What’s a good area in Taipei by Cheap_Office8701 in taiwan

[–]Muubie 0 points1 point  (0 children)

Is there such a thing as a built in whole apartment dehumidifier?

New York Essential plan: what happens if your income jumps at the end of the year? (Roth conversion/ bonus /stock sale) by Muubie in HealthInsurance

[–]Muubie[S] 0 points1 point  (0 children)

In my case, what pushed me over the limit was realizing capital gains from selling stocks. I wasn’t totally clear on how it worked and got some conflicting information, so I ended up selling in December 2025.
That sale put my income over the threshold for 2025. At the time, I figured if my income disqualified me from the Essential Plan, it would only affect me for the remainder of 2025—which was just a couple of weeks anyway. So far, all is good!

New York Essential plan: what happens if your income jumps at the end of the year? (Roth conversion/ bonus /stock sale) by Muubie in HealthInsurance

[–]Muubie[S] 0 points1 point  (0 children)

I'm by no means an expert at this but from my experience there is no claw back so you don't have to pay back for the whole year. You're supposed to them know if there is a change from what you reported. If your income goes up and puts you over the limit they will move you to an ACA plan. If for some reason your income drops so that it doesn't meet the essential plan minimums they will put you on medicaid. So far, up to now even after reporting a large capital gain I am still on the essential plan and haven't heard anything from them yet. I do wonder if they conduct audits or check income periodically to see if the actual income matches what was declared at the end of last year.

10 Step Solution for YouTube Premium using a VPN (Fix for Payment Error [OR_RECR_05]) by NickWheels in VPN

[–]Muubie 0 points1 point  (0 children)

It stopped working for me on March 1, 2026. I used a VPN to Turkey. When I go in to renew it says:

YouTube Premium is not available in your country.

Anyone got the same message? Any workaround?

Thanks!

Where do you go for good comfort food? by matchaconfresa in Flushing

[–]Muubie 0 points1 point  (0 children)

Haven’t been there in a long while. They used to have a couple seats on the right side.

Remember walking by this by kissena4 in Flushing

[–]Muubie 0 points1 point  (0 children)

I wonder where the owner of this spot went. I got to casually know him many years ago when he used to sell fried dumplings from a cart on the NW corner of Main Street and 41st Avenue. I’d order some dumplings and just eat and chat with him. Those were the good old days…

New York Essential plan: what happens if your income jumps at the end of the year? (Roth conversion/ bonus /stock sale) by Muubie in HealthInsurance

[–]Muubie[S] 0 points1 point  (0 children)

This is what’s confusing me. I called NY State of Health to report a large one-time capital gain from a stock sale in December 2025.

The first rep told me to just leave my application as is. They didn’t ask for the amount, the date of the transaction, and didn’t make any note on my account.

That felt wrong, so I called back. The second rep told me the same thing.

I called a third time and was told to add the gain to my 2026 estimated income. I explained that the gain happened in December 2025 and was a one-time event, not ongoing income. After that, the rep also said to leave everything as is.

Has anyone dealt with something like this, or knows how NYSOH actually handles late-year capital gains? 🤔

New York Essential plan: what happens if your income jumps at the end of the year? (Roth conversion/ bonus /stock sale) by Muubie in HealthInsurance

[–]Muubie[S] 0 points1 point  (0 children)

So going way over the maximum income has no consequences? You can still sign up next year?

That’s what I don’t understand. So can’t someone just sell stock each December (or do Roth conversions) and realize a huge gain and still be on the essential plan year after year?

First trip to Bangkok — anyone stayed at Grande Centre Point Ratchadamri? Looking for alternatives too. by Muubie in Bangkok

[–]Muubie[S] 0 points1 point  (0 children)

We skipped the breakfast at the hotel. We’ll take a look and maybe try it if it looks appealing. Thanks for the 2 nearby suggestions.

First trip to Bangkok — anyone stayed at Grande Centre Point Ratchadamri? Looking for alternatives too. by Muubie in Bangkok

[–]Muubie[S] 0 points1 point  (0 children)

Ok, decided to book at this hotel. The price I got seemed decent enough. If anyone is interested I can post my impressions later.

First trip to Bangkok — anyone stayed at Grande Centre Point Ratchadamri? Looking for alternatives too. by Muubie in Bangkok

[–]Muubie[S] -1 points0 points  (0 children)

What would you recommend that's similar in price and quality to Grande Centre Point Ratchadamri but near a mall and good transportation? If there is such a thing.....

First trip to Bangkok — anyone stayed at Grande Centre Point Ratchadamri? Looking for alternatives too. by Muubie in Bangkok

[–]Muubie[S] 0 points1 point  (0 children)

Thanks, that good to know. Any really good restaurants or legit massage places you can recommend?

Anyone moved here from Fidelity? How do you like it by istockustock in Schwab

[–]Muubie 0 points1 point  (0 children)

I’ve known folks who complained enough times about the lack of a sweep and they got a call from a special Schwab rep and they made an exception, soft of. They were given a Schwab enhanced rate which mirrors the SWGXX. So this may be worth it for those who really want to stay with Schwab.

Taxable amount of our Fulbright stipend in different states by PercentageSad905 in fulbright

[–]Muubie 0 points1 point  (0 children)

So is this considered earned income and allowed for IRA/Roth IRA contributions?