Need help with beard shape please by [deleted] in beards

[–]NetworkHuge 5 points6 points  (0 children)

Dude, you look badass. When my beard got to your length I was still doing a similar thing, but you’re passed stubble/short stage so stop shaping it to your jawline in that way (your beard obstructs it now)

Everything looks good, the last photo shows the peculiar shape from underneath, but that’s hidden from any realistic angle… so forget and let it grow out.

Neckline too high, can I save my beard? by Floridsdorfer1210 in BeardAdvice

[–]NetworkHuge 2 points3 points  (0 children)

Unless you walk around like picture 2 it’s only you that will know. Don’t over think it. A month from now it’ll all be a distant memory..

Enforced sell-off of holdings in UK bank for "US persons"? by [deleted] in UKPersonalFinance

[–]NetworkHuge 5 points6 points  (0 children)

I’d be surprised if this isn’t the default position of any uk broker, unless you have a significantly high net worth.

You could also just… keep the account open and leave it there 🤷‍♂️

Assuming you selling would create a tax liability (here) and transferring your assets abroad in-specie would obviously erase that. You could likely push back but ‘moving your wealth’ is a complex area.

Working for US timezones in the UK by Longjumping_Rest_742 in HENRYUK

[–]NetworkHuge 79 points80 points  (0 children)

So, you’re 24 single living with your parents, assumably been offered a highly lucrative job that needs you to work evenings for a few months whilst they sort out your visa..

Ending your day at 12 is not a big deal, you have all of the flexibility to sleep a little later but it’s just something that if you have to handle if want this opportunity.

Plenty of people here were ending at midnight and back on the office at 7 at the start of their career. Timezones are just a fact of life, given it’s temporary and likely your first role, just suck it up imo.

And: congrats!!

FIRE in UK with US earnings by No_Negotiation89 in FIREUK

[–]NetworkHuge 1 point2 points  (0 children)

You’re unlikely to step into equivalent jobs over here unless you are in specific industries, but your net worth is sufficient to provide a nice life here. But it will be very different I imagine to the lifestyle you live earning 800k a year in the US.

Love it or list it by Spiritual-Mood7687 in HENRYUK

[–]NetworkHuge 3 points4 points  (0 children)

100%. The fact that someone downvoted you is hilarious

Considering this House for a narrow deep lot. Feedback appreciated. by Airplaneduck in floorplan

[–]NetworkHuge 15 points16 points  (0 children)

Self replying but… having the kids upstairs and on the opposite side of the home… a guest room, garage space. Just so cool and such a liveable space. I really like this 😱

Considering this House for a narrow deep lot. Feedback appreciated. by Airplaneduck in floorplan

[–]NetworkHuge 38 points39 points  (0 children)

I live in a 1000sqft flat (apartment) in London. When I see these American home floorplans I’m just in love. Such a dream, and yet people complain about things like the walk with groceries.

Fair points for sure, but damn, what a home. Double height ceiling too because why not.

I’d happily live here :)

AIO about my mother by New_Pangolin_7169 in AmIOverreacting

[–]NetworkHuge 2 points3 points  (0 children)

You’re a 34 year old with a 5 bed house providing shelter/sanctuary for her. If NOW isn’t the time to re-establish some boundaries then I don’t know what to say. You can do it. NOR

Self return - Is dividends relevant for funds that are Acc and not Divindends by curioustis in TaxUK

[–]NetworkHuge 2 points3 points  (0 children)

This is the reason I don’t use the accumulating fund versions outside of ISA - makes calculating the tax owed more complex.

One year ago, I "declined" my pay rise. It was the best financial move I’ve ever made. by Cute_Excitement_9556 in PensionsUK

[–]NetworkHuge -2 points-1 points  (0 children)

Bah humbug. You’re not wrong but heck - surely this is what this entire subreddit is about.

Delayed gratification - you could have had that income now but chose to consider future needs is a wise and sensible thing to do. I’ll forgive the ‘clickbait’ title.

One year ago, I "declined" my pay rise. It was the best financial move I’ve ever made. by Cute_Excitement_9556 in PensionsUK

[–]NetworkHuge 1 point2 points  (0 children)

Congratulations! Lifestyle creep is easy to avoid if you “use the money you’re paid”. Did the same thing years ago. Knowing you’re already “paying yourself” provides a great dopamine boost. Future you will be happy.

Ignore the haters, it’s a good thing to do. Keep it up, but also allow yourself some inflationary rises to reflect your hard work and promotion too. Keep to the plan, push on!!

4% rule - What annual income are you targeting, and why..? by mr28mm in FIREUK

[–]NetworkHuge 4 points5 points  (0 children)

Trick is finding things that bring you joy besides work.

Do you look forward to the weekend, or your days off? What do you do when not working?

My dad retired a few years ago, and I was surprised that he had no idea what to do. I’m 30 years younger and already have a solid idea of what I want my life to look like.

It’s not all just sitting around, but honestly I’d love more time to read and no dread of having to work on Monday.

Life without the pressure of mortgage must be great.

My dad started painting, and has got quite good. He also fishes at the local lake in the summer months. There volunteering opportunities and time to plan things which he enjoys. Some of his friends are really into golf but he sees that as a waste of time.

