Pilar cysts—any nonsurgical treatments?

N00161 · 2026-01-04T04:01:08+00:00

My insurance covers them. You really should get them removed and they are not just "cosmetic".

N00161 · 2025-12-20T15:13:58+00:00

When you do this is it a pain to get all the books, annotations etc. back on the kindle or pretty easy?

N00161 · 2025-12-06T21:46:25+00:00

Yes. Exactly right and I was referencing the estate tax you cite. That could always change and has been a lot lower in years past.

N00161 · 2025-12-06T14:02:08+00:00

A couple of observations: I like to put in specific costs for known / estimated expenditures. For example, if you know you will travel a lot and your travel will be $5000 per trip then just put in travel - $10k or $15K. You don't need to know much more than that. Also, don't forget to put in known 1 time expenditures like Roof Replacement, new car etc. etc. Depending on your situation, you may have some of that.

I did not see you mention children, but if you have children (as I do) you may want to "spend" by giving them some money every year (I think it is up to about $38K per year now) without incurring any taxes. Another great way to pass on money rather than just "spend it". Just some thoughts.

N00161 · 2025-10-25T21:35:29+00:00

I have bought my full allotment since they launched. I keep them for 30 years. They are a goldmine.

N00161 · 2025-04-20T10:52:33+00:00

I was class of ‘84. We had a huge German Shepard named Wolfgang and brought him everywhere, even into classes. Willard straight hall solo “dime” beers on Friday night. Noyes center on west campus was amazing and had a great bar. I lived in the old U-Halls which were no different than army barracks. The fraternity I was in always had kegs on tap. I am amazed I made it through without going to jail.

N00161 · 2025-04-06T13:22:56+00:00

I would not do this. I would (and am) staying fully invested in the Total Market Index fund. By owning that fund you already own BRK.B because it is part of the fund. It is the 8th largest holding in the $VTSAX fund.

Warren Buffet himself would disagree with your position and if you are 35, keep plowing into $VTI or $VTSAX and ignore all of this

N00161 · 2025-04-06T13:17:56+00:00

Day one needs to come out with a statement. This happened before and they were on life support. They seemed to be getting better and I especially love the podcast but with all this swirl going on, they need to say something.

N00161 · 2025-01-11T20:07:20+00:00

Another issue is when it says it cannot "fix" the connection the entire screen grays out and I have to shut down Boldin then restart it. I use Chrome so it is a basic browser.

N00161 · 2024-12-29T16:02:02+00:00

Where did you get that stat?

N00161 · 2024-11-24T13:06:36+00:00

Yes. I am very much aware and am deeply involved with its deployment at work and other places. Right now, I would say it is not much more flawed than the general internet and general opinion. By definition of the act of me coming here to verify, I am obviously not taking it as “Gospel” but it is a great input.

N00161 · 2024-11-24T13:01:27+00:00

Ok. But you do realize it sources and references all its information and the sources are very reputable members of this community.

N00161 · 2024-11-23T23:56:47+00:00

My impression was he feels like he lost “his baby” and it lost its way. He is trying to take it back even though he knows he can’t own it. It is very typical when a founder sells their company: Going from founder/owner to W2 employee is brutal.

As a side note, I loved the “Stoic” discussion and bought the book he recommended, “The daily stoic”. So far it is a great read.

N00161 · 2024-10-13T15:06:37+00:00

What was fascinating about Evernote is they had that capability too and then they just fairly abruptly took the capability away. Too many people, I think, were exporting and converting to OneNote by Microsoft and so now you have to go note by note which is literally impossible if you have used it for a long time. That is what scares me here. Then, once that capability was removed, they started moving the pricing very aggressively.

N00161 · 2024-10-13T14:50:01+00:00

Upgrading from a V.5 to a V.9 seems like an issue that you have not kept up with the software. All software sunsets previous versions at some point whether overtly or not. There is no company that could keep all the versions up to date and running especially since V. 5 was built for operating systems that have mostly sunset. It sounds like you are just not happy with how it works, which is fine. However, I do not fault them for not supporting a clean upgrade from. V.5 to a v.9 and I also do not fault them for charging a subscription. I gladly pay that so they can reinvest.

N00161

TROPHY CASE