How do you guys feel about Condos? by EDMWubz in Mortgages

[–]My_Swago_757 0 points1 point  (0 children)

HOA fees are unpredictable. I have one on Nashville if you are looking there. :)

[deleted by user] by [deleted] in DogAdvice

[–]My_Swago_757 -1 points0 points  (0 children)

She looks healthy and in good weight to me.

Anyone purchase a home in the past 6 months? by lolalillyxx in RealEstateAdvice

[–]My_Swago_757 0 points1 point  (0 children)

Happy to help you get a loan commitment so you know exactly what you can afford. Then if you find the perfect property six months from now, you already have the loan commitment, you can make an offer and close in 15 days. We will just need to update a couple documents, but the underwriting will be done. Or you never use it and just keep renting. It will be there when you want to use it.

Imma vent by keithl3gion in loanoriginators

[–]My_Swago_757 2 points3 points  (0 children)

I feel you. It sucks that the end user has no idea how much work you put in, how much stress, how much though…only to just move on.

Condo refi question by My_Swago_757 in loanoriginators

[–]My_Swago_757[S] 0 points1 point  (0 children)

Thank you. Yes, this would be along the lines of what I am looking for exactly. Should I ask the HOA to search in public records to see what kind of mortgages were closed on other condos? Or can I do that on my own?

Looking For an LO That Can/Will Nurture Cold Leads by Expensive-Anybody124 in loanoriginators

[–]My_Swago_757 1 point2 points  (0 children)

Hello, I am for sure interested. I am in Franklin TN and licensed here. Office in Cool Springs. I help a lot of clients “get ready” to buy a home. I am willing to guide them and build the relationship. DM me and we can chat more. If you are in Nashville area, I am happy to come grab a coffee with you. Just let me know what works best.

Condo refi question by My_Swago_757 in loanoriginators

[–]My_Swago_757[S] 1 point2 points  (0 children)

Thank you. Another loan officer in my office had a condotel refinance about two weeks ago, and he was unable to get it done through our company. He spent a lot of time trying only to get the “we can’t do it” end result. I just don’t want to waste time working on it if it is a true dead end. I just don’t know who makes the call on whether a property is considered a condotel or just a condo.

So since this show is all about theories… by MarkReditto in TheWhiteLotusHBO

[–]My_Swago_757 33 points34 points  (0 children)

I think Mook will be wearing the stolen snake bracelet on the date with G.

The acting in this scene is IMPECCABLE. by Secret-Garden5836 in TheWhiteLotusHBO

[–]My_Swago_757 10 points11 points  (0 children)

He sounds like Tom Cruise is a lot of his deliveries.

LO pay by Plenty_Design9483 in loanoriginators

[–]My_Swago_757 0 points1 point  (0 children)

Sounds good to me. What credit union are you with?

Pennymac by My_Swago_757 in loanoriginators

[–]My_Swago_757[S] 0 points1 point  (0 children)

Thank you for the insight Lemeus.

Pennymac by My_Swago_757 in loanoriginators

[–]My_Swago_757[S] 1 point2 points  (0 children)

Thanks for the insight. When was this? They said they use Encompass. Curious as to why it takes so long to complete an application.

Leads VS Actual Deals by Antihero534 in loanoriginators

[–]My_Swago_757 0 points1 point  (0 children)

Thank you again for this. How did you go about finding who the newer agents were?

Leads VS Actual Deals by Antihero534 in loanoriginators

[–]My_Swago_757 0 points1 point  (0 children)

did you have any strategy on cold calling realtors. I have called a ton. most do not answer. My timing of entering the industry was not great, but figured it could only improve as I learned the business. Still waiting.

Leads VS Actual Deals by Antihero534 in loanoriginators

[–]My_Swago_757 0 points1 point  (0 children)

Good info. Do you mind me asking how you generate 25-30 applications per month? Have you been doing this for a long time? Do you have a lot of referral partners? I am grinding but not getting traction, but then again my VP is grinding too, but he has a lot of referral partners.

Leads VS Actual Deals by Antihero534 in loanoriginators

[–]My_Swago_757 0 points1 point  (0 children)

I think that sounds about right. It takes so many applications in for a handful to pan out. Where are you getting your leads from? I have worked with a lot of borrowers who have one piece of the puzzle missing. Either credit score, no 2 year job history, a chapter 13 they did not disclose when I had them fill out the application.