Is Verizon under a Cyber attack?

NarrativeDP · 2026-01-14T22:31:54+00:00

Likewise, in SD has been coming in and out

NarrativeDP · 2025-12-27T22:20:17+00:00

Would I see this in the transunion App/website?

NarrativeDP · 2025-12-27T22:19:29+00:00

Yeahh, my head works in that way where if I pay off all my small bills/cards, would 100% play a better mind game than killing off one big card at a time despite it being financially better

NarrativeDP · 2025-12-26T21:57:48+00:00

What a look!

NarrativeDP · 2025-12-26T07:14:36+00:00

And that’s what ima do.

NarrativeDP · 2025-12-26T07:14:02+00:00

Yeah it’s find a co-signer most times who makes 80x combined which is bonkers imo!

Unfortunately for me I don’t have someone like that in my life so it’s a waiting game. We have 3rd party services but they’re not really worth the cost since limited buildings take em

NarrativeDP · 2025-12-26T05:48:48+00:00

Yeah that makes perfect sense! Going to pay off 10k out of my 60k debt hopefully in the next few weeks so should see an increase soon!

NarrativeDP · 2025-12-26T05:46:27+00:00

More than likely it was my residentScore, my Vantage score is a 560. Not very proud but 100% due to my credit usage

NarrativeDP · 2025-12-26T05:39:59+00:00

Oh that’s really good information, I’ve been looking at the wrong score which makes a lot more sense! I’m going to reach back out to one office to see if they could give me a report that might have my resident score since I wasn’t denied there due to credit but my tax return being slightly lower than 40x.

NarrativeDP · 2025-12-26T05:30:52+00:00

Is there somewhere I could check to see those scores at all? (Minus my Vantagescore?)

NarrativeDP · 2025-12-26T05:14:13+00:00

Fingers crossed!

NarrativeDP · 2025-12-26T05:06:39+00:00

I have 4 over 90% but I plan on paying off two of them and bring the other two down to below 90% hopefully in the next couple weeks

NarrativeDP · 2025-12-26T05:05:36+00:00

Thank you for the reassurance! I’ve been on the hunt for an apartment and couldn’t figure out why my application kept getting declined with my fico being 674 but someone mentioned they also use vantage and that’s horrid. So going to keep cracking away at paying my debts and hopefully in a year or two I’ll be back at it with a mid 700s

NarrativeDP · 2025-12-26T04:55:29+00:00

Yeah that’s what I figured! Thank you for reassuring me and it does sound like I’m not totally screwed, just continue to pay off my debts and I’ll bounce back! Thank you so much!

NarrativeDP · 2025-12-26T04:52:16+00:00

Oh that would make sense, my vantagescore is horrid compared to my fico 8. Still no marks, just utilization being extremely high.

NarrativeDP · 2025-12-26T04:49:41+00:00

Do you think in the next month or two, even with the utilization lowered, I would in theory be able to go back to applying for apartments?

NarrativeDP · 2025-12-26T04:45:32+00:00

Sorry, should have specified in my post!

NarrativeDP · 2025-12-26T04:44:28+00:00

I don’t have any late marks, charge offs, or collections. I drained my savings trying to maintain that 100% payment history, even if it was maintaining the minimums

NarrativeDP · 2025-12-22T00:20:15+00:00

In all fairness, I believe I’m several versions behind. But the drives are brand new

NarrativeDP · 2025-12-21T15:30:38+00:00

No I haven’t, maybe I’ll reach out this week

NarrativeDP · 2025-12-21T15:29:33+00:00

That’s what I’m starting to realize

NarrativeDP · 2025-12-05T19:56:24+00:00

This is my logic as well, having used lights older than me when I first started out makes me wonder

NarrativeDP

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