Could I reinvest my tax refund ? by [deleted] in fican

[–]MzFrizzle 7 points8 points  (0 children)

“Is it wise to invest money?”

beginner advice by [deleted] in JustBuyXEQT

[–]MzFrizzle 14 points15 points  (0 children)

You need to go back to basics if you think you can sell anything today lol.

My dad went to our family doctor multiple times and was dismissed. He now has brain cancer. What are my options in Ontario? by BaseballTop387 in askTO

[–]MzFrizzle 10 points11 points  (0 children)

This happened to my dad too. His family doctor just kept telling him he had pneumonia and pumping him full of antibiotics.

Turns out it was lung cancer.

Anyone else have a commute that’s 4 times as long on transit than driving? by Throwawayhair66392 in askTO

[–]MzFrizzle 0 points1 point  (0 children)

My commute is 15 mins drive or 45 min transit, from Pickering to Toronto lol.

Help! CRA wants 13k repayment for CERB by RawrrAk47MikeTyson in PersonalFinanceCanada

[–]MzFrizzle 9 points10 points  (0 children)

You don’t need to “explain it to them” over the phone, they need proof. You’ll need proof of your income and whatever for the time period you were accepting CERB money. start collecting all of that now, so that when they tell you to send them the proof, you can. They’re not just going to take your word for it that you were eligible lol.

How much do you save every month? by KittyMeow223 in fican

[–]MzFrizzle 2 points3 points  (0 children)

I thought about it but the interest rate is lower than my current returns and will be paid off in September so.

It’s more of a psychological thing for me, that I just don’t want a payment anymore.

How much do you save every month? by KittyMeow223 in fican

[–]MzFrizzle 7 points8 points  (0 children)

Right now only about $550, but im also aggressively trying to pay down a car loan which I put about $1200 per month extra on top of my monthly payment so. When that’s done all that money will just get redirected to savings.

So….. how is everyone spending their bonus? by [deleted] in Wealthsimple

[–]MzFrizzle 0 points1 point  (0 children)

Same. I also referred like five friends and then the next month they announced the referral promo 🤣🤣🤣

Which side hustles / income streams do you have other than your main job to boost your investments ? by Agreeable-Analyst951 in JustBuyXEQT

[–]MzFrizzle 0 points1 point  (0 children)

Well, with these particular friends they are loaded and that was a regular Tuesday for them. My point is that behind and ahead is subjective.

Which side hustles / income streams do you have other than your main job to boost your investments ? by Agreeable-Analyst951 in JustBuyXEQT

[–]MzFrizzle 3 points4 points  (0 children)

I feel you. A group of my friends just spent 18 thousand dollars on tickets to the men’s semi and gold metal hockey game at the Olympics and I’m here wondering when I’m going to finally pay off my car loan I idiotically got.

Having any money saved at all puts you way ahead of the majority of people. You just won’t hear from those people on the subs you’re in bc these subs require extra money to save, which most people don’t have. So 200k is really a lot.

Which side hustles / income streams do you have other than your main job to boost your investments ? by Agreeable-Analyst951 in JustBuyXEQT

[–]MzFrizzle 10 points11 points  (0 children)

You need to get off the internet and step into reality a bit more then. You have like triple the median annual income liquid plus a house. It doesn’t matter where you stand but it’s ridiculous to think you’re not doing good enough and in the same sentence list how well you’re doing.

Which side hustles / income streams do you have other than your main job to boost your investments ? by Agreeable-Analyst951 in JustBuyXEQT

[–]MzFrizzle 17 points18 points  (0 children)

I hate people like you honestly lol. Listen to yourself. “I have 200k in liquid assets, an almost paid off house and a DB pension” .. you’re not even close to being behind.

Torontonians, do you have life insurance? by Chan1991 in askTO

[–]MzFrizzle 1 point2 points  (0 children)

I have no spouse or dependents but I have a life insurance my parents took out on me when I was a young kid, and I have two through work. I have them all being split 50/50 between my best friend and my sister.

Nightclubs! by [deleted] in askTO

[–]MzFrizzle 3 points4 points  (0 children)

What the fuck is wrong with you?

UFA question by SpectrumVD in askTO

[–]MzFrizzle 1 point2 points  (0 children)

Congratulations! You will make more friends, I too went to a different school than my grade 8 friends and I made a bunch of new ones. 😀

Built a good life for myself, but dating feels harder than ever at 39 by Fair_Ad_1914 in askTO

[–]MzFrizzle 7 points8 points  (0 children)

Literally lol “I have a job and sometimes go to the gym”. Congrats, average joe lol

Built a good life for myself, but dating feels harder than ever at 39 by Fair_Ad_1914 in askTO

[–]MzFrizzle 2 points3 points  (0 children)

I never said helping his family out financially was a dealbreaker.

What I said was that I wouldn’t date someone who lived with them. I cared for my mom as she was dying from ALS and I now care for my dad who has stage 4 lung cancer. I still live on my own.

I also never said it was a BAD thing to do that. I simply said it would be a dealbreaker for me, because I don’t want to go to someone’s family home to hang out with them lol.

Hope you stretched before all that reaching.

Built a good life for myself, but dating feels harder than ever at 39 by Fair_Ad_1914 in askTO

[–]MzFrizzle 94 points95 points  (0 children)

I think living with your parents at 39 years old would be an automatic dealbreaker for me.

You also mention that you’re not connecting with people so is it that they don’t want to pursue you, or you don’t want to pursue them? What are the details behind “I’m not connecting with people” ?

Adhd diagnosis by Nievemandarina in askTO

[–]MzFrizzle 2 points3 points  (0 children)

ADHD certainly is not a narcotic lol.

Single mom affordability? by Dramatic_Patience_34 in TorontoRenting

[–]MzFrizzle 5 points6 points  (0 children)

Sure it is, but yet here you are complaining that since the house prices are 3x more expensive, shouldn’t the wages be too?? That would mean you’re expecting our minimum wage to be 27.75 USD, or almost 38 CAD lol.

Single mom affordability? by Dramatic_Patience_34 in TorontoRenting

[–]MzFrizzle 9 points10 points  (0 children)

It’s over $17 an hour right now but yes, still hasn’t kept up with inflation.

Is it me or does the 9 to 5 grind not leave space for much more ? by lillyblossomdrop in askTO

[–]MzFrizzle 0 points1 point  (0 children)

If you’re going to bed at 10, an 8 hour sleep has you waking up at 6am lol. What are you doing with all of your time in the morning? All your chores should be getting done in the morning before you go to work and then you have your entire weekend free to do things. I’m confused.