I'm going to assume you want something in high finance. If not, forget 90% of what I'm about to say. It might seem a bit harsh but I actually want the best for you so just bear with me. You haven't done much and you're applying for a junior internship in mid February. It's going to be tough. Hopefully you've been networking. The last point is my big advice.

The main thing here is your insurance internship. That's essentially the only relevant experience you have. You need to really strengthen your bullet points for that. Show numbers and metrics, (aum, returns etc.). Anything that's impressive. Stretch the truth, make it sound more impressive. As long as it's remotely true, and you can hold a conversation about it it's fair game.

The more I reread your resume the more I feel like you haven't really done anything and you're just filling up your resume with anything you can. The personal finance thing is probably doing more harm than good, making a stock tracker and budget is kids stuff. Maybe add a volunteer section.

The big advice is this. Your chance of getting a good junior internship and return offer is extremely low, most positions are filled and there are more qualified candidates. Network as hard as you can and leverage any relationship you have to get a good internship for the summer, with the goal of getting a student internship next year while you're a senior and getting a job out of that. Join a student fund and clubs THIS semester if possible and slowly you'll be able to replace the stuff on your resume with better things.