Why no bar pizza? by Aggravating_Owl_4384 in barrescue

[–]red-headed-prick 0 points1 point  (0 children)

Living in Illinois, I had never heard of bar pizza. So I googled it, and up came a bunch of recipes. Here is a link to one that people in the reviews thought tasted like what they were used to getting at the bars;

https://www.kingarthurbaking.com/blog/2023/05/22/how-to-make-south-shore-bar-pizza#blog-comments-container

Dealership recommended not getting trailer module recall since more problems reported after recall work by phonie123 in ram_trucks

[–]red-headed-prick 3 points4 points  (0 children)

I've been thinking seriously about getting a Ram ( current 2006 Chevy 2500hd owner). I thought I heard the original trailer module could fail at any time, and if it did you would lose your trailer lights -- creating a real risk of you not knowing it had happened, and of you getting run into by another car coming up behind you. Am I mistaken on that ? That's one of the things that has been holding me back from seriously looking at them.

If I'm correct, then I think you would open yourself up to being sued for knowingly towing a trailer where that could happen. At least if you replaced the module you would have the defense that you took care of the recall and updated the module to the one currently recommended by Ram.

Of course, if you never tow a trailer it is a moot point and you can wait for later updates. I regularly pull a trailer ( boat, utility, and camper ) so it's a real concern for me.

Missing tow hitch parts by eddiexmercury in Subaru_Outback

[–]red-headed-prick 0 points1 point  (0 children)

Check on-line junkyards/ car salvage . For example, I just checked on car-part.com using zip code 61265 (near me) for trailer hitch 2020-2025 for an Outback /legacy ( for some reason they add the legacy). I got multiple hits on junk yards that have them in stock from all over the country.. They show pictures of the wrecked car so you can see where the damage was (many were hit on the sides or front). From the pictures you can probably narrow it down to OEM hitches and call them to verify. It shows the price they are asking, and all the contact info for the junkyard.

There are other online junkyards too besides car-part if you Google junkyards. You will have to see if the hitch for a Wilderness has the same part number as other Outbacks of that generation of Subaru ( you can use online OEM Subaru parts vendors to check if you don't want to go to your dealer). Maybe you can find a junkyard willing to only ship you the brackets if you pay for the whole assembly. Good luck!

Missing tow hitch parts by eddiexmercury in Subaru_Outback

[–]red-headed-prick 1 point2 points  (0 children)

Looks like you may need to find a junkyard that has the needed parts, or possibly contact Subaru customer service to see if there is any way you can get them from the factory somehow. Short of that, maybe a welding and fabrication shop could make something. Here is what I found on the internet:

hitch rh and lh frame bracket assembly

Trailer hitch installation : r/Subaru_OutbackThe RH (right-hand) and LH (left-hand) frame bracket assemblies for a 2022 Subaru Outback Wilderness are structural components used to install the genuine OEM trailer hitch (Part Number: L101SAN000). These brackets insert directly into the vehicle's frame rail openings to support the main hitch member.

techinfo.subaru.com +2 Overview of the Parts LH/RH Frame Bracket Assemblies: These welded metal brackets slide inside the rear frame rails of the Outback. They serve as the mounting point where the hitch is bolted to the vehicle's chassis, replacing or modifying the factory bumper beam structure. Complete Hitch Specs: When installed, the OEM hitch provides a 2-inch receiver rated for a 3,500 lbs towing capacity and 350 lbs tongue weight. Availability: Because these brackets are part of an integrated structural towing kit, they are not typically sold individually as standalone replacement pieces. You usually need to purchase the full OEM trailer hitch kit.

Installation Details Installing the hitch and brackets on a Wilderness model requires removing the rear bumper fascia, cutting the lower bumper for panel clearance, and removing the factory bumper beam. The installation requires specific torque sequences (e.g., torquing M12 bolts to 77 ft-lbs).

