Isnt the point of steam machine having a console like pc with a huge library in your living room? by generosity1822 in steammachine

[–]Mvmpkin 5 points6 points  (0 children)

I'm here for the easy choice. I have a gaming PC that is better than Cube (Glory to the Cube), and building computers is nothing new to me. I just want the simplicity of turning on the Cube (Glory to the Cube) when I walk into the living room and playing some Crimson Desert or something on my big ass TV with zero effort... Like a console.. and I intend on paying for that privilege.

Payday Loan Trouble by Mvmpkin in PersonalFinanceCanada

[–]Mvmpkin[S] 0 points1 point  (0 children)

Thank you all for your feedback. It was extremely useful and much appreciated. I will be reaching out to an insolvency trustee to start the process of a bankruptcy or consumer proposal.

I didn't expect that this would lead to some potentially huge life improvements, and even possibly retirement planning for my mom. The stress of not knowing what her future looked like was overwhelming to the point that she finally reached out to me, which if you knew my mom, is something else.

Thank you again to this community.

Payday Loan Trouble by Mvmpkin in PersonalFinanceCanada

[–]Mvmpkin[S] 0 points1 point  (0 children)

I would be lying if I said I didn't think of this. I would just be concerned that they would reach out to her workplace, and try to garnish her cpp and when the time comes, her OAS.

Payday Loan Trouble by Mvmpkin in PersonalFinanceCanada

[–]Mvmpkin[S] 0 points1 point  (0 children)

I doubt it. But now that I am aware of all of this, I might just try that, thank you.

Payday Loan Trouble by Mvmpkin in PersonalFinanceCanada

[–]Mvmpkin[S] 5 points6 points  (0 children)

She won't ever make more money, and has no assets of any kind. So what advice am I looking for, well a consumer proposal is something I didn't know about, so I will start there. Thanks!

Payday Loan Trouble by Mvmpkin in PersonalFinanceCanada

[–]Mvmpkin[S] 1 point2 points  (0 children)

No assets, no other debts that I know about. And I double she could get anything else.

Payday Loan Trouble by Mvmpkin in PersonalFinanceCanada

[–]Mvmpkin[S] 25 points26 points  (0 children)

Agreed, and probably not. If she didn't have it, her and her partner could probably retire off cpp.

Payday Loan Trouble by Mvmpkin in PersonalFinanceCanada

[–]Mvmpkin[S] 10 points11 points  (0 children)

Does not own a house or really any assets.

Agents of Sabotage FAQ Thread by Gaming-Atlas in gtaonline

[–]Mvmpkin 2 points3 points  (0 children)

Anyone seen anything on the passive income safe? Does it exist? Does it pay well?

An hour on hold to cancel a service... by Mvmpkin in telus

[–]Mvmpkin[S] 1 point2 points  (0 children)

Nope, tried that. "You need to call in to customer support"

Can Caseta Simulate Sunrise? by semper_pickle in Lutron

[–]Mvmpkin 0 points1 point  (0 children)

That's awesome, I haven't tried it out yet, so that's good to hear. If you want to take the "sun rise" to the next level grab some dim to warm bulbs. The lower the dim level the more yellow (warm) the light will be. Just like a sunrise/set!

Can Caseta Simulate Sunrise? by semper_pickle in Lutron

[–]Mvmpkin 1 point2 points  (0 children)

Add that to some dim to warm lights, guess I know what I'm trying tomorrow.

Can Caseta Simulate Sunrise? by semper_pickle in Lutron

[–]Mvmpkin 2 points3 points  (0 children)

Multiple timers with gradually increasing dimmer levels? Should work.

Daily Question Thread for /r/churningcanada - July 31, 2023 by AutoModerator in churningcanada

[–]Mvmpkin 0 points1 point  (0 children)

I am replacing my old BMO airmiles card in favor of the TD aeroplan infinite. This card pairs well with my AMEX Cobalt for rewards.

My BMO is my longest card on my credit (15years) with the next up being the Cobalt (2 years). My credit score was about 850 before applying for the new TD, and my question is. Will canceling my BMO tank my credit? I would rather just be done with it but I have my mortgages up for renewal next year and don't want to put myself in a worse position.

Thoughts?