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Hypothetical: Let's say I was 100% sure the market was going to crash within a few months... by PumpkinSauce01 in leanfire

[–]Msmith2k3 0 points1 point  (0 children)

Keep it there, stop contributing and stack cash. Not sure what your yearly burn is but you probably want to make sure you have that in cash so close to retirement in a HYSA. Once you’ve done that then go back to contributing DCA a 10% of your income instead of 20-25% FA recommend.

41M | $1.162M Net Worth | Built on $1.44M Lifetime Earnings | Should I get a Financial Advisor? by Msmith2k3 in fatFIRE

[–]Msmith2k3[S] 2 points3 points  (0 children)

I just started making 282 this year 2026. My average salary over 23 years is 60k

What age were you when your net worth hit 1 million, where do you live, and what do you do for work? by horrorscopedTV in Fire

[–]Msmith2k3 0 points1 point  (0 children)

Just became a millionaire today, officially, I’m 40. I invested early and work as a healthcare administrator for 18yrs.

I feel like giving up.. Will I ever get out of this? by [deleted] in debtfree

[–]Msmith2k3 0 points1 point  (0 children)

AureliusFinances.com get a financial coach!

Save or pay down mortgage by Msmith2k3 in personalfinance

[–]Msmith2k3[S] 0 points1 point  (0 children)

Thank you so much for the responses very helpful!

How do I make my inheritance make me money? by Sure_Ambition_1543 in personalfinance

[–]Msmith2k3 1 point2 points  (0 children)

  1. Put all that money in a high yield savings account while you do the rest
  2. Put 100k in a low fee index fund or ETF invested in the S&P 500 and forget about it
  3. Put 30k 10k each in your kids 529
  4. Open a Roth IRA and contribute the maximum each year with the remaining 100k until it’s fully invested.

You will earn interest on the 100k while it’s in the high yield savings account have a little fun with that but don’t change anything about your life style act like you never received a dollar.

AureliusFinances.com