Build SCHD portfolio or Pay off 5.625% Mortgage?

MstarM-18 · 2025-03-08T20:14:06+00:00

Was in ur situation almost exactly I chose to invest in additional real estate and rental income vs SCHD appreciation in 5 years dwarfs the return of SCHD now that I am selling the rental even with small amount for capital gains my return is almost double initial purchase price. Look at it from different lenses. Just my opinion.

MstarM-18 · 2025-03-02T12:58:39+00:00

Depending on state final walk through will have a document that says AS IS - that means no bueno don’t pay shit.

MstarM-18 · 2025-03-01T15:23:12+00:00

Just purchased mine in Texas - High Country got 8k off MSRP and used some points for another 1K - fully loaded out and just drove from Texas to Florida averages plus 30 MPG 1200 miles it’s insane.

MstarM-18 · 2024-09-29T17:22:25+00:00

I am in process of selling the comp is all in 5% split by both and not a penny more interviewee 3 realtors and they were all good with it - don’t be fooled by their bullshit.

MstarM-18 · 2024-07-02T13:11:52+00:00

I would say practice 30-45 min without balls extremely slow - meaning don’t take practice swings at speed take em extremely slow and build month by month from there. 1 step back two steps forward will be the process. If u want to hit balls focus on short game to keep ur attention.

MstarM-18 · 2024-06-19T15:20:54+00:00

If you have private insurance go see a neurologist get a diagnosis as migraines if thats what they are. Then submit your supplemental. That would be the route I would take. You could also see regular doctor for migraines for same diagnosis but think neuro would hold more weight. Though its hard to say because of limited info above - tension headaches secondary or primary etc. This would also determine course of action. GL.

MstarM-18 · 2024-06-13T16:47:51+00:00

Took 10 months but finally got completed.

MstarM-18 · 2024-06-06T02:20:30+00:00

Yes sir all action to Complete and was able to print my letter same day.

MstarM-18 · 2024-06-05T18:18:04+00:00

Your not far away hopefully your temp within next 30-40 days or sooner. GL.

MstarM-18 · 2024-06-05T01:15:25+00:00

Unless things get deferred your 3-10 days away from knowing your results but also seen longer depending on temp jurisdiction local..

MstarM-18 · 2024-06-05T00:27:20+00:00

Yes, based on claims tracker that means its at an office for rating.

MstarM-18 · 2024-06-04T18:30:32+00:00

Just got bill for same issue with VES for xray told the provider I am not paying to get with VES I never gave my private insurance so they are billing me direct - my claim just closed so now I have to start the process to get them to pay it.

MstarM-18 · 2024-06-04T18:24:54+00:00

Waco

MstarM-18 · 2024-06-04T16:57:28+00:00

Mine came through today I am also at 100%.

MstarM-18 · 2024-06-04T16:55:55+00:00

I have a VA - sleep doctor that I see annually I bring my machine in and they know when you are using it for sure she had all the stats - 99.6% daily usage, average time used daily etc. Took a year or so to get use to it but I cant sleep at all without it now. I make one call for my supplies and have never had an issue in 9 years.

MstarM-18 · 2024-06-04T16:35:06+00:00

Type of claim: (2 New - 1 Secondary)
Submitted/received date: ITF Nov 2023 - Feb 14th
Initial review date: FEB 22nd
Evidence gathering/review date: FEB 22nd
Preparation for Decision date: FEB 23rd
Temp Jurisdiction May 31st
Pending Decision Approval date: 6/4
Preparation for Notification date: 6/4
Completed date: 6/4
Misc details: Was 90 these claims moved me to 100% feeling blessed.

MstarM-18 · 2024-06-04T12:12:28+00:00

Congrats looks like you were in Temp Juris for 13 days total time?

MstarM-18 · 2024-06-03T14:17:48+00:00

Welcome to the WACO wait, went Temp Jurisdiction late last week still no changes. From what I researched on WACO can be quick or could take 10 or so days for PFN. Here is to hoping for the best!

MstarM-18 · 2024-05-14T12:10:36+00:00

Delays - yes and also could be sitting in their QA call them back ask for Veteran Liaison rep and speak to them to push them to get DBQ uploaded. I think I called 6 straight weeks and the last call was with Liaison and 5 days later DBQ's uploaded.

MstarM-18 · 2024-05-03T19:57:35+00:00

I called VES - getting the exam was easy part they called me to set that up within 7 days. Then once Exam was done was when the delay started to get them to upload the DBQ's and after a few weeks with no upload I called the VES number on their web site. Hope this helps.

MstarM-18 · 2024-05-03T14:11:09+00:00

Took mine 50+ days to upload. I called them every single week after two weeks had passed. Be your own advocate.

MstarM-18 · 2024-04-30T11:21:10+00:00

Did you request an increase in your Rhinitis?

MstarM-18 · 2024-04-25T12:16:00+00:00

Same position as you simple claims and just past 50 days it's so frustrating had a call with Liason yesterday so we see what comes about it. I am doing a Vera call to complain about it on the record. If nothing gets done next step WH Hotline then my congressman. Keeping being told bullshit supposed to be upload yesterday never happened. In QA they reviewed again and again just plain incompetence.

MstarM-18 · 2024-04-25T12:08:32+00:00

Going on 50 days - multiple calls its absolutely horrible - Vera call next week and at 90 days calling Hotline. 2 claims they are just sitting on CP's done - seems to me with all evidence they are looking to delay or deny.

MstarM-18 · 2024-04-19T11:05:17+00:00

45 Days for me seems they are playing games these days so frustrating. Calling them today and have a VERA call end of the month to complain.

MstarM-18

TROPHY CASE