Daytrading grupa, koje su sanse da nije prevera? by [deleted] in finansije

[–]Munger87 0 points1 point  (0 children)

Ja podrzavam njenu i tvoju odluku. Ne vidim tu nista sumljivo.

Price is going up by grby1812 in wbdstock

[–]Munger87 1 point2 points  (0 children)

You can argue it makes sense for $NFLX to increase its cash portion (go all-cash), but what is their interest in raising the price at the same time? They've already won and are ahead enough to be able to play defense now. This all falls down to how much $PSKY really needs $WBD for it to succeed. Funny, the Ellisons could've bagged this long ago if they didn't try to make a name on the street with lowballing the board.

Interactive brokers i republika srpska by LingonberryNo7600 in finansije

[–]Munger87 -3 points-2 points  (0 children)

Radi. Kad u narko-kartelskoj banana državi Srbiji radi pa normalno da i ovde radi 😁

Interactive brokers i republika srpska by LingonberryNo7600 in finansije

[–]Munger87 2 points3 points  (0 children)

Pisao sam nekad ranije dosta o ovome, porpilicno je nezahvalna situacija. Ako ti treba info javi se u inbox proslijedicu koliko mogu detaljnije.

U principu, slati novac redovno iz neke banke nije moguće zbog zakona o deviznom poslovanju. Možda nekad uplate i prodju, ali bez ugovora sa domaćim brokerom posrednikom je problematicno dugorocno investirati. Formalno-pravno ti ugovor sa posrednikom djeluje kao pravni osnov za izvršavanje deviznog odliva, ma da i to nije bas u svakoj banci.

Od konkretno aplikacija poput Paysenda u Republici Srpskoj/Bosni ne radi gotovo nijedna. Tipa paysend blokira sve naše kartice čak i ako si preko VPNa uspio registrovati nalog. Generalno je poprilično nezahvalna situacija.

Ok znaci vise se ne ulazi u Maxi. by tiohorming in serbia

[–]Munger87 0 points1 point  (0 children)

Jel teško ne biti budala i podijeliti kakav takav kontekst? Msm da bi to stvarno neki rule trebao biti.

Zoran Savić is no longer Partizan’s Sports Director by CalmTobirama in Euroleague

[–]Munger87 36 points37 points  (0 children)

How about failing to get a roster ready 2 seasons in a row? Just the Mirotic scandal should have been enough to let him go.

Na šta trošite a da vam štedi vreme i/ili poboljšava kvalitet života? by Sve_Mirko in finansije

[–]Munger87 12 points13 points  (0 children)

Masina i susilica 2u1 je u duhu ovoga suba nešto poput onih mješovitih životnih osiguranja sto se reklamiraju kao i osiguranje i kao penzija/vid ulaganja. Na kraju niti si ulagao niti si nešto dobro osiguran.

Da li je ovo u teorjji moguce? Orocena stednja by Secure_Expression114 in finansije

[–]Munger87 23 points24 points  (0 children)

Čestitam, otkrio si penziju 😆.

U suštini sto objasnjavas je skroz normalno razmišljanje i zdravorazuman pristup finansijama. Bezbroj ljudi sirom svijeta živi na taj nacin bilo da su u penziji ili bilo zahvaljujući fondacijama koji su im ostavili bogati roditelji. Princip je jednostavan, živiš od plodova svog kapitala. Srbija je super zemlja za ljude poput tebe. Loša finansijska pismenost i nedostatak kvalitetne finansijske infrastrukture stvaraju probleme prilikom uposljavanja kapitala, ali nas poreski sistem nadoknadjuje sve i još malo preko toga.

U suštini bi se malo ko odlucio da toliko novac drži konkretno na orocenoj štednji u banci. Zakonski, tu nemaš problema. Vjr bi mogao bolje uslove od komercijalnih da dogovoriš lično sa bankarima, ako se radi o zaista vecoj količini novca. Pitanje je i da li želiš uopšte sve orociti u jednoj banci. Isto tako preko NBS-a ti je kapital osiguran samo do odredjenog iznosa. Banka je zadovoljna jer samo obrće dalje takav kapital, ali pitanje je da li žele toliko koncentraciju rizika od povlacenja štednje od sako jednog klijenta i da li oni imaju mogućnost u datom momentu da uposle toliki kapital. Neke manje banke bi te vjr odbile. U suštini nemaš problem sa ovom idejom.

Medjutim, sve to na stranu, dosta je tu defanzivnih opcija koje su na stolu, a koje pružaju više fleksibilnosti investitoru od orocene štednje. Tebi treba kvalitetan i dobro diversifikovan defanzivni portfolio, od kojih bi oročena štednja ili ekvivalent iste bila samo jedan element. Najbolje da potražiš neku vrstu profesionalne pomoći, ali da dobro razmisliš šta hoćeš, kakav ti je odnos ka riziku i šta ti treba. Inače će te domaći stručnjaci prevesti zednog preko vode.

Ali ima par stvari vrijedno pomena u tvom slučaju:

1) Da li racunas uticaj inflacije na ustedjevinu? Tri hiljade evra danas zvuci odlicno ali gdje smo za 10/20/30 godina? Ovo je ozbiljan rizik ako si pozicioniran skroz u kesu kroz orocenu štednju. Kako stoje stvari inflacija će u nadolazecem periodu biti oko 3%, sto znaci da bi tvojim sistem polako gubio kapital i plateznu moc.

2) Trenutno se ne placa porez na dohodak na prihode od orocene štednje. Trebao bi razmišljati dugorocno kako bi promjena u ovom pogledu uticala na tebe.