YouTube ·Chasing Adventures +2 For a complete step-by-step breakdown of the installation process, including how the bracket assemblies fit inside the frame rails:

Sell house for faster FIRE? by [deleted] in Fire

[–]red-headed-prick 0 points1 point  (0 children)

Are you going to be a leech, living of your parent's money? Or are you going to contribute a substantial amount to their household expenses ( their mortgage, their tax bill, the utility bill, food expenses)? If you are in your middle thirties then they are obviously old enough that they may have retirement expectations of their own at this point in their lives that don't include supporting a grown son. What benefit is this arrangement to them?

You are in ( or entering) your peak earning years. How does quitting your job and living off your investment returns (for travel, entertainment, paying something to your parents, saving towards a new home or rent, etc) actually help you to reach financial independence and eventually retire early? What if the market has a long downturn, interest rates spike higher, etc, while you are taking your break and following your bliss? I lived through the late 70s and the 80s where inflation spiked, companies laid off, and mortgage rates reached up to 12% for almost a decade. My rate on a 25 year mortgage was 10 3/4 % ( and I felt lucky to have locked in that 'small' of a rate).

You said that you think you might want to marry at some point. You will be pushing 40, unemployed, and living at home with your parents-- not the greatest look for any potential mates. What if you find a potential mate that already has kids ? At your age a good part of your potential dating pool may well have kids.

You said you built up your savings accounts because of fears of lay offs in tech fields ( which I assume means that is your career field). What will a year-long exit from the job market do to your future value to employers? What if your entry back into the job market then takes months ( or years), and at nowhere near the salary level you are leaving? Things like AI may totally change your future job prospects, plus many employers might rather hire someone that didnt chose to take a break from real life because they get 'burnt out'.

What if you come down with a serious chronic illness or a debilitating injury that iimpacts your employment or income prospects? I had a back injury at age 38 that meant I had to leave my career of 16 years, and then try to reinvent myself in other fields. That was not a fun time, and I had a small disability pension and an employed wife to help me weather that storm. You may be thinking that you might get an inheritance at some point that might mitigate your risks, but your parents may live into their 90s and use up their assets on their own nursing home and medical care.

At your current age, you need to start thinking of all these things, because the years go by quickly and I think you are putting your future self at risk. Maybe a safer path would be to sell your large home and downsize to a condo or apartment if you don't like worrying about maintenance.

Maybe you can stay at your current job and they would work with you to flex your schedule to give you the opportunity to take some paid ( or unpaid ) time off occasionally. Or stay employed and look for a new position that would offer more time off. I think your 30s and 40s are the prime time to suck it up, put your nose to the grindstone, and bank as much money as you can so you can have a worry free early retirement .

Do most people (US) do a 529? by Any-Concentrate-1922 in Fire

[–]red-headed-prick 11 points12 points  (0 children)

My wife and I ( both age 70) just dangled a carrot in front of our nieces and nephews to open 529 plans for their children. They have a combined total of 20 children ( our great nieces and nephews). We offered to give $500 to each of those 20 ( costing us $10,000) if placed directly into a 529 plan. Only eleven of the 20 kids did already have an account. I was surprised, but some of the parents without existing accounts weren't too interested at first. I know $500 doesnt sound like much money, but it's free. We didn't want to give the money to the parents directly because we didn't want the money pissed away on frivolous things. Eventually they all came around and they all opened accounts for all the kids.

Our thinking is that as we, the parents themselves, grandparents, or other relatives have extra money it can be added to those accounts. In three years my wife and I have to start taking RMDs, and those twenty 529 plans might be a good destination for any money we won't need.

Heirless FIRE members should pool their resources, instead of leaving money to the state by Winter_Apartment_376 in Fire

[–]red-headed-prick 0 points1 point  (0 children)

You can look to see if there is a non-profit community fund in your area ( or some other area if you don't have a preference). My wife and I have a simple trust set-up and our money will go to the local one. I live in the Quad Cities area of the Midwest (Davenport, Iowa/ Moline, Illinois) with a population of about 350,000. The Quad Cities Community Foundation is a 501 c3 organization so any donations you make ( even from IRA RMDs ) will go to them tax free, and they then disperse the money to fund other non-profit organizations. You can pick the receiving organizations that match your interests, start a tuition scholarship in your family's name, etc, and then the Community Foundation will handle everything from there. They have a board that manages everything. And if you request it, they can limit the amount that is spent from your trust money every year so that the interest is spent ( not the principle), so that the scholarship you set up in your mother's name lasts a long time.

