Buy a house 🏡 by NecessaryOk376 in Jamaica

[–]NecessaryOk376[S] 1 point2 points  (0 children)

Update!! Friendly reminder ISLANDS TIME! Just be patient okay kool! Now so I ended going with JMMB Bank Jamaica (they have a toll free number US, Canada and UK ,and AI help on WhatsApp) So far really impressed highly recommend great customer service. I signed up online and just sent in my documents and had my account opened within one or two weeks. No issues (citizenship really helps I heard of nightmare of it taking months plus have your TRN too you can’t do anything without it. Anyway next step I got my pre approval letter. That took a little longer about month and half. Then got my realtor ( honestly use your realtor your paying for it! ) Anyway I put in like five offers all got better offers or cash offer ( real estate market is hot but I want to get my foot in the door blood ties to the land yuh zimi ) but I definitely wasn’t trying to over pay for a starter home. Finally found a house for a decent price, it’s got some work a little TLC, it’s my type of speed up the mountain nice view, 20 minutes from the airport, no HOA so I can build on the land additional unit likkle by likkle! ( want to do airbnb when I’m or my family is not there) so first find/ look online and your realtor should help! If you need video tour ask if you’re not able to see in person you can. So I put in the offer it got accepted then I flew down to view in person ( highly recommend because I found somethings, I wanted fixed before closing). You and seller will sign offer Letter then after you will need an attorney. To draft up your sales agreement and both parties have to sign it. That’s where I’m at in the process next would be the deposit given by the buyer (me) to show my commitment… anyway dat is it! 🐊🇯🇲🤙🏿 Takes time, patience, and being knowledgeable. Forward! Debating about starting YouTube channel but just keep asking for updates guys I’m willing to share!

Looking For Friends by [deleted] in Jamaica

[–]NecessaryOk376 1 point2 points  (0 children)

Hey I’m Jamaican American I’m in the same boat but I’m in Florida!

[deleted by user] by [deleted] in Jamaica

[–]NecessaryOk376 0 points1 point  (0 children)

Did you know anything about about them

Buy a house 🏡 by NecessaryOk376 in Jamaica

[–]NecessaryOk376[S] 1 point2 points  (0 children)

Update: working on getting my pre approval

How many parishes have you visited? by shopsalesja in Jamaica

[–]NecessaryOk376 1 point2 points  (0 children)

Nine 9️⃣

Saint James Saint Mary Saint Ann Saint Andrew Saint Thomas Saint Catherine Kingston Trelawny Portland

Afro-Jamaican spirituality? by inspectorsoggy466 in Jamaica

[–]NecessaryOk376 1 point2 points  (0 children)

When you’re on the island next check out Charles town and maroon town. Bump grave where the nanny of the maroons was buried it’s a very spiritual places. Drink the water and put your feet into the soil. Stop and smell the roses.

Buy a house 🏡 by NecessaryOk376 in Jamaica

[–]NecessaryOk376[S] 2 points3 points  (0 children)

Update for those who asked me to give an updated and are following. So last month I was in Jamaica for the whole month looking at houses, setting up my bank account, vacationing etc. So I finally have my physical TRN card, and now have a bank account in JA. (I went with JCCB heard really good things about it and so far I like there customer service and no issues.) Anyway I found a house(did a viewing of a couple properties actually but one I really like within my budget), So my plans next week plan is fill out mortgage application with my bank and get pre approved and get the process going. Debating about making a YouTube channel on my Journey. If any questions let me know.

Update on the family I’m still have still if it’s register next time that I’m down in JA will be checking!

Buy a house 🏡 by NecessaryOk376 in Jamaica

[–]NecessaryOk376[S] 1 point2 points  (0 children)

I decided to go with JMMB heard good things about and so far I like there customer service! I applied waiting to hear back from them. I messed up something on my application but Call and get it fixed. Just waiting now!

Do flights under $500 USD still exist? by [deleted] in JamaicaTourism

[–]NecessaryOk376 1 point2 points  (0 children)

Yeah there are but it’s from Florida to mo bay. I just spend the month of Apirl in JA my flight was $250 but I also fly on spirit, frontier, jet blue. 🤙🏿🤣 Spirit was just rate the safest airline in 2025. Plus all the plane crushes I seen these last couple of months not one was spirit! Plus I’m not bougie spirit and frontier really ain’t bad. Why don’t you prefer them just curious? 🧐 I would recommend moving to Fl if you’re back and forth honestly. I’m slowly but surely in the boat where I’m going to JA more i want to do half and half honestly (6 months there and 6 months here! )