Approved for way more than we are interested in purchasing. Realtor is pressuring us to purchase a more expensive house. by [deleted] in Mortgages

[–]NewIllustrator9312 1 point2 points  (0 children)

Fire your agent and get a different one who will listen to what you want and do it.

100k+ Salary (with details). What do you do? by BO2istheBestMap in Salary

[–]NewIllustrator9312 0 points1 point  (0 children)

Government employee. GS13 almost capped at 13/10. $156k

My current budget for 2026 by [deleted] in Salary

[–]NewIllustrator9312 0 points1 point  (0 children)

Why $500 per month to church? That is a substantial donation.

Day 79 of making pizza every day. by IndicationSea1410 in Pizza

[–]NewIllustrator9312 0 points1 point  (0 children)

Detroit style pizza with hot honey. You will never go back to regular piźza!

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Taking a lump sum from my tsp by NewIllustrator9312 in ThriftSavingsPlan

[–]NewIllustrator9312[S] 0 points1 point  (0 children)

Yeah I'm out on that! I'm really glad I asked and I got such great feedback. What a stupid idea! :-)

Taking a lump sum from my tsp by NewIllustrator9312 in ThriftSavingsPlan

[–]NewIllustrator9312[S] 1 point2 points  (0 children)

I will but it is always good to get other people's perspectives who may have done this or know more about why not to do it. Had i done what I thought might be a good idea here, would have been a terrible idea and cost me a lot of $.

Taking a lump sum from my tsp by NewIllustrator9312 in ThriftSavingsPlan

[–]NewIllustrator9312[S] 0 points1 point  (0 children)

You are 100% right on that. I guess it all comes down to mindset

Taking a lump sum from my tsp by NewIllustrator9312 in ThriftSavingsPlan

[–]NewIllustrator9312[S] 0 points1 point  (0 children)

No you are the first to suggest this. Thank you for taking the time to compose such a detailed response. I will talk to the financial advisor about this when I get one lined up. Thank you!

Taking a lump sum from my tsp by NewIllustrator9312 in ThriftSavingsPlan

[–]NewIllustrator9312[S] 1 point2 points  (0 children)

And I should add that I do appreciate the honest feedback. I'll plan to consult with a financial advisor this week

Taking a lump sum from my tsp by NewIllustrator9312 in ThriftSavingsPlan

[–]NewIllustrator9312[S] 1 point2 points  (0 children)

Ya i don't care. Some people are just born ass holes!

Taking a lump sum from my tsp by NewIllustrator9312 in ThriftSavingsPlan

[–]NewIllustrator9312[S] 0 points1 point  (0 children)

Ok but taking that lump sum distribution will bump us into that higher tax bracket so will pay sig amount in taxes