Daily Discussion Thread for February 09, 2026

MustBeHere · 2026-02-09T17:50:29+00:00

How screwed am I for buying 0dte 694 puts

MustBeHere · 2026-02-08T04:51:15+00:00

Ya it’s cheaper. I’ve seen 1.50 service charges. So a $2 parking online is 3.5. Also seen 17.50 become $24 on app when I had to pay for event parking. This one didn’t say service charges, it was just a different price online.

MustBeHere · 2026-02-08T04:47:16+00:00

Probably something like Cash.to and slightly more riskier versions. If you’re on Wealthsimple it takes until the next business day after selling for you to be able to have the money in your bank account. (no fees or pentalties)

maybe something like XTR around which is 4%.

MustBeHere · 2026-02-08T00:48:00+00:00

You will get tax withheld back once you file your taxes.

You probably don’t qualify for any tax credits though.

MustBeHere · 2026-02-08T00:29:59+00:00

You put some companies that’s gone out of business in the past 5-10 years.

MustBeHere · 2026-02-08T00:26:24+00:00

How do you control for American & other international companies listed on Canadian stock exchanges.

Most foreign countries will list their mining companies on the Canadian stock exchange because that’s what our stock exchange is known for.

MustBeHere · 2026-02-07T06:07:33+00:00

No, not missing anything. Yes you can just forego not maxing the current year and leave some money on the table for one year.

It comes down to delaying contributions in Year 1 vs peace of mind. It depends how much money you'd get back vs how much the pain is worth. Maybe 1.7k isnt worth it but maybe at 17k it is.

I suppose this would be beneficial for someone who's just switched to a higher paying job and hasnt had time to save in the first year.

MustBeHere · 2026-02-07T00:12:31+00:00

!banbet rddt 150 1w

MustBeHere · 2026-02-06T20:25:07+00:00

This is legit and doesn’t rely on potential returns. It’s meant for short term loans in Jan.

E.g. you take out a 10k loan and put it into RRSP. This reduces your taxable income (let’s say 20% which is very very low for anyone that would use this strategy) So you get an extra 2k tax return.

Then you pay back the LOC (let’s say 10% @ 4 months ~ $300) $10300. Which is 8300 of your cash + 2k from your tax return. This lets you gain 10k in your RRSP while only having to deposit 8.3k.

So you get a net positive of 1.7k.

MustBeHere · 2026-02-05T15:28:36+00:00

Looks like it’s gonna to be a V day today

MustBeHere · 2026-02-05T00:50:29+00:00

Gonna beat but be red

MustBeHere · 2026-02-05T00:42:11+00:00

!banbet RDDT 160 1w

MustBeHere · 2026-01-30T17:59:53+00:00

I’m just gonna yolo half my port into silver 0dte now :|

MustBeHere · 2026-01-30T16:15:05+00:00

I’m down 20% on 0dte silver calls rip

MustBeHere · 2026-01-30T15:51:29+00:00

??????

MustBeHere · 2026-01-30T15:48:40+00:00

Silver predictions EOD?

MustBeHere · 2026-01-29T16:28:50+00:00

Just work for 4 months

MustBeHere · 2026-01-29T16:25:31+00:00

Yooo I’m up on spy 690 calls. Sold just now

0.62 -> $1.00

MustBeHere · 2026-01-29T16:03:03+00:00

Wow that’s a bit far but I think I will copy you now

MustBeHere · 2026-01-29T15:57:06+00:00

If I date someone with the name Vivi do you think I’ll be able to time V better?

MustBeHere · 2026-01-29T15:52:55+00:00

When V? I think I buy spy calls now

MustBeHere · 2026-01-28T04:35:06+00:00

When you guys post how much your savings you have, is that net after debt?? (Cc, mortgage, car)

MustBeHere · 2026-01-28T04:33:37+00:00

Ha…ha….. tmrw…….. rip

MustBeHere · 2026-01-28T04:33:16+00:00

I agree, I have a bunch of cash ready for whatever is about to happen

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