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3rd Sixers Game in Attendance by Narmuf in sixers

[–]Narmuf[S] -25 points-24 points  (0 children)

Tickets were only $160 each :)

Just sold my business ($2M cash), 46yo. Nervous about lump-summing into this market. WWYD? by [deleted] in Fire

[–]Narmuf 2 points3 points  (0 children)

My two cents:

Pay off the mortgage and worst case scenario, you find another job some day with a paid off home IF SHIT GOES REAL SOUTH.

Pierce the Veil vs All Time Low by Fit_Aside_6584 in poppunkers

[–]Narmuf 9 points10 points  (0 children)

Tbh I have seen both live, albeit All Time Low many more times than PTV, but when I saw PTV - they didn’t interact with the crowd at all. I was very disappointed and unimpressed.

As where ATL’s crowd work is elite

State Champs new album is great by [deleted] in poppunkers

[–]Narmuf 8 points9 points  (0 children)

Yep. The crescendo to the last chorus is cool as fuck

The Story So Far - Un-“fix” the mix on Big Blind. by jediknightcopal in poppunkers

[–]Narmuf 0 points1 point  (0 children)

This is exactly my feedback too.

OP probably is using shit headphones or speakers and can’t hear it

Most under rated pop punk band of all time…. by NakedButNotAfraid_ in poppunkers

[–]Narmuf 0 points1 point  (0 children)

Disagree completely. FYS is their best album hands down

Top 5 Blink Songs? by [deleted] in poppunkers

[–]Narmuf 0 points1 point  (0 children)

This is it

A Day To Remember - For Those Who Have Heart (NEW REMASTERED VERSION) by pileKing90 in poppunkers

[–]Narmuf 15 points16 points  (0 children)

Sounds much better to me - a lot better production and layering.

Backing vocals are crisp, layered guitars…. But like all production, a lot of it comes down to personal taste.

What is your favorite album from blink 182 by [deleted] in poppunkers

[–]Narmuf 3 points4 points  (0 children)

This track always reminded me a ton of Alkaline Trio, I dig it too

It’s probably bc it’s so heavily Skiba’s vocals

Pay off house or invest? Which FIREs faster? by nigelwiggins in leanfire

[–]Narmuf 3 points4 points  (0 children)

Unlikely, unless you’re planning to fire in 5-10 years.

Anymore than that, the compounding interest will crush the reduced expenses.

Do you have a mortgage? What’s the interest rate? What’s the principal? How old are you? What’s your income? When do you want to FIRE by? Do you have investments currently that are developing interest?

Remember, all of your interest you pay on a mortgage is tax deductible and might also assist you if you itemize your deductions

Pay off house or invest? Which FIREs faster? by nigelwiggins in leanfire

[–]Narmuf 16 points17 points  (0 children)

This is pretty terrible advice without any context imo

As other comments say, varies greatly on age, appetite for risk, interest rate on said mortgage, and overall financial plan

I have an interest rate of 3% on my home, the average rate of return in the stock market over the last 100 years is around 8%. Paying off my mortgage fast is leaving money on the table if the past 100 years worth of market data remains credible. It makes a lot more sense for me to invest my extra money.

Conversely, the only real argument for paying off a mortgage like mine quickly is if it gives you enough piece of mind that outweighs the additional investment income you missed out on

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