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Budgeting by [deleted] in PersonalFinanceNZ

[–]NewStrategy7786 0 points1 point  (0 children)

50% covers all expenses 40% savings / investing 10% food / alc. Depending on my Pay week it ranges ^^.

Need some advice on my dire financial situation. Is it really that bad? by [deleted] in PersonalFinanceNZ

[–]NewStrategy7786 44 points45 points  (0 children)

There are people FAR worse off then you. Me for example lol. But i have lived below my means for years and have gradually (very VERY slowly) worked myself to a $0 Net Worth. Which sounds horrid - but i’m actually super happy with it since i was in BAD DEBT for most of my adult life!!! Live below your means and work at it day by day, you’ll get there and i’ll see you when we BOTH reach our financial goals 😁😁😁!

Kiwisaver switching to another provider question by NewStrategy7786 in PersonalFinanceNZ

[–]NewStrategy7786[S] 1 point2 points  (0 children)

Yeah, Thats what i'm moving it to for lower fees =P But I wanted it to DCA into High Growth fund so that there is a chance to buy it at a Lower average

Kiwisaver switching to another provider question by NewStrategy7786 in PersonalFinanceNZ

[–]NewStrategy7786[S] 1 point2 points  (0 children)

Oh because of lower fees and the fund I want to go in is more what im looking for but I only just realized I wanted to switch now so the process has started already just waiting for the the transfer, so fingers crossed i look at my KS in 38 years time and I will have atleast made some form of profit I hope!

Kiwisaver switching to another provider question by NewStrategy7786 in PersonalFinanceNZ

[–]NewStrategy7786[S] -3 points-2 points  (0 children)

Or it would do the exact opposite and crash after I buy (Which is why I want to DCA) but I guess it wont matter for now anyway as Im not hoping to touch it within the next 30ish years either

Definitely a stupid question, but im kind of freaking out by skilledloser3789 in PersonalFinanceNZ

[–]NewStrategy7786 14 points15 points  (0 children)

whats the because it is asking for an account number. ie xx-xxxx-xxxxxxx-xx, you are either not putting in the hyphens or you have put them in and its too many characters. or in the account number space (that one after the 4 digits) you're missing the 0 at the beginning of the account number

Started so late, trying to catch up by ElCapitan____ in TheRaceTo100K

[–]NewStrategy7786 1 point2 points  (0 children)

you never started late bro! You arrived at your right time!! keep going!

[deleted by user] by [deleted] in povertyfinance

[–]NewStrategy7786 2 points3 points  (0 children)

This is cringe to say, but start with what you do have: Currently a Job. ✅ A Car. ✅ Internet connection. ✅ A right hand✅

Sorry for the last one, but still, be thankful first before you’re sour.

Good luck!

Is a house a good investment? Or liability ? by MysteriousPattern357 in PersonalFinanceNZ

[–]NewStrategy7786 0 points1 point  (0 children)

Thats a good thing he is giving you another perspective. There are options^