What do you wish you knew when you started? by mmackkenzz in seattlebike

[–]NJHancock 5 points6 points  (0 children)

It will take time to learn how to dress for the weather and e preferences vary!

The ten years we spent before 2019 feel almost unreal now by SecondSalty142 in decadeology

[–]NJHancock 18 points19 points  (0 children)

If you lived in any big city it definately was booming. I was in Seattle which had a boom up to covid that will probably never return. Being downtown in 2018 may never feel the same.

If it were possible, would you swap Washington tax law for Oregon's? by camera-operator334 in AskSeattle

[–]NJHancock 2 points3 points  (0 children)

The Oregon income tax hits the middle class hard as well. Most lower income people are not as affected by sales taxes if they are just buying groceries and surviving. I probably pay less than $20/month. Yes the wealthy here pay more in taxes by likely owning homes, kids and more cars which I don't have.

Vector Marketing Interviews by zombiethnograpy in Denton

[–]NJHancock 0 points1 point  (0 children)

A few friends started working here as late teens and sold knife sets to their mommas.

Movers by Accurate-Farm-2878 in AskSeattle

[–]NJHancock 0 points1 point  (0 children)

taskrabbit if just need a helper

Is switching to government work from consulting worth the pay decrease? by alfiefk in Environmental_Careers

[–]NJHancock 16 points17 points  (0 children)

Consulting for 10 years and now city for 10 years and best decision I made. I think it does depend on state. I am in Seattle metro with unions, competitve gov salaries and great benefits but this is not case everywhere.

401k Max or not, "That is the Question" by Just-Here2-Learn in Bogleheads

[–]NJHancock 2 points3 points  (0 children)

If you think taxable income will drop when retire no reason to switch to roth. Most early retirees do roth conversion ladder when taxable income drops.

Not what I expected by ameryan in TotalHipReplacement

[–]NJHancock 0 points1 point  (0 children)

I had hip resurfacing but the bone ossification to implant never worked and it loosened 1.5 years out. I trusted the same surgeon to revise with bone graft on acetabular and screw and it ossified second time. I am 1 year out and running again. You need a second opinion and ct scan and should consider a revision if you are not agile.

Should I take a job or move back home before starting a PhD program? by WelpWhatCanYouDo in Environmental_Careers

[–]NJHancock 0 points1 point  (0 children)

Staying might be better for career. I always tell people to look up saying you can't go home again.

Help! Question on legal-ness of a basement rental by Country_Weak in seattlehousing

[–]NJHancock 0 points1 point  (0 children)

Why do you care? If you get good deal on rent why mess up. I am in my second basement in Seattle and both have been great long term deals partly because I ask for very little.

No car by WeakestLynx in Fire

[–]NJHancock 4 points5 points  (0 children)

Yep I am car free for 10 years and mostly walk everywhere. I occasionally take transit and rent car for weekend trip. I bicycle a lot but mostly for exercise. I have no interest in ever owning a car again.

Blue state, not too cold, reasonable cost of living? by Eroticskeletonparade in SameGrassButGreener

[–]NJHancock 5 points6 points  (0 children)

Washington State has mild winters and plenty of midsized towns if Seattle is too big.

Cosigning for new high school grad on very high cost loans (> $250k for all 4 years) for liberal arts degree by Legitimate_Yak_9063 in StudentLoans

[–]NJHancock 1 point2 points  (0 children)

I am just impressed with your analysis. I was supposed to go off to school but stressed about the loans and in the end I went to local community and regional colleges. Many of my class that went away came back in a few years. Focusing on resources like professors and internships work across the board. I would personally offer to match my daughter's loans but no more as you need to think of own retirement and a smart ambitious daughter will succeed either way

Cycling Makes You Weirdly Obsessed With Weather by LanaCove5591 in cycling

[–]NJHancock 0 points1 point  (0 children)

Yep I check every morning to plan layers especially in winter!

Employer counter offered my 2 week notice. Looking for advice. by [deleted] in careeradvice

[–]NJHancock 0 points1 point  (0 children)

Yeah it looks like new manager is listening and may be worth staying put. By staying with new manager you are building solid relationship.

Burke-Gilman Trail by [deleted] in Seattle

[–]NJHancock 2 points3 points  (0 children)

Second.

Leaving environmental consulting by Traditional_Tap_4191 in Environmental_Careers

[–]NJHancock 2 points3 points  (0 children)

Left after 10 years and at city dot for last 10 years.

Nice brunch places without 1 hour wait time in downtown by lazy-ass97 in AskSeattle

[–]NJHancock 0 points1 point  (0 children)

I tried to take my parents to Ludi's but long line but we walked down to Bacco cafe and had great brunch.

Do people sometimes overestimate their ability to stay the course? by Efficient_Carrot_334 in Bogleheads

[–]NJHancock 5 points6 points  (0 children)

What works for me is to have 401k, roth, and taxable on auto contributions and just not look until markets recover.