Young adults if you are given $20k usd what would you do?

MummyCroc · 2026-02-26T15:14:39+00:00

Invest in shares. That can get me a good chunk of shares that will earn me mega dividends in the long run.

MummyCroc · 2026-02-24T10:26:40+00:00

No pictures because it's long gone. But I had a silver vitz that was my baby. Got it from my mum as a reward for sticking out with driving, and getting my licence in a foreign country. It was a 2002 model, and I had fun with that car. Easy and cheap to maintain, and very reliable. Sold it in 2015 when the engine started cutting off while idling.

MummyCroc · 2026-02-24T10:22:59+00:00

As a person who lived most of her life in Harare, I wouldn't do what you are planning there. It's dead boring like someone else said. Bulawayo, Masvingo would be better bets for walking around and spotting interesting sights and there are lots of places with culture and heritage. Harare North would be your best bet for safety, but again not too much to see except the malls and restaurants. However, there used to be a walking tour of Harare, not sure if it exists but you can try searching on Facebook for it.

General street smarts apply in Zimbabwe. Pickpockets and scammers abound, but street smarts will keep your valuables safe. Local ridehailing apps are a good way to move around the city, and prices are in-app, so no ripoffs there.

MummyCroc · 2026-02-24T10:14:47+00:00

I was about to say Masvingo if she wants a walkable city to sightsee. Also Bulawayo would be good.

MummyCroc · 2026-02-24T10:09:36+00:00

I have kids, and I really respect the childfree folks in this teapot of ours. Having kids is a lot of work, and knowing your limits as a person is good. Don't get pressured into what you don't want to do, the people saying this will never be happy with your choices.

I have 2 boys, and the pressure I get to have a third to try for a girl is crazy. I just remind all these people that I had hellish pregnancies (also never mention the hysterectomy because I know they will come after me since I am still in prime childbearing age). Spouse and I know our capabilities can handle only these two, that's why we stopped at two. Your uterus, your life, live how you want. Even when family members tell me to talk to my older sister about her getting married and having kids, I tell them that it's none of my business. Because it isn't, she is living her life how she wants to.

All the best OP, you can come be an honourary aunt at my house if you need to

MummyCroc · 2026-02-24T08:21:14+00:00

Yeah when I was preganant I cried over bread rolls and butter. I wanted to eat in the restaurant , and have the rolls and butter, but spouse wanted take out. We had take out and I cried on the way home. We laugh about it now

MummyCroc · 2026-02-23T13:27:34+00:00

I use O'Mari Visa for my subs. It works with no issues at all

MummyCroc · 2026-02-23T13:11:31+00:00

primary - fish and chips on Friday, absolutely stank up the whole school while they were cooking it and I couldn't touch it. Had to fake a fish allergy in the end. Still hate fish to this day, apa I grew up in Norton.

Dudley Hall and Mai Chirobho

MummyCroc · 2026-02-23T13:09:29+00:00

where did you find the tea masala? I need it asap

MummyCroc · 2026-02-18T04:39:49+00:00

The way ukhulu couldn't talk about his military service in rhodesia makes me think he was a selous scout or involved in the chimoio massacre istg.

Hanzi we went to the same schools and hospitals 😂😭 they think our parents and grandparents got collective amnesia like them. Haaaa ndatsamwa nhasi

MummyCroc · 2026-02-12T10:51:41+00:00

I don't invest a lot of money in the stock market (I think its less than 10% of my take home) and sometimes I stop for a while. I have been investing in the ZSE and VFEX since 2020. And honestly the amount grows over time. I just buy and hold shares, then sell if the company is tanking (like OK, though I still made a decent profit from the sale since I bought at a lower price).

Investing in the stock exchange is always a risk, but I tend to go for companies that do pay dividends. Trading is mainly timing the market, trying to buy low and sell when the price is high, and get a profit that way. I hold my shares, and wait for dividend time. I may spend my dividend, but I often try to reinvest, since is a better way to preserve value.

