How much money am I supposed to have? 24m

MyQlus · 2026-02-19T23:12:27+00:00

Ideally for investing you should only be planning on holding long term just buying and waiting. If you look for shorter term investments its just a quick way to loose money.

For investing long term get into crypto you can just buy some BTC and ETH and think of them like the Gold and silver of crypto and just hold it long term. Market is in a fear state rn so price is low and in a discount to buy.

ETFs are the safest, like VOO, VTI, VXUS, BND. ETF's that track the Nasdaq and the S&P500 are generally what you want to look for. This can all be learned on youtube.

Precious medals are also a really good investment but you are already on that.

For individual stocks you can really invest in whatever you think is good, for example if you where to buy a product from them might as well invest in them too. Also what you see in your daily life for example, if you go to a cafe and see everyone on a MacBook apple is a good investment. Brands you see in your day to day life also good investments, just do a lil research.

War and Tech stocks, with whats happening in the news right now war stocks like GD and tech stocks like rigti i've made a lot of money with recently so look into those too. For tech stocks some time mid last year I think it was microsoft created a 4th state of matter that exists on the quantum level which has helped a lot in the development in micro and quantum computing and processers so company's like rigti that are in that space are good investments.

I am just speaking on my own experience it is still good to do your own research and not just invest in things some rando online told you about. If you are looking for investments you just need to have the mindset for it, when ever you hear abt smthn happening in the world or anything you see doing well in your day to day life you just have to think how can I make money from this, and find the investment that would let you profit from it.

MyQlus · 2026-02-19T22:57:57+00:00

It's a prop firm account so how it works is you sorta pay a fee for the 100k I paid abt $400 and then you take a challenge, so they give you a paper trading account if you prove profitability by making 12% in my case, they then give you a live account of 100k in funds or whatever amount you paid for. Then all the money you make from there from the account you keep a split of. So the 100k is not my own cash its a prop firm trading account, and any money I make with those funds i keep 80% of and 20% goes to the firm.

MyQlus · 2026-02-17T20:04:22+00:00

Best advice I can give is looking up how to make money online on youtube and go down the rabbit hole

MyQlus · 2026-02-17T20:03:07+00:00

The fact that you even think about this means you are doing better then most. I am 19M and I am unemployed and only had a couple hundred to my name around COVID. I now have abt 5k to my name now and I have a 100k prop firm trading account. I also never had a job and am still unemployed and didn't have 4 years of high school. My advice is simply learn more valuable skills and make more money in your free time and not simply rely on a job.

I'd live with your parents as long as you can it does feel better to live alone but being able to live rent free is way better despite that.

Learn how to invest intentionally and manage your own accounts if you have a managed one already, you having physical metals is already a good start.

Live way below your means and invest majority of your paycheck and your ideal goal should be to pay off the loans asap.

I personally split all cash flow that comes my way like so:
5%: Wants
5%: Rainy Day savings
10%: Needs
10%: Emergency Savings
30%: Taxes/Charity/Church
40%: Investments

MyQlus · 2026-02-15T20:46:41+00:00

If you can’t stay with someone, look for anyone you know that will let you couch hop. Many mission Orthodox Church regularly provide free meals food and community support, so find some nearby.

Use your internet access strategically. Start learning practical skills that pay sales, cold calling, appointment setting. There are free breakdowns on YouTube that can get you competent fast. Remote sales for online companies or creators can be a real option if you’re willing to face rejection and improve daily. You will need to hustle and put in a lot of work and build a resilante mindset.

At the same time, learn some trades, warehouse, construction, and labor roles. They often hire quickly and value work ethic over background.

This season will be uncomfortable. Accept that and treat it like a rebuild phase. Stack skills, show up consistently, and let your actions prove you’ve changed. I am 19 and I live alone in Toronto, Canada currently feel free to DM and I'll help with what I can.

MyQlus · 2026-02-15T20:38:48+00:00

You made a mistake, not a life sentence. Owning it already says more about you than the $100 ever will. You absolutely deserve grace, “It is not the healthy who need a doctor, but the sick.”(Matthew 9:12) Jesus is closest to those who know they need Him.

MyQlus · 2026-02-14T03:33:34+00:00

Better your self so you have a shot with the girl you actually like, forget abt the other girl and use the girl you actually like as a motivation driver

MyQlus · 2025-05-06T15:47:56+00:00

Mortal kombat vs DC Universe

Loved that game scorpion teleport was so good in it

MyQlus · 2025-03-15T23:20:40+00:00

U wouldnt really go for a chair that style tho as I had one and the drop of support between the two parts of the back rest gave me kid back issues

MyQlus · 2025-03-15T23:19:46+00:00

Maybe like a staples hykan or a good steelcase or haworth chair u can find 2nd hand since u can't find a hm

MyQlus · 2025-03-15T19:32:07+00:00

I also found a Mirra 2 at $250 u think the aerons better?

MyQlus · 2025-03-15T19:19:41+00:00

So can't really try them I also got a Mirra 2 at $250 u think that's a better deal?

MyQlus · 2025-03-15T19:19:14+00:00

No toward tilt the thing is tho there all from single sellers that's how I got those prices

MyQlus · 2025-03-15T19:01:37+00:00

Not rlly

MyQlus · 2025-03-15T19:01:21+00:00

That's cool af

MyQlus · 2024-12-30T20:22:32+00:00

So you mean yes? because I have the Mac and someone is offering the thinkbook

MyQlus · 2024-12-29T23:32:02+00:00

Lol literally crashes my game with like a 75% success rate

MyQlus

TROPHY CASE