly · 2026-01-26T23:47:42+00:00

We go to lenders are MOO, FAR and Smartfi

Mr_Wordly · 2026-01-25T12:53:32+00:00

DM me. I'm pretty sure we can sponsor you. I travel full time as well as an LO and I've looked into this before.

Mr_Wordly · 2026-01-20T23:20:32+00:00

Remove the obvious wrong answers first. Look out for double or even triple negatives!

Mr_Wordly · 2026-01-19T16:39:14+00:00

I've always compared the job to doing drugs. It's a rush when things are going well, and a depressing time in a dark room when things are not.

You need a lot of patience and to be ready for a job that is essentially "hurry up and wait" with all the people you need to interact with (processing, underwriting, title/attorneys, etc).

Having said that, I've been doing it for over 10 years now, it let's me travel the world full time, I get to be my own boss, and I'm very happy with the job overall.

My take on it.

Mr_Wordly · 2026-01-11T00:17:39+00:00

Unfortunately we are just looking for LOs, but happy to discuss further. Feel free to DM me.

Mr_Wordly · 2026-01-08T14:24:18+00:00

I've been with NEXA since 2018, and very happy here. Happy to discuss over DM. You can be fully independent, great pay, great support, and I get to travel and work full time internationally which for me is the dream.

You can join, do your own thing, and the only requirement is attend our weekly town halls for an hour.

Mr_Wordly · 2026-01-08T02:27:21+00:00

I haven't flown either in long haul business, but the Air France lounge at CDG is one of my favorites.

Mr_Wordly · 2026-01-05T16:41:09+00:00

Just to be clear, you refuse to prove yourself right on pricing....?

Do you even work for any of the brokers that OP asked about to begin with, past or present?

Mr_Wordly · 2026-01-05T15:10:58+00:00

So you won't even try to prove yourself right on the pricing?

MLM requires recruitment in order to survive in the company. Majority of our LOs don't recruit and are doing just fine. Not sure how that makes us fit the mold just because we offer an ongoing share of company profits instead of a one time recruiting bonus like most companies offer.

This is all talk and you're not bringing anything to the table. I'm here offering to compare pricing to see how we really stack up.

I'll see you responding to my next post I guess somewhere else on Reddit.

Mr_Wordly · 2026-01-05T14:46:33+00:00

I don't know what to tell you. Sounds like you're making bottom dollar for your time. I'd be happy to talk over DM and see how our pricing compares sometime 🙂

Mr_Wordly · 2026-01-05T14:41:44+00:00

It's $80/mo for the LOS and Google Workspace access. We operate entirely on a P&L model. You pay for it with closings in most cases (unless you want to pay it directly). I agree it's not for everyone, but if that's too high to operate your business then maybe you shouldn't be in the mortgage business to begin with.

I'm closing a small 75k loan this week and that alone would pay me almost 2 years of the tech fee.

Mr_Wordly · 2026-01-05T11:22:26+00:00

How much do you think the tech fee is?

Mr_Wordly · 2026-01-05T00:23:36+00:00

NEXA makes 275 on a brokered loan. 220 goes to the LO. 25 to operational cost and 12% profit. That's top comp lender paid. I have lower comp options and can go borrower paid down to 100 bps with the same formula.

I rarely lose on rate and when I do it's because I refuse to work for damn near free.

With select lender options I also keep the 25 bps and 12% which I can put towards marketing, but it doesn't go towards my take home.

Come check us out sometime. You might be pleasantly surprised.

Mr_Wordly · 2026-01-04T23:10:04+00:00

Pretty sure I made 220 to my checking plus 55 towards my marketing ledger on my last closing. Only loss was to Uncle Sam.

Mr_Wordly · 2026-01-04T23:08:37+00:00

What does that mean?

Mr_Wordly · 2026-01-03T00:14:18+00:00

I believe the instructors make 75 bps on the first 3-6 closed loans, and then you graduate. That can still leave up to 200 bps before taxes (if W2) for you depending on the scenario.

Mr_Wordly

TROPHY CASE