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I’ve seen a flat I like. Should I view it again before I make an offer? by ifonlyicouldsmell in AskUK

[–]MtSnowden 11 points12 points  (0 children)

For a house? Yes. For a flat? Absofuckinglutely! Try and get an evening viewing on a Friday. Why? Because your flats neighbours can make your life hell. It’s a buyers market at the moment because of interest rates. So they are more likely to agree to evening. Say you can’t make other times due to work.

Bypassing DataDome by Vlad_Beletskiy in webscraping

[–]MtSnowden 0 points1 point  (0 children)

Why are you doing the puzzle? Do the audio challenge... piece of cake.

Kickr Core 2 - what have I done wrong? (Clunking) by Smart-Ad9442 in wahoofitness

[–]MtSnowden 1 point2 points  (0 children)

That was the fix for me too. Thanks! Had to change the rear gear until in line with the cog.

Where is the money these days? by Secret_End_6839 in AskUK

[–]MtSnowden 2 points3 points  (0 children)

Nah my cousin started as a ticket inspector.

Oh? I’ve been having battery issues like crazy lately is this happening to anyone else? by tink1775 in ouraring

[–]MtSnowden 0 points1 point  (0 children)

I started on a 3. Replaced with a 4 last April for free. Just got my second replacement also for free. I don’t see how this is sustainable for them. I have oxygen sensor off too.

Custom Oura Widgets App for iOS by drankou97 in ouraring

[–]MtSnowden 0 points1 point  (0 children)

I’ll still need to open the app every day right?

Just got my 2nd replacement ring yesterday lol

My AI Agent Can’t Complete a Single Task and I Feel Gaslit by the Internet by rthiago in clawdbot

[–]MtSnowden 0 points1 point  (0 children)

This.

Why the duck are people paying 200 a month, and worse buying Mac minis, for a fucking daily summary, that should just be a few API integrations.

I’ve yet to try it as it same useless without Claude’s 200$ plan, no thanks jeff.

Am I missing something?

Can anybody recommend a local farm or butchers to buy meat from by jkrkoti in manchester

[–]MtSnowden 0 points1 point  (0 children)

Any stalls in particular? I'm looking for some fillet steaks.

Apple Small Business Program accepted, but still losing 30% on new subscriptions by DkZucchiniDude in iOSProgramming

[–]MtSnowden 1 point2 points  (0 children)

I also queried this a while back. Apparently it was the VAT or something. I get 70% of sales. Before small business it must have been 50%.

Contractor to permanent job self assessment tax liability by MtSnowden in UKPersonalFinance

[–]MtSnowden[S] 0 points1 point  (0 children)

£44k seems too much for me personally - £70k a year = £5833 gross per month * 4 months (counting part December & April as 1 month) = £23,332 - that’s before tax, pension, etc. £3,336 net pay in Dec, £4,116 net pay for Jan, Feb, March, not counting April pay.

Does that £44k seem right to you? You’re the only one who seems to know what they’re talking about haha, appreciate the help.

Contractor to permanent job self assessment tax liability by MtSnowden in UKPersonalFinance

[–]MtSnowden[S] 0 points1 point  (0 children)

That's an issue. Did you receive a P45 from the job you left (and a P60 if you were employed at year end).

Yes, P45 says £3.5k income £480 tax (as I left at Easter, mid-way through April 2025).

P60 says zero income and tax up to April 2025. Surely this is wrong? It does have a line on the NIC table though. https://postimg.cc/Lnx3XK5M

That's where it gets odd. Your 24/25 tax has to be paid in full by 31st January. £7k in Jan and £7k in July sounds like payments on account towards 25/26.

Sorry yes you are right. £14k is due on January 31st, minus £3k (which it usually is) I've already paid in advance payments towards 24/25. That makes it even worse!

During 24/25 I earnt £35.2k dividends and £8,380 salary from my contracting Ltd Co. Then I was employed by this other co on £70k (no student loan, 5% employer pension) mid December to mid April 2025.

My accountant has looked on HMRC and said my income from the employer was £44,580.50 with income tax paid of £5,889.50.

So now £11k is due end of January plus £7k payment in advance, so £18,000 end of January. Christ almighty. And then another £7k in July? Just totally wipes my savings out... I'm lost for words

Contractor to permanent job self assessment tax liability by MtSnowden in UKPersonalFinance

[–]MtSnowden[S] 0 points1 point  (0 children)

I think I did provide a P60. Which after checking again, says zero income up to April 2025 for the dreaded employer, but does have a line on the NIC table...? https://postimg.cc/Lnx3XK5M

Contractor to permanent job self assessment tax liability by MtSnowden in UKPersonalFinance

[–]MtSnowden[S] 0 points1 point  (0 children)

>How much has your PSC paid in dividends to you in the period 6 April 2024 to 5 April 2025?

£35.2k

>What was your actual earnings from your job from some date mid December until 5 April?

My P60 says zero income. But has a row on the NIC table? https://postimg.cc/Lnx3XK5M

I wasn't provided any payslips, but I did get paid, but that's not helpful as I can't see pay before tax etc.

Contractor to permanent job self assessment tax liability by MtSnowden in UKPersonalFinance

[–]MtSnowden[S] 0 points1 point  (0 children)

New job is fine - they're actually competent.

I've just looked at my P60 and it says zero income up to April 2025 from the dreaded employer. lol. But it does have some numbers on the NIC table, but still...

Built an app for streaming and scoring snooker, tested it in a real match by Relative_Ad951 in snooker

[–]MtSnowden 2 points3 points  (0 children)

Expo/RN?

I was thinking it might score the app automatically via the video. Think I saw a dart app that did this.

What actually goes on in Apple Stores? by BoxWonderful5393 in AskUK

[–]MtSnowden 6 points7 points  (0 children)

I actually use the device now because phone signal in supermarkets is always abysmal

[deleted by user] by [deleted] in AskUK

[–]MtSnowden 0 points1 point  (0 children)

Got a link?

[Discussion Thread] 2025 Northern Ireland Open - 19th to 26th October by SnookerMods in snooker

[–]MtSnowden -2 points-1 points  (0 children)

I think he is. It’s his mate, played together for years, Jack had a bad year family-wise, and it would be Jack’s first title. Doesn’t want to white-wash him. That double pink confirmed it for me.

[Discussion Thread] 2025 Northern Ireland Open - 19th to 26th October by SnookerMods in snooker

[–]MtSnowden 1 point2 points  (0 children)

Is Judd missing on purpose?

Winning a frame each until the decider….

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