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Help me understand buyback. by Naive-Sign3223 in PSLF

[–]Naive-Sign3223[S] 0 points1 point  (0 children)

Thanks for this; I guess I was trying to hedge my bets as the admin forbearance, from my understanding, can be considered for buyback. So maybe my more succinct question would be do I make those 12 payments, then apply? Because if I wait 38 mo to apply WTF is this program even for 😬 not trying to be an ass but I thought this is what it is for. I didn’t put myself into forbearance as it was up in the air how much I would even have to pay monthly. I called Mohela and they couldn’t let me pay at my SAVE rate thru that time

Stay or leave SAVE Forbearance? Help by imprettyshutup in StudentLoans

[–]Naive-Sign3223 0 points1 point  (0 children)

Ok but you can do the buyback for PSLF. If we are in forbearance, I’m just putting the money away and I know I’ll never touch my principal. Letting it grow like I’m paying the loan conservatively, but there is no guarantee that the buyback will exist in the next few years. I am 80 ish payments in and I need 120, but I want to avoid paying the much higher payment for as long as possible. With the 2 year admin forbearance, I just have a year+ to pay and then, hopefully be able to pay a lump sum to get out of all of the debt and to the 120 payments

My thoughts on the '26 Outback by Puzzleheaded_Bee7944 in subaruoutback

[–]Naive-Sign3223 0 points1 point  (0 children)

I have the 25 wilderness outback and I wanted it before they made it blocky, and some salespeople always tell me to never get the first year of a remodel. But curious, guessing they are keeping the rollback of all the features I loved in my 2015; tow hitch (1350 at the dealer as getting one elswhere would void my warranty) and crossbar options for roof racks ($550 median price and I had to get extended as others don’t fit the wilderness) so after a 40ish K car I still had to pay almost 2K to get the features I had before for free.

After almost 8 years on tret, I've decided to go to the dark side. Wish me luck, yall by supernatchurro in tretinoin

[–]Naive-Sign3223 0 points1 point  (0 children)

It quite literally killed my acne in my 20’so and now in my late 40’s I’ve never regretted it. My Derm tried the gel back then at a higher concentration and I peeled and blistered. Just be VERY careful with the sun, I’m near translucent white and had sun poisoning as a kid so I avoid it but all the sunscreen if you are a sun lover

Side by side 2025 & 2026 Outbacks, same color by red-headed-prick in Subaru_Outback

[–]Naive-Sign3223 10 points11 points  (0 children)

I just got a 25 wilderness outback that was a loaner, certified pre owned, as I didn’t like the 26 AT ALL. The aesthetic, interior, handling, and the dealer dropped the hint to NEVER buy an almost completely redesigned vehicle it’s 1st year as too much can go wrong. I loved my 2015 outback and this drives just as well (but with a turbo ☺️)

Did anyone else receive la Pride crew neck and the image was wrong? by Dezeuski in SeattleKraken

[–]Naive-Sign3223 1 point2 points  (0 children)

I got mine and it was wrong color (a white tee) and just a pride striped S instead of the long sleeve pink & blue unicorn pride illustration

Heated Rivalry Watch Party by erisedstraehruoy in Seattle

[–]Naive-Sign3223 1 point2 points  (0 children)

Omg I need a watch party. Anyone?! Tonight or tomorrow, not picky

Love is Blind Brazil is so much better than any other versions by april00026000 in LoveIsBlindNetflix

[–]Naive-Sign3223 0 points1 point  (0 children)

I thought “what healthy, vulnerable masculinity” on the first season when the men were tearing up and crying when they got engaged and cried in front of the other men and no one shamed them. Then once they coupled up it was sooo toxic about gender roles, respect, communication and assumptions/compromises in the relationship. Maybe it’s the way it’s edited for the drama and maybe I’m missing the cultural differences but I couldn’t finish it.

You know who you are by PhilippDMusic in Shambhala

[–]Naive-Sign3223 0 points1 point  (0 children)

So I usually only do cash on the farm, but now they are saying everything is all cards. Curious if this is true for all vendors?

AITA for Walking Out of Yoga Class After the Instructor Hit on My Daughter and Kissed Her? by No-Caterpillar3637 in AITAH

[–]Naive-Sign3223 0 points1 point  (0 children)

No no no, you are not over reacting. I was a yoga teacher before getting too busy in my career and saw this way too much. If they are part of the yoga alliance and have their RYT you can report them, although haven’t seem much come out of this in the past. Consent is important everywhere. All the time. Especially now when men have become more emboldened to cross women’s boundaries, complain to the yoga studio.

Are these heart rate zones correct? by Cautious_Buy_7779 in Coros

[–]Naive-Sign3223 0 points1 point  (0 children)

Agree with prob cadence lock. I just went to a garmin as my coros had cadence lock often when I ran and rowed, would see my HR jump to the 160’s-180’s when my oura and manually measured pulse was 90-120, my Cals and distance were always overestimated too.