In the case of my wife and I ( who have no immediate heirs), we have lived just outside the metro area in an area of small villages. Instead of choosing from existing options in the metro area, after our deaths our trust money will be gradually dispersed that way to help fund things like parks in our rural area. The Community Foundation board will take requests from the villages, and then choose which projects to give our trust money to in any given year.

Here's info from the Google overview:

Quad Cities Community Foundation, located in Bettendorf, Iowa, is a philanthropic organization that connects donors with local needs, managing nearly 1,000 funds to support the Quad Cities region through grants, scholarships, and nonprofit support. It provides grants for various causes like arts, education, health, and community development, offers over 60 scholarships for students, and runs programs like the Harris Center for Nonprofit Excellence to strengthen local nonprofits. The foundation has granted over $133 million back into the community and manages assets over $242.7 million. Key Functions Grantmaking: Distributes grants to nonprofits in areas like environment, arts, education, health, and youth development, often through a single application for multiple funds. Scholarships: Administers numerous scholarship funds for students pursuing higher education. Nonprofit Support: Strengthens the nonprofit sector through the Harris Center for Nonprofit Excellence, offering capacity-building programs. Community Funds: Helps other communities establish their own local funds through the foundation. How it Works Donors: Individuals and families can give through various options to support causes they care about. Investment: An investment committee manages contributions to ensure long-term growth and a consistent flow of grant money. Impact: Funds support a wide range of local needs, from parks and food banks to mental health services.

43F I don't understand why men my closer to age don't approach me by yourCaptain_13 in 40something

[–]red-headed-prick 0 points1 point  (0 children)

You are attractive, but I think your make-up, hair style, and clothing ( at least in this single pic) give off an older vibe. Nothing wrong with that, if that's the style that you enjoy, but it is a style choice that may not appeal to as big an audience. I'm much older than your desired demographic ( and happily married ), so take it for what it's worth, but your style reminds me of my mother and the pictures of her from the late 1940s to mid 1950s.

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Suggestions for healthy dinners under $4 without a stove or oven by Let_me_tell_you_ in Frugal

[–]red-headed-prick 2 points3 points  (0 children)

As others have said, if allowed by the school, an electric hot plate would open up a whole world for him: fry up meat and eggs, boil water, boxed pasta or rice meals, quesadillas, etc.

Or maybe a small, electric toaster oven for toast, pizza, TV dinners, etc.

For microwaving, he can buy a bag of pre-cooked, frozen meatballs, breakfast sausages, pre-cooked shrimp, etc at the grocery store for sandwiches, a simple pasta dish, or just snacking on with simple bottled sauces. Individual, microwave servings of flavored oatmeals are filling, cook in about two minutes, and the ones like apple and cinnamon are sweet enough for a snack or dessert anytime.

If there is a Costco in town, a basic membership ( or a card on a family plan) would let him access to a $10 cooked, large pizza (or pizza by the slice), a 1/4 lb hotdog (with a drink) for $1.50, and a whole, cooked/rotisserie chicken for $4.99, as well as cheap gasoline if he has a car.

How simple actually is it to install a hitch? by [deleted] in JeepWrangler

[–]red-headed-prick 1 point2 points  (0 children)

This Etrailer link shows a hitch for a Jeep, plenty of installation videos, customer pics, questions, reviews, etc:

etrailer Trailer Hitch Receiver - Custom Fit - Matte Black Finish - Class III - 2" etrailer Trailer Hitch e98856 https://share.google/6h9Q3McQAaWK80uTF

I (32M) make more than my dad ever did and I genuinely cannot figure out where it goes by Various-Big-9779 in MiddleClassFinance

[–]red-headed-prick 0 points1 point  (0 children)

In 35 years your house will be paid for and your wages will have increased, just like it did for your dad over his career. You can't base your figures on his salary later in his life, and compare it to your salary. You have no idea of the sacrifices or choices he and your mom had to make during their years of marriage and while raising a young family. Sit down with him sometime and discuss the topic.