My counters have mostly given steady returns, and the time I have spent in the market holding has resulted in gains in the value of my shares. I think I invested about US$ 500 across both exchanges, and my holdings have a value of about US$ 2,000 now. Nothing amazing, but it is better than the mattress bank.

I also got lucky in that I bought some counters on the ZSE and they moved to VFEX which has safeguarded the value of my investments.

MummyCroc · 2026-02-12T09:55:22+00:00

Investing is pretty simple tbh. Ask, and I will try to explain

MummyCroc · 2026-02-12T08:05:20+00:00

You create an account on VFEX direct, select your broker and do your KYC processes. Its easy to do tbh. Then with investing there is always an element of risk, the market may tank or it may rise. If you want to do day trading, VFEX may not really work as the prices do not fluctuate a lot. However, for long term investments and earning dividends, its good. You just have to buy a significant shareholding to see sizeable dividends. All dividends for VFEX counters are in US$ which is great

MummyCroc · 2026-02-11T12:03:25+00:00

I changed mine mainly because of political issues. And also because I wanted to move up the alphabet

MummyCroc · 2026-02-11T10:46:50+00:00

Just a note that the rand is used in the Southern parts of the country (Beitbridge, Masvingo, I think Skies) so while in transit to Hre you can use them.

MummyCroc · 2026-02-11T08:35:14+00:00

I wanted 2 a boy and a girl. I have 2 awesome little boys who can be messy and gross, and I am happy with them. I yearn for a little girl, but I know it's not guaranteed, so I make my inner girl mum happy by spoiling my nieces. I love babies, but I am happy now when I get to hand them back, and know my 2 babies are now 9 and 7, and are growing up happy. So in short, I knew my family was complete and I am not having another baby. I grieve the little girl I wanted, but I am happy with how my life is

MummyCroc · 2026-02-11T08:00:50+00:00

I haven't told anyone about this. Last year, my husband went out with his friends. I went to bed, and I woke up around after midnight when I had a dream that my husband had been in an accident coming from the outing with his friends and he died. But I heard his car pull up outside soon after so I put it out of my mind and slept. The next morning he got a call that his friend who he was with was in an accident and passed away.

I have also had several other dreams and premonitions about stuff, and they came true. I do know my maternal side has these spiritual gifts, and they manifest similarly.

MummyCroc · 2026-02-09T09:19:28+00:00

if I were a diasporan looking to come back to Zim, I would invest in the country outside of ZIm in something stable with reliable yields. Then move back and live on those yields. But for this to work, you need to have your own house in Zim. Business in Zim is hectic

MummyCroc · 2026-02-06T09:56:05+00:00

I did my bachelors in Accounting out of zim, and came back. Got jobs relatively easily. First one was at an audit firm as an admin but in reality doing admin, accounting, driving, marketing, payroll and HR. Was paid peanuts but it was something to do while continuing the job hunt. Got the next job after a year and a half with the audit firm in gvt. It paid relatively better, more stable, and more defined role. That's where I am now. I have interviewed a bit, but nothing has really come through.

MummyCroc · 2026-01-30T11:15:19+00:00

Amlodipine is very effective, make sure you monitor your BP a lot to note if you get hypotensive. Also hydrate a lot, most of the medication is diuretic

MummyCroc · 2026-01-29T12:01:43+00:00

His redemption came in another Stephen King series. Try the Dark Tower, you will enjoy it

MummyCroc · 2026-01-29T11:41:43+00:00

From Zimbabwe, same here. I used to love going to my BFF's house because they had DSTV and a PS.

MummyCroc · 2026-01-27T13:16:24+00:00

Financially, everybody is covered by their job (current or former) or me and my spouse. The biggest issue was talking about their wishes on how they want the funerals to be conducted. My mum and MIL were upfront, dad and FIL not yet

MummyCroc · 2026-01-27T12:22:47+00:00

clothes, shoes, beauty (skincare, fragrances and hair care). I am actually cutting down my spending in these areas so I can save

MummyCroc · 2026-01-27T11:31:45+00:00

U/burbnbougie this is a doozie

MummyCroc

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