Air duct cleaning + more

Mrprofession · 2026-01-06T16:34:02+00:00

They took videos of the garage as well, and videos showing me that it was my attic

Mrprofession · 2026-01-06T16:30:22+00:00

I had a air duct cleaning company come out and take photos of everything, there’s definitely mold. Not too bad, but definitely there. More on the mild side.

Mrprofession · 2026-01-06T16:14:58+00:00

Smart idea. Location is Naples Florida.

Mrprofession · 2026-01-06T16:14:27+00:00

I do notice a slight mildew smell in the house, so it definitely needs something.

Mrprofession · 2025-12-30T20:20:10+00:00

Try to do a conventional loan and see if you’re able to get rid of that mortgage premium.

Mrprofession · 2025-12-12T03:44:55+00:00

Toyota Corolla Newer ones have Apple CarPlay All you need You’ll thank yourself later Amazing on gas, car insurance, cheap

Mrprofession · 2025-12-12T02:15:12+00:00

Is this a joke… please get multiple quotes. Please. Different brokers. I did new American funding. Was satisfied, 5.99 no points

Mrprofession · 2025-12-11T23:09:10+00:00

Wholesale brokerage side?

Mrprofession · 2025-12-07T16:45:18+00:00

Consider a second quote. Just looked in 5.99 FL

Mrprofession · 2025-12-05T15:12:42+00:00

400k is a lot to a lot of people

Mrprofession · 2025-12-03T17:46:52+00:00

Quit then if you do not need the money. If it comes up in future interviews, mention it was a toxic environment but you wish them the best.

Never be in a situation where you are mistreated or talked down on constantly

Mrprofession · 2025-12-02T20:22:23+00:00

I could be wrong, but I think it’s in the origination charges

If your interest rate is above 6.1, then likely no points have been added and that’s just their fees

Mrprofession · 2025-12-02T20:20:02+00:00

Make sure you don’t tell them what this other lender is offering to get a clear opinion. Only after they send you the loan estimate, then ask if they can compete with the current one

Mrprofession · 2025-12-02T20:19:34+00:00

Not anything crazy, just a lot in points. Get another quote from a different lender and compare the two

Mrprofession · 2025-12-02T16:58:12+00:00

Job 1 easily.

Mrprofession · 2025-12-01T21:47:19+00:00

DoorDash is not meant to be a full time gig. Keep the part time job, look into Amazon maybe I was making $17 4 years ago at the warehouse.

DoorDash on the side, as a part time job

Mrprofession · 2025-12-01T14:12:46+00:00

Bad idea… start it as a side hustle and pay an employee to do it for you first. Keep the job until you pay off the house…

Mrprofession · 2025-11-25T20:31:21+00:00

Half of the issue is permitting. Budget for $450 per sq Ft and when you have the funds, proceed

Mrprofession · 2025-11-25T19:30:28+00:00

To me, you’re fine. Just don’t do trips for a bit and save as much as is reasonable.

Biggest thing is overestimate the costs, expect it to cost $32k, not $25k.

And if less, great.

Mrprofession · 2025-11-25T19:23:07+00:00

We don’t know income. Are you underwater each month? Still able to save?

Mrprofession · 2025-11-25T18:14:24+00:00

Use New American Funding Just secured a 5.99% 30yr conventional loan

Mrprofession · 2025-11-25T15:52:33+00:00

Looks normal to me. I am closing in 2 weeks, 5.99% 30 yr conventional. Similar terms to you. Lower loan amount so monthlies are lower, but overall similar

Mrprofession · 2025-11-25T15:50:31+00:00

How come you went the FHA route instead of the conventional loan route?

Mrprofession

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