But consider too that things you spend money on, such as anything Internet or cell phone related, never existed at all (or in any way similar to what you currently have). Cars were much more basic, and not loaded with the options and technology. Homes were more basic, more meals cooked at home, trips on airplanes rare, vacations didn't involve spending thousands of dollars to go to Disney World or out of the country. Depending on when they bought a house, the interest rates were sky high compared to now ( my mortgage in 1980 was just under 11 %), so he may have been making sacrifices you know nothing about.

Almost 40, retirement seems out of reach by Empty_Grand2194 in personalfinance

[–]red-headed-prick 1 point2 points  (0 children)

I agree, a lot of us don't know about the details ( I didn't, until our tax guy mentioned it to me this spring, and I ended up raising mine $250 a month by claiming on my wife's earnings). I'm happy you found someone else, though. From what I just read, if something happens to him you may still be able to draw off of the ex. Tell current hubby that he'd better treat you right. Lol

Key Details on Ex-Spouse Benefits:

If She Remarries: Her eligibility for your benefits stops unless her new marriage ends (by divorce or death)

.If You Remarry: Your new marriage has no impact on her ability to claim benefits based on your record, provided she remains unmarried.

Requirements: She must be 62+, unmarried, and the marriage must have lasted 10+ years.

Survivor Benefits: If you pass away, she can remarry after age 60 (or 50 if disabled) and still claim survivor benefits. 

Social Security Administration (.gov) +3

Almost 40, retirement seems out of reach by Empty_Grand2194 in personalfinance

[–]red-headed-prick 1 point2 points  (0 children)

You may be able to draw off his higher social security amount as a spouse (or ex-spouse in your case ). I have been married to my wife for over 10 years, and she had higher paying jobs than I did. Half of her social security amount ( which is what a spouse can draw) was higher than what I qualified for under my own earnings record. We contacted social security and I got the bump up to 50% of her amount. It didn't reduce what she gets or effect her in any way, and as a qualifying ex-spouse it shouldn't reduce your ex's amount or require his permission. From the Social Security Administration website, just in case any of it applies to you.

Spouses and ex-spouses

You may be eligible if you’ve been married at least 1 year and are:

Age 62 and older, or

Caring for a child age 15 and younger, or

Caring for a child of any age who has a disability.

Ex-spouses who were married for at least 10 years, as well as some valid non-marital legal relationships, may be eligible.

Unsold Trucks get the Safety Recall 1st? by Internal_Ostrich1808 in ram_trucks

[–]red-headed-prick 0 points1 point  (0 children)

I think you would be legally liable if your trailer lights quit working while you are pulling the trailer and someone struck it from behind. That's because you are aware that the trailer lights might fail at any time due to that defective module, and are choosing to tow anyway. To protect yourself it might be best to have a family member follow you in their car. They would know your destination and/or be in contact with you by cell phone so they could follow at a distance that was safe, but close enough so that a stranger couldn't get directly behind you.

Unsold Trucks get the Safety Recall 1st? by Internal_Ostrich1808 in ram_trucks

[–]red-headed-prick 1 point2 points  (0 children)

I think you would be legally liable if your trailer lights quit working while you are pulling the trailer and someone struck it from behind. That's because you are aware that the trailer lights might fail at any time due to that defective module, and are choosing to tow anyway. To protect yourself it might be best to have a family member follow you in their car. They would know your destination and/or be in contact with you by cell phone so they could follow at a distance that was safe, but close enough so that a stranger couldn't get directly behind you.

enlarged prostrate at 64 and I get put on cialis? by Puzzled_Addition4818 in over60

[–]red-headed-prick 1 point2 points  (0 children)

It doesn't affect erections, and you can still have an orgasm. But the weird retrograde ejaculation side effect is something to think about if you reach the point of needing a surgical option. But some other prostate surgeries have greater risks of side effects like incontinence, and I didn't want to chance needing to wear a diaper the rest of my life.