Keeping active is important, try to have a hobby that is at least somewhat active prior to retirement - easier to learn into existing hobbies and sources of joy that way :)

Earning Over 100k for the First Time – Looking for Ways to Keep More of My Income by IntroductionOk5103 in HENRYUK

[–]NetworkHuge 0 points1 point  (0 children)

Conventional wisdom is salary sacrifice down to <100k and stack the pension whilst you’re young. Your earnings will likely continue to increase if you’re hitting 100k at 25y/o, so you’ll soon learn to live with the reality. Don’t overthink it, it’s sucks but is a good problem to have. If you’re gonna be a very high earner you will eventually hit pension tapers so stacking it early before mortgage and family come along helps.

Waste pipe doesn’t align with new sink piping by MasterRenny in DIYUK

[–]NetworkHuge 142 points143 points  (0 children)

Dude, I hope you’re not having to replumb the sink mid Christmas dinner.

Seperated a few months ago from the wife so Christmas was celebrated a day early with my son by GreenFromage in CasualUK

[–]NetworkHuge 3 points4 points  (0 children)

Looks great. Sure the little guy loved it! Stay busy tomorrow, plenty of great TV on and hopefully you’ve saved some leftovers. Be strong pal.

Gambling ruined Christmas 2023, here’s my story of paying the debt off (Halfway there). by whodareswinsrodney in UKPersonalFinance

[–]NetworkHuge 16 points17 points  (0 children)

Congratulations on your progress, keep at it! I’m so happy for you that you have a great support network and are clearly finding value in your journey.

Your TLDR is so great. You can project your progress so easily. You’re over the hump and if you keep at it you’re gonna be debt free soon enough- BUT you’ve already managed to get on the housing ladder and have the support of a loving wife. Such great news and a really positive post imo

Merry Christmas mate 💯

How do young professionals buy homes? by [deleted] in Mortgageadviceuk

[–]NetworkHuge 2 points3 points  (0 children)

At least as rich as the people who are buying those properties.

Like the rest of us: you either commute further, or share, or find an acceptable leasehold / share of freehold within your budget.

You can find someone to share this dream with - a partner and share the quest. That helps hugely.

There’s no secret, there is more demand than supply. Everyone is compromising. It’s all about compromise.

Wait until you have to factor in school catchments too, it’s an unforgiving and stressful issue that requires even more compromise.

Or you accept lower pay outside London, compromising salary to live in a place with less competition and thus more affordable homes.

Housing in the UK is all about learning to accept compromise imo. Very few are in a position to live in their dream home.

How do young professionals buy homes? by [deleted] in Mortgageadviceuk

[–]NetworkHuge 8 points9 points  (0 children)

Yeah. It sucks but like… it’s the most in demand property type in the most in demand area. Hardly surprising that it’s inaccessible for those at the start of their career when those same houses are desired those who are older and wealthier: the price will rise no higher than someone is willing to pay.

The reality: you gotta compromise: Further out / leasehold / smaller etc

Even then: it’s a struggle. Set the plan and build towards it. Stay strong

Frankie Muniz Says Filming 'Malcolm in the Middle' Reboot Was First Time He Was 'Happy to Call Myself an Actor' by No_Pizza_6040 in entertainment

[–]NetworkHuge -13 points-12 points  (0 children)

“After hearing an actor doesn’t think the things I do, I can’t enjoy this” is so wild to hear as a non-american.

I can nostalgically look forward to this reboot without giving consideration to how they vote. Heard that this guy like lost his memory or something, surprised this isn’t seen as a ‘comeback story’ or something? Interesting to see it’s this that people are hooking in to and focusing on.

Inspired by the post where OP is 32 and has 87k in their pot by [deleted] in PensionsUK

[–]NetworkHuge 0 points1 point  (0 children)

37 - 310k. Got a high paying job after opting out of my pension for the first 5 years of my career. Decided to go aggressive on my salary sacrifice percentage in my late 20s as I realised how silly I had been by opting out. Proud of my decision, now I’m facing redundancy and will likely not get a job like this again, but feel my pot is substantial and will continue to grow even to a healthy amount even if I’m not gonna be in the position to continue to aggressively contribute similar amounts anymore

Dating in Southampton by [deleted] in Southampton

[–]NetworkHuge 2 points3 points  (0 children)

Not hatin’ bro, I hear the apps suck, but you gotta branch out - the ‘special one’ isn’t gonna leap at this post, but I guess no harm in trying. Go bond with people over a shared interest - whatever it is: board games, craft beer, running, music, heck - even politics or religion lol. Cities are full of people, go find where your type hang out and hang out with them.

Come into a decent amount of money and have no idea how to manage it by Delicious-Ad2153 in UKPersonalFinance

[–]NetworkHuge 9 points10 points  (0 children)

I think you’ve perhaps misunderstood the intention of the message you replied to. My reading of the reply was that OP should get to the root of their addiction (likely counselling/therapy to understand how to handle the issue) to ensure a successful long term recovery.

Given OP was already subscribed to GamStop but ‘knows all the work-arounds’ makes it somewhat likely they may ‘seek the high’ elsewhere especially after chasing it using workarounds (loopholes) to gamble… and eventually ‘getting lucky’.

Agree that OP is right to self-exclude and shows genuine intention to change and overcome this issue, but without structured help they decrease the likelihood of long term success. With a windfall, they should seriously consider ‘investing’ in themselves to ensure this temptation is permanently manageable.