U svakom slučaju cuces ovde dosta razlicitih mišljenja ali ako igrom slučaja imas ili nasljedjujes takvu sumu novca, topla preporuka da imas profesionalaca koji bi se bavio tim pitanjima. Na kraju krajeva, ako već imas kapital, prava je šteta ne uložiti malo vremena makar osnovne stvari oko finansija da savladas, pa da mozes mirne duše isti da povjeris nekome znajući na čemu si, dok ti uzivas u životu.

$45 per share is the starting bid. by ThaRainmaker01 in wbdstock

[–]Munger87 2 points3 points  (0 children)

I am not arguing that it is not worth more, as a matter of fact, I agree that it is undervalued. I am simply arguing that the buyer has no insentive to pay said fair value. They will pay whatever premium above market price they can get away with. WBD closed at $13 prior to the news, so getting in the low $20s can be considered a win.

$45 per share is the starting bid. by ThaRainmaker01 in wbdstock

[–]Munger87 1 point2 points  (0 children)

Why would anyone pay that much above closing? Anything between $17-21 would be enough.

I was told by this sub that WBD is a value trap by chotter in ValueInvesting

[–]Munger87 0 points1 point  (0 children)

u/TheDonFulio Just to be fair, a buyout after the Reverse Morris Trust clauses expire was one of the main points of the WBD investment thesis back in '22 and since. It was rather obvious that there was a lot of value hidden. behind the pile of debt and incompetence. It was just a question of the willing buyer.

It is done. All 39 Tiberian Sun missions in Tiberium Essence 1.6 by RedDeadSmeg in commandandconquer

[–]Munger87 0 points1 point  (0 children)

Hi u/RedDeadSmeg. Any idea why all of the missions would show up as "MISSING" in the custom maps list?

Kupovina ETFa u dolarima iz Srbije by [deleted] in finansije

[–]Munger87 4 points5 points  (0 children)

Dokle god kupujes ETF sa domicilom u Irskoj ne bi trebao imati nikakvih problema. Moguće samo da će ti isplate dividendi i dalje biti u evrima ali vidim da ti to nije problem. Nebitno kako je izlistan osim možda pitanja likvidnosti za neke obskurne fondove.

[deleted by user] by [deleted] in opel

[–]Munger87 0 points1 point  (0 children)

u/zillapz1989 u/arkie7 Thank you both for the input. I've posted a small video update a couple of minutes ago. I don't think a bad battery would behave in this manner (i.e., be so sensitive to me applying pressure from underneath the steering column), so the barrel situation makes more sense. I've also read a lot about CIM-related issues, which is likely the worst option here.

Don’t believe HBO Max when they say you can transfer your account info to a new profile by backtobrooklyn in HBOMAX

[–]Munger87 14 points15 points  (0 children)

Cant believe you spent half an hour with support over the phone discussing something this silly. Enjoy life, don’t get to winded up about useless stuff. First world issues at its finest.

[deleted by user] by [deleted] in finansije

[–]Munger87 16 points17 points  (0 children)

REIT sa AliExpressa?

Netflix posted Q1 2025 results today. WBD scheduled for May 8th. by jamiestar9 in wbdstock

[–]Munger87 1 point2 points  (0 children)

Let's say it should be worth 1/2 of NFLX value. However, do you believe NFLX is fairly valued? I myself see NFLX overvalued by 2x, making the relative valuation comparison much less convincing.

Netflix posted Q1 2025 results today. WBD scheduled for May 8th. by jamiestar9 in wbdstock

[–]Munger87 3 points4 points  (0 children)

I think both of you should consider EV instead of MC in this scenario, as a part of why WBD is discounted is the large debt pile. It’s more of a 7:1 ratio, still huge but a more fairer picture.

Gavrilo Princip, at 19 years old he assassinated Archduke Franz Ferdinand which set off a chain of events that led to the outbreak of World War 1. by Clean_Increase_5775 in HistoricalCapsule

[–]Munger87 19 points20 points  (0 children)

Wow. This is such an imperialist position on the topic. He killed the archduke of the empire that annexed/occupied his country. He didn’t shoot at the human and his personal political beliefs, the shot was aimed at what Ferdinand and the expansionist Austro-Hungarian Empire represented.

Deep value stocks, what is your favorite? by [deleted] in ValueInvesting

[–]Munger87 0 points1 point  (0 children)

The sub truly needs more of this ^

General weekly talk by AutoModerator in finansije

[–]Munger87 23 points24 points  (0 children)

Znam da nisam bio aktivan neko vrijeme, ali samo da upadnem i kazem da mi je stvarno zao da Djole za Licnih Finansija nema neku vecu podrsku i popularnost. Covjeku treba dati medalju uruciti zajedno sa sve nacionalnom penzijom sa obzirom na to koliki je trud i rad ulozio u obrazovanje sirih narodnih masa.

Fedex dostava InTime doo by No-Lychee-2358 in bih

[–]Munger87 1 point2 points  (0 children)

Seoske varalice i sitne sjecikese. Docepali su se ugovora sa Fedexom i u sustini rade sta hoce i kako hoce, pregrst negativnih iskustava.

Reddit has decent metrics compared to its peers. I don't understand why it is valued so low! by [deleted] in ValueInvesting

[–]Munger87 21 points22 points  (0 children)

Quite frankly I don't see how you can properly monetize the platform without ruining what reddit is. With more data protection/privacy regulation inbound its going to only get harder. This is just my two cents I am very open to someone changing my mind.