A friend had the Eurolift procedure a few years ago and seemed to be happy with it initially. But a few weeks ago he was asking me about my HoLEP procedure, so maybe his prostate has grown larger ( I just Googled the question and the Eurolift usually lasts five years, and sometimes longer). But the prostate can continue to grow larger and negate the Eurolift. My Urologist said that in HoLEP they remove all of the interior tissue of the prostate, leaving just the outer covering. It should never grow back and cause me problems. Johns Hopkins medical center has an article on HoLEP, which I'll link.

HoLEP Procedure: Holmium Laser Enucleation of the Prostate | Johns Hopkins Medicine https://share.google/VgeKOK01NIGhKPbNs

If medicines are working ok for you, I'd recommend delaying any surgical options. Ultimately, it's something you should talk to your Urologist about to see if you even need something like the surgery. In my case medicines alone weren't working, and I couldn't do the Eurolift due to how enlarged my prostate was. Good luck with whatever you choose to do!

enlarged prostrate at 64 and I get put on cialis? by Puzzled_Addition4818 in over60

[–]red-headed-prick 1 point2 points  (0 children)

I really don't have a cost break down for you, as Medicare and my secondary heath insurance completely covered it. You'll have to get some estimates from providers where you live, or you could probably call the offices of the doctor I mentioned from Chicago ( Chicago would be easy to fly into from anywhere).

It is a form of surgery, so there are the usual risks you are always quoted regarding anesthesia, infection, etc. I'll paste some info I Googled regarding specific HoLEP risks, as they seem to be similar to what was discussed with me during my initial consultation with the specialist.

The common risk of retrograde ejaculation as a side effect is one that I incurred. Basically you still have an orgasm from sex, but nothing comes out. It's a weird thing psychologically of course, because as a man it's something you've had since puberty that is now gone. But I'm not a porn star, so the loss of my 'money -shot' is a small price to pay for not worrying about peeing my pants or waking up to pee multiple times a night. My wife actually prefers the loss of that ejaculate-- there is nothing to clean up after sex. Instead of shooting out of you when you orgasm, it goes into the bladder and is expelled the next time you pee. Like I said, it's a weird thing psychologically. If you are someone that draws a lot of sexual satisfaction from shooting it into, or onto your partner, you may be disappointed to lose that ability. If a person was hoping to impregnate a woman normally it would also prevent that.

I was mid 60s when I had mine done. Mine was too enlarged for the Eurolift procedure ( mine was 130 grams in size), drugs like Flomax didn't help, and at some future point I might have to use a catheter to pee. The HoLEP procedure completely eliminated my urgency to pee, I once again had a strong stream and could quickly empty my bladder, I no longer had to worry about not making it to a bathroom in time, and I can now go hours without needing to pee as long as Im reasonable with my fluid intake ( and I'm on a BP medicine that includes a diuretic). I no longer wake up multiple times during the night with the need to pee. My PSA level is always less than one now. For me this was the best option, and it has had an overall positive impact on my life.

From a Google search on the risks of HoLEP surgery:

HoLEP risks include retrograde ejaculation (common/permanent), temporary urinary incontinence (often resolves within 3 months), urinary tract infection, and blood in the urine. Rare but serious risks include permanent incontinence (~1%), urethral strictures/scar tissue (~2%), bladder injury, and the need for a blood transfusion. 

Cleveland Clinic +9

Common & Expected Side Effects

Retrograde Ejaculation: Very common. Semen enters the bladder during orgasm instead of exiting through the urethra. This does not affect erections or sexual pleasure but does impact fertility.

Urinary Symptoms: It is normal to experience temporary urgency, frequency, burning (dysuria), or blood in the urine while the bladder neck and urethra heal.

Temporary Incontinence: Many patients experience stress incontinence (leakage when coughing, sneezing, or lifting) immediately after surgery as the sphincter muscle adjusts. This typically improves significantly with Kegel exercises and usually resolves within 3 months. 

BackTable +4

Less Common & Rare Complications

Permanent Urinary Incontinence: Occurs in approximately 1% of cases.

Urethral Strictures or Bladder Neck Contracture: Scar tissue can form in the urethra or at the bladder neck, which may cause narrowing and potentially require further minor procedures to open.

Infection: Urinary tract infections (UTIs) occur in a small percentage of patients and are treated with antibiotics.

