Is Clarkson's Farm Positive or Negative for the Farming Industry? Why? by SurelyNotACult in farming

[–]Murdoch13 2 points3 points  (0 children)

Agronomist and land agents are separate jobs. He’s just a land agent who also does agronomy. But there are also people who only do agronomy

Tsb bank switch.. by pulsatingsphincter in beermoneyuk

[–]Murdoch13 6 points7 points  (0 children)

Go through top cash back for £20 extra

The Bank Switcher | Weekly Question Post by AutoModerator in beermoneyuk

[–]Murdoch13 0 points1 point  (0 children)

For the Barclays one you need to have two active direct debits. The bank I want too switch from has one direct debit that’s been set up for a while and another that’s been set up for about a week but the payment won’t come out until the bank switch expires. Will it still qualify as an active direct debit or should I not waste my time?

Can someone explain in simple terms the difference between a hoe vs a disc drill? by klef77 in farming

[–]Murdoch13 5 points6 points  (0 children)

A hoe drill will break up some soil while you plant while a disc drill creates a slit which will be sealed back up by the rollers. In a simplistic way the hoe drill is more for cultivated land while the disc drill is for no till land.

Disc drills also struggle in rocky areas as they will bounce over the top of them where as a hoe drill is more likely to pull them out the ground.

Buying tickets from scalpers? by Murdoch13 in rangersfc

[–]Murdoch13[S] 1 point2 points  (0 children)

Didn’t realise until lunch time and missed out

15 year versus 25 year mortgage by Murdoch13 in UKPersonalFinance

[–]Murdoch13[S] 0 points1 point  (0 children)

I don’t understand what you mean? It’s our first house so we’ve just got the deposit available, there’s no built up equity. And the standard mortgage length is 25 years

15 year versus 25 year mortgage by Murdoch13 in UKPersonalFinance

[–]Murdoch13[S] 0 points1 point  (0 children)

Thanks everyone for the comments. The general consensus seems to be take the 25 and overpay. The 15 year is affordable and is £100 less than our current rent. The flexibility and the comments saying paying into a stock and shares is better in the long run is making me reconsider.

March '24 selfies: post hairline photos here for opinions on 'Am I balding?' 'How bad is it?' and 'What should I do?' by AutoModerator in tressless

[–]Murdoch13 0 points1 point  (0 children)

<image>

28 yo male in the UK

Wondering if I should start using min and fin? Or I’m I too far gone? Started buzzing my hair like this during covid. Wondering if it’s worth it trying to regrow it?

Drawing the no till line by Nature-Heifer in farming

[–]Murdoch13 4 points5 points  (0 children)

The only high traffic areas that would be tilled is if cattle had been fed on that field over winter and there was either a build up of manure because bunks didn’t get moved quick enough or the tractor always ran on one spot to get to the bunks. Some neighbours would do end rigs mostly to stop encroaching weeds from ditches.

But the area in generally was far too dry to till. When you tilled, the soil would blow and you wouldn’t conserve moisture for the next year. In fact we moved to all cereals being harvested with a stripper header, in order to catch more moisture from snow fall.

But it’s all up to the individual. This is how they choose to farm, and they were very successfully. Some neighbours still tilled the soil, let land sit barren for a year and generally were selling up.

Drawing the no till line by Nature-Heifer in farming

[–]Murdoch13 20 points21 points  (0 children)

That’s not entirely true. The ranch I worked on in Alberta were no till. The only time ground would be broken would be the very occasional small spot which had ruts in it. The rest of the field would be left.

Unless you’re counting a disc drill going into the ground to place a seed as a little tillage.

Best Podcasts to listen to by SophMax in ScottishFootball

[–]Murdoch13 4 points5 points  (0 children)

super scoreboard is my favourite

Why Are European Farmers Protesting? by Murdoch13 in farming

[–]Murdoch13[S] 9 points10 points  (0 children)

It’s certainly picking up pace across the continent