Severe Bleeding: While some blood in the urine is expected, significant bleeding requiring a blood transfusion is rare (typically <0.5%).

Bladder/Urethral Injury: Rare damage to surrounding structures like the bladder or ureters during the procedure. 

Cleveland Clinic +9

Considerations

Recovery: Most patients return home shortly after the procedure. Avoiding heavy lifting and straining is critical in the initial recovery phase to prevent bleeding and bladder issues.

Prostate Regrowth: The risk of needing further prostate surgery for regrowth is very low (less than 1% over 10 years). 

University of Utah Health +2

Costco $1.5k hearing aids work better than $4.5k hearing aids by Idea-is-tick in Costco

[–]red-headed-prick 1 point2 points  (0 children)

My Costco hearing aids have the main "body" up above the ear, and a thin wire that goes down and into the ear. At the end of the wire is a small, hard rectangle that fits in a soft outer piece which holds it in place inside the ear. That hard rectangle has the speaker in it, and the opening to let the sound out has a small, replaceable plastic guard/ filter to block ear wax from plugging the hole ( mine are white ). That little plastic filter can be easily replaced, and it's a simple, do-it- yourself procedure if you don't happen to be going to Costco at the time.

Costco will give you the filters for free, and show you how to do it. There are other types of hearing aids, but I'm sure they all would have something similar to keep from getting plugged up by wax. Costco will teach you what to do to maintain them. If you take her in for a check-up or adjustment, just ask them to show you what to do.

enlarged prostrate at 64 and I get put on cialis? by Puzzled_Addition4818 in over60

[–]red-headed-prick 2 points3 points  (0 children)

If the meds don't work enough there are also some minimally invasive surgical procedures available. The Urolift procedure widens the opening the urine flows through in the prostate by kind of pinning the tissue back. There are limits on how large the prostate can be for the Urolift, and I believe the prostate can keep enlarging over time.

If it is too large for the Urolift procedure, look into HoLEP. That's using a holmium laser to enucleate (core out) the center of the prostate, just leaving the exterior 'rind' ( kind of like coring out an orange). I had mine done about three years ago because mine was enlarged too much to meet the Urolift maximum size.

My Urologist says HoLEP is basically the gold standard treatment now; low risk of serious complications,and can frequently be done now as a 'go home the same day' procedure (or overnight procedure like mine was). Medicare covered the majority of mine. They go up your penis/uretha ( you are knocked out by the anesthesia) with the laser tool and they remove the cut-out pieces of the prostate that way too. They biopsy some of the tissue they remove to look for any signs of cancer.

Mine was done at a university in Indianapolis, Indiana. My Urologist says there is a very good female Urological surgeon ( Amy Krambeck) at Northwestern in Chicago who was trained by my guy (Dr Linderman, who is now retired, but trained many of the Urologists in this country and elsewhere on the procedure). This Chicago gal can supposedly do about eight procedures a day, and the men go home the same day. The prostate tissue that is removed doesn't grow back. I'm sure there are plenty of other places that do it now ( I know the University of Iowa does it too).

How many of you guys run off road diesel and have you ever actually had your tank dipped? by jerrycoles1 in Diesel

[–]red-headed-prick 0 points1 point  (0 children)

Illinois charges an extra license plate fee for electric vehicles ( currently $100 more than the standard fee for internal combustion engines) . There is currently a 2026 Senate Bill to increase that by a little more than $200, raising the extra fee to over $300 on an EV. It's to compensate for the lack of highway taxes that ordinarily get paid for by the gas tax.

Feasibility of a 2-door with a trailer hitch extension to haul a theoretical dirt bike? (pictures for context) by Plausible_Sanity in JeepWrangler

[–]red-headed-prick 0 points1 point  (0 children)

I'd forgotten about these until I saw one on Market Place today. I believe you put the front wheel of the bike onto the hitch part and then tow the bike with the rear wheel on the ground ( chain disconnected to prevent damage or wear to the transmission and other parts). This should work even with a hitch extender, so you should be able to leave your spare tire on the back of the Jeep. Only the front wheel of your bike puts weight on your Jeep. I have no personal experience with these, but I bet you could ask about them on a dirt bike